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What do you think of six-speed gearboxes?

What is your view on the practicality of six-speed manual cars versus five-speed? On normal national roads - non motorways - six-speed seems to equate to a never ending need to change gear at every bump and bend. Or did I have a bad experience with a particular car?

Patrick Mc Loughlin (Dublin)

Jan 2016 Filed under: gearbox

Expert answer

Hi Patrick,

Every car is different in truth, as the gear ratios and the final drive ratio will vary massively from car to car. Not only that, but the engine output and delivery of that have a very large effect. More gears, generally, means the possibility of better economy and performance as there are more options to keep the engine in the right rev band at any given speed. Obviously, however, more gears means more gear-changing. It sounds to me like you had a six-speed car without much engine torque, but as I said, every car is different so there's no right or wrong on this one.


Is the Mercedes-Benz M-Class a good buy?

I'm a retired driver with full no claims insurance bonus. I'm looking for a reliable, comfortable and high end car or SUV with about 100,000 miles on the clock plus room for golf clubs and a folding trolley in the boot. I like SUVs because I'm finding it increasingly difficult to get out of cars that are lower on the road (have an older E -Class Merc at the moment). A car that would still look well in about five years' time appeals to me. Can you please advise if a 2007 Mercedes-Benz ML 280 would be a good buy?

David Rafferty (Malahide)

Jan 2016 Filed under: choosing used car

Expert answer

Hi David,

Yes, that M-Class is a particularly nice one, but there's a couple of things to watch for. Mercs of that era can be electrically fragile so beware of anything with a button or a switch and don't dare buy anything without a full and comprehensive service history.

The other thing to worry about is insurance - next year that car will be 10 years old and you'll get hammered for insurance by pretty much all Irish providers. Not a problem for this year but possibly something to keep in mind.


Would a dealer buy my 2015 Audi A6 for cash?

Hi,

I need some advice if possible please. I have a 2015 Audi A6 auto ultra 190hp. I need to free up some cash and also want to keep my savings. I would like to inquire if there are any car dealerships that would buy my car and if they would how much could I expect to get for it?

Thanks.

Samantha Daly (Malahide)

Jan 2016 Filed under: used car values

Expert answer

Hi Samantha,

All I can suggest is that you have a ring around any Audi dealers with premises near you and ask if they will buy the car outright. Dealers generally don't like buying cars from punters as a straight deal, so you may struggle. It should be worth around €40,000 in normal circumstances but you will probably be offered a lot less than that because of the unusualness of the deal. 

It may be possible to do a cash-and-swap deal - whereby you get an older car from a dealer and they pay you the difference for your car, but again this is an unusual deal and you may not find anyone willing to do it.

A better idea is probably to sell the car yourself through a classifieds site such as Carzone.ie.


Can you help my buy my first car?

I am in the market to buy my first car. I have looked at a 2007 Volkswagen Polo for €5,500 with 80,000 miles; a 2009 Renault Clio with 50,000 miles for €5,500; and a 2007 Opel Corsa with 110,000 miles for €4,500 (all 1.2). It is important to purchase a car that will help to keep my insurance and maintenance costs low.

Any advice on these cars or others that I should consider would be greatly appreciated. Is the best method of purchasing through a dealership?

Niamh, Limerick

Niamh McCrann (Limerick)

Jan 2016 Filed under: choosing used car

Expert answer

Hi Niamh,

I'd go for the Polo - of the three you're looking at it's the one (all things being equal) that's likely to be the most reliable. One thing though - you'll have to change it again next year as then it will be 10 years old and it's now proving almost impossible to get an affordable quote for a 10-year old car. 

Buying from a reputable dealer is always a good idea, assuming that they're going to stand over the car and offer you a decent warranty. As long as the car has a proper service history though, you should be fine.


Is the Land Cruiser getting a Fiat engine?

Hi,

I've been told that the new Toyota Land Cruiser will have a 2.8-litre Fiat engine. Is there any truth in this? I know it's changing from its 3.0-litre engine to the 2.8, but I'm just wondering who makes the new engine?

Thanks

Dave O Sullivan (Wexford)

Jan 2016 Filed under: future engines

Expert answer

Hi Dave,

The Land Cruiser is indeed getting a new 2.8-litre diesel engine, which is claimed to be nine per cent more efficient than the old 3.0. It has CO2 emissions of 194g/km, 177hp and 420Nm of torque. Shared with Fiat though? No - Fiat does have its own 2.8-litre diesel, but it's a commercial vehicle engine, usually used in the Ducato van. For its passenger cars (Jeep Grand Cherokee, Maserati Quattroporte, etc.) the Fiat group uses a VM Motori built 3.0 V6 diesel.


Have you a review of the Skoda Superb Combi?

