What'll I buy as my first car, for €10,000?
Hi folks,
I'll be buying my first car in a few weeks. Ideally I'd like to find something under €10,000. Just something reliable to get me to and from work, preferably in a low tax band and will keep insurance costs as low as possible (22-year old male). Any advice?
Also, if I'm paying in cash can I expect to get a discount on the asking price in a dealership? If so, roughly what percentage could I hope for?
Thanks in advance, Rob
Rob Henry (Dublin)May 2016 Filed under: learner
Expert answer
Hi Rob,
Well, as far as discounts go, most dealers operate on about an eight per cent margin, so if you're asking for more than a seven per cent discount you're asking for a below cost price. You should get a decent discount for cash right enough, but explore the credit options too - dealers often get bonuses for selling a credit plan so if you can get a good one (at zero per cent interest obviously) and pay it off from your lump sum, it may give the dealer a bit more wiggle room for a discount.
As for the model, with a starter car and the current cost of insurance you need to be looking at no more than a 1.0-litre engine. Happily your budget will easily get you into a Volkswagen up! 1.0, one of the best small cars around (or equally you could go for a mechanically identical SEAT Mii or Skoda Citigo). Can't go wrong really, although if you're looking for other options you could try an Opel Karl (plain but decent), a Renault Twingo (fun but not as well made as the up!) or the Fiat 500 TwinAir (fabulous car, but get an insurance quote first).
Here are reviews of all of those to help you decide:
What's my Ford Focus worth as trade-in?
What is a Ford Focus 1.8 diesel with 130,000 miles on it worth as trade in against 2015 diesel 1.6 with 8,000 miles on the clock?
Ted Lawton (Killeagh Co Cork)Apr 2016 Filed under: used car values
Expert answer
Hi Ted,
Well, it’s a little hard to say. You haven’t given me a year for your Focus 1.8, but assuming it’s a 2009 model then I’d take a stab at it being worth around €6,000 as a trade in. However, it’s impossible for us to predict how much a dealer is going to offer you against a specific car – it depends how much they have invested in the sale of that car, and how many other cars similar to your own that they already have on their lot.
Why do the Audi A3's and Golf's tax differ?
Why is the tax between an Audi and Golf such a difference for a 1.6 engine? Seems odd!
Colin Morrissey (Lucan)Apr 2016 Filed under: taxation
Expert answer
Hi Colin,
It depends which models you mean. I presume you’re looking at an Audi A3 and a Volkswagen Golf, which share a 1.6-litre diesel engine. On the base model of both cars, the quoted CO2 figure is exactly the same – 99g/km. It could be that you’re looking at an A3 Saloon, which, with the optional 18-inch alloy wheels, has a CO2 figure of 109g/km, or possibly even the A3 Saloon quattro 1.6 TDI on 18s, which has a whopping (in comparison) figure of 130g/km. Extra equipment (or indeed a complete four-wheel drive system) and bigger wheels all have an effect on consumption and therefore emissions, you see...
Is an older Golf a good first car?
Hi,
I'm buying my first car and need some advice on what I should get. My budget is about €3,500 and I'm looking for a car with a 1.2- to 1.4-litre engine. At the moment a 10-year old Golf seems like the most reliable option.
Thanks, Conor
Conor Quinn (Dalkey)Apr 2016 Filed under: learner
Expert answer
Hi Conor,
A Golf is a great idea, but it would also be worth looking at the Toyota Auris too - it's not as sweet to drive as the Golf, but even more reliable. One word of warning though - both cars come with, at