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Hi Barry,

The Insignia's really nice and I do have something of a soft spot for it. A car that feels more sophisticated and more engaging the more you drive it. The Passat and Mondeo are nice choices too, but to be honest, the one I'd go for out of all of them would be the Accord. Comfy, smooth, frugal, nice to drive and above all it will almost certainly never break down. There's nothing quite so nice as the feeling you get from driving an utterly indestructible car.

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Hi Paul,

Sometimes it can, actually. It's all a matter of doing your sums carefully. Yes, the drop in the value of the Euro has made things much more marginal, but the fact is that UK cars are often still good value compared to Irish equivalents. Just do your homework, don't forget to include travel and accommodation costs in your calculations and keep your fingers crossed come VRT inspection time.

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Hi Moza,

You won't necessarily get more trouble from an 05 than an 07 - it's all down to the condition and history of the individual car. 

You're right to say that there are no major problems with the C4 - it's actually pretty well made - but check it for any electrical gremlins. The 1.6 diesel is shared with the Ford Focus (and several other cars) so any problems are basically identical - water pump and oil 'sludge' are the common issues. I'd say the Focus has a slight edge in terms of reliability and quality but it's a close run thing. 

If you want a 'better make' and reliability is your primary concern then you need to be buying either Japanese or Korean. Corolla, Civic, Almera etc.

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Hi John,

You need to be very careful buying a car without an NCT. For all its flaw the test does go some way to ensure that cars on the road are at least basically roadworthy and a car without an NCT can be hiding all sorts of problems. 

You also need an NCT to be able to tax (and in most cases insure) your car so you need to get it booked in as soon as possible. If you're buying it from a dealer or garage, they really should have the car NCT'd before selling it. If you bought it privately then the previous owner has missed at least one NCT test and either needs to produce an Off The Road certificate or you're into a legally murky area.

Anyway, the short answer for you is to get the car tested and sorted ASAP.

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Hi Cónal,

Ok, it depends what you need. Do you need to use all seven seats regularly? Get the Verso, as it has at least decent space in the third row. If you just need a couple of vey occasional flip-up seats for short journeys then the Qashqai is nicer to look at and better to drive.

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Hi John,

Sorry to hear you're still having trouble, but if it helps, you're not alone. Aviva (along with Allianz) have announced that they're no longer going to provide cover for new customers with cars older than 14 years. Now, in a statement last week, the company did say that it would continue to cover existing customers with such cars, and would provide cover for existing customers purchasing such cars, but from what you're saying there it seems that Aviva simply doesn't want your business anymore and is therefore giving you quotes deigned to push you into either replacing your car with something younger or moving to another insurer. 

Thankfully there are plenty of such insurers out there, so I'd say give customer loyalty a good kick up the backside (it's a worthless thing these days anyway) and get yourself a better quote from elsewhere. There are insurers out there who will cover you. I've just put a few random details into the One Direct system for instance and got a quote of €840. Too expensive? You'll just have to shop around but the best bet for you could actually be to find a good local insurance broker - they can get access to deals and policies denied to us mere mortals. Beware though, the unfortunate and inevitable downside of Avivia and Allianz's decision is that other insurers are going to start putting extra risk loadings on older cars, so your premium is probably going to be pretty expensive wherever you go.

A representative of AXA insurance asked to be put in touch with you, so hopefully that goes well.

Read the news story about insurance on older cars here

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Hi Sabrina,

PCP finance can be a relatively easy way to get finance for a new car, but make sure you read up about its advantages and disadvantages. A good starting point is our own guide to car finance.

There are very few PCP finance options for buyers of used cars. The whole thing is designed around the car manufacturers' desire to get repeat new car business every few years.

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Hi Mike,

Short answer? No. Most of the main dealers will have their cars advertised on Carzone.ie and beepbeep.ie so those are the main two to keep an eye on. Other than that, it's down to good old fashioned keeping your eyes out for what you want. 

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Hi Mike,

You'll probably pay in and around the €13,000 mark for it and as far as we're aware these are solidly reliable cars with no common major problems. 

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Hi there,

Well, the 207 CC was certainly better-built than the 206 CC that preceded it, but you have to buy carefully - they're pretty heavy cars, so suspension and steering problems are common, as is high tyre wear. Electrical faults need to be watched out for too, and the roof mechanism is a constant source of angst - although you can manually wind it up or down with a wheelbrace if it gets stuck half-way, which is a common issue.