Hello,

Do you have a review of the 2016 Skoda Superb Combi L&K?

Eric Walsh (Dublin)

Jan 2016 Filed under: choosing new car

Expert answer

Hi Eric,

We've not driven the new Superb estate in L&K guise as yet, but read our review of the Skoda Superb Combi from the international launch and you'll get a good feel for it we think, as the test cars were well-specified.


Which auto is best for nervous drivers?

Which is the best automatic car with hill assistance to buy for a nervous driver?

Jean Doyle (Laois)

Jan 2016 Filed under: automatic

Expert answer

Hi Jean,

You've kind of answered your own question there - cars with automatic gearboxes won't roll back on a hill, or at least no more than a foot or two. As long as the gearbox is in D and you apply a little power, you'll start going forwards.


Is a PCP right for me in retirement?

I'm approaching 66 and recently had to retire. My state pension will be around €230 when it comes in March plus a small work pension of €57 a week. My car, an Audi A2, is a 2001 reg. It's showing signs of age and as it's an obsolete model services are expensive. I would have 3,000 maybe 3,500 Euros to put towards an upgrade. Can you advise me as to whether I should opt for a new car and a repayment plan or get a second-hand one?

Angela O'Sullivan

Angela O'Sullivan (Waterville)

Jan 2016 Filed under: finance

Expert answer

Hi Angela,

I think a PCP plan would be entirely wrong for you, because they really only work if you're intending to come back in three years' time to trade in again. I'm guessing you don't want to do that.

Your Audi is worth about €2,000 so put that together with your €3,000 and we're looking at a budget of around €5,000. That's great because that will get you into a 2007 Honda Jazz - one of the best small cars around. It's spacious, comfortable, frugal and above all reliable. You simply can't go wrong with one.

Another good choice is the Suzuki Swift. Your budget should get you a 2008 or 2009 model. It's not as roomy as the Jazz, but hugely reliable and lots of fun to drive. One thing though - beware of insurance. Irish insurers are being, right now (and please forgive the language) a shower of bastards when it comes to insuring cars of ten years old or older. Make sure you have a good insurance broker on hand for 2017 or 2018 when you have to renew...


Hybrid and electric cars are not the future...

This is not really a question, just a comment. I just don't understand all this hype about electric and hybrid cars. I live in an apartment, probably way more than half the world lives in apartments or cities where recharging is not feasible. It doesn't look like the future to me.

Cheers

Philip Donegan (Ballina)

Jan 2016 Filed under: hybrid

Expert answer

Hi Philip,

A very, very good point. However, I disagree with you on your broader 'hype about electric cars' comment - the only way we're going to be able to keep motoring, to keep some sort of private, personal transport going, is with electric cars. Now, whether that's with just batteries, or whether that's with hydrogen power or something else that hasn't yet been thought of, I don't know. But the days of digging up Jurassic forests in liquid form and burning them in engines is coming to a rapid close - it's not just about CO2 and global climate change anymore either; the Volkswagen scandal has shown that we've been slowly and insidiously poisoning ourselves with other gases from car engines too. Some 1,200 people in Ireland this year will die from respiratory illness brought on by pollution, a major multiple of those who will be killed in road accidents.

Your apartment point is well made though, and shows just what a period of transition we are currently in. A huge investment is needed to create an environment where electric vehicles can work simply and sensibly, and for all the efforts put in recently to install charging points and fast chargers, it's not nearly enough. Governments and energy companies, and the car makers too, will all have a major role to play in this, but it's just that no-one's playing enough of a role just yet.


I can't get insurance on my old Honda!

Hi,

Is it legal to increase the price of an insurance premium times five? I was paying €400 last year (seven years NCB plus for 55 per cent discount) for a 1999 Honda Accord. I've got letter from my current insurer (AIG), with a new quote for €1,998. When I rang them, they told me the reason was that my car is too old! Car passing NCT every year, no problems whatsoever, no convictions either. Another two broker companies and three individual insurers have declined me for the same reason.

Any ideas?

Joe Black (Dublin 18)

Jan 2016 Filed under: insurance

Expert answer

Hi Joe,

This is a serious issue at the moment and the Government is, typically, sitting on its hands over the matter. Insurers, beginning with Aviva, decided last year that, actuarially speaking, ten-year-old cars and their drivers were at higher risk of accident than average, and so decided to either (a) refuse to quote altogether, or (b) issue massive quotes that were effectively the same thing. Frankly, it's a scandal and of course, insurance being something of a cabal industry at the best of times, the other major firms are following suit. Sorry - that isn't actually of any practical help to you, but it's the facts of the matter.

The best suggestion I can offer is to find a really good local insurance broker and see if they can help you find a solution. Please do let us know how you get on.