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How to get an insurance quote when I don't have a reg number?

I have an Irish driving licence for over 10 years and 6 years no claims bonus on a Hyundai i20 (1.2-litre engine) and I'm aged 35. Planning to buy a Tesla, but I'm not sure how much it is going to cost on insurance. I currently have comprehensive insurance with Zurich (€450 a year) and there is no company that can provide me a quote without a registration number, and I can't get the reg until I pay the deposit and place the order before. What do I do?

Rohit Sharma (Dublin)

Jun 2025 Filed under: insurance

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How to get temporary insurance on my sister's car in Ireland?

My sister lived in Co Donegal for 40 years. She had a Skoda Citigo (2012 reg). I brought her back to the UK three years ago to a care home where she now lives. I have tried to insure the car in my name but cannot do so because I am not permanently resident in Ireland. Is there any way I can get it insured for me to drive when I visit every few months?

Michael Griffin (Cambridgeshire)

Jun 2025 Filed under: insurance

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Will a UK insurance firm classify an NI car as an import?

Do UK insurance companies treat a car brought over from Northern Ireland as an import?

Norman John Gibson (Preston)

Mar 2025 Filed under: insurance

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Can I use a VW Amarok for private use?

Hi,

I am trying to buy a Volkswagen Amarok because I am constantly driving around quarries as I am a truck driver, and my car just doesn’t suit the terrain. I have tried enquiring about insurance for this and they are asking for proof of my business but since I am working for someone and not owning my own business then I cannot get insurance

 Is there any way I could change the Amarok over from commercial use to private despite the price of tax but just so that I can insure it as a car?

Thank you very much

Jake Hunter (Doneraile)

Jan 2025 Filed under: insurance

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I can't get insurance on a private van...

I currently own a standard car. Like many, I'd love a campervan, but the costs are too high, so I am hoping to buy a van to convert it. I am not a business owner, and I am aware I will pay the private tax on the van.

However, I seem to be coming across an issue with insurance. I understand I will have to take out a new policy, I would not move my no claims over to the van, so will be starting from scratch. But I seem to be declined insurance everywhere and I'm not sure why. I would insure it as a private van, until the conversion is complete and then look into converting on the logbook etc. Is there any law/rule against owning a commercial van, taxing and insuring it privately, converting it and then not changing it on the log book to a campervan?

There seem to be so many hoops to jump through, I just want to put a bed in the back of my van...

Any help would be appreciated, thank you!

Kirsty Durnall (Midleton)

Sep 2024 Filed under: insurance

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I can't fully insure my Tesla with Aviva!

Hello,

I’ve bought a Tesla Model 3 LR/AWD (not the Performance model). I’m taking delivery on 29 September. I’ve been driving for 40 years, insured (full comp.) with Aviva since 2010 and never had a claim. Today Aviva tells me it will only offer third party cover on a Tesla. I’ve pressed them on this - no budge. Are you familiar with EVs being harder to insure?

Thanks

Ray Hennessy

Ray Hennessy (Ennis)

Sep 2021 Filed under: insurance

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How to get a Nissan Navara insured privately?

Hi,

I recently bought a Nissan Navara privately and I can’t seem to get it insured for private use. How do I get it insured and taxed privately?

Thanks

Gavin Dolan (Ireland)

Aug 2021 Filed under: insurance

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How much to insure a Transit privately?

How much would a 171 Ford Transit Connect cost to insure privately?

Maire Twiss (Milltown )

Feb 2021 Filed under: insurance

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Worried about insuring a Ranger privately...

Hi there,

I found your article on commercial vehicles very helpful. I am looking to buy a Ford Ranger from a family member. It’s currently taxed and insured commercially, but I plan to buy it and change the tax to private and only then can I get an insurance quote. Can you please tell me a little about the process? I feel like I’m buying a little blindly since I can’t get an insurance quote until I tax the vehicle privately. I can’t tax it privately until I buy it.

Any help would be appreciated.

John

John Wedick (Wexford )

Feb 2021 Filed under: insurance

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Having difficulty insuring a commercial Yeti...

Hi guys,

I was really interested to read your article on taxing and insuring commercial vehicles for private use. I drive a commercial Skoda Yeti (2.0-litre 4x4) that is registered commercially, but which I have taxed and insured privately. I have no VAT number so commercial tax and insurance is out of the question. Adding to this, I can only find one insurer to give me a policy. I was wondering if it's possible to re-register the car as a private vehicle that just happens to have no back seats. This was flagged as the reason insurers won't look at me (my driving history is squeaky clean). Any suggestions here would be great. I love the car and got a great price on it so I really dont want to sell it.

Conor Behan (Thomastown)

Jan 2021 Filed under: insurance

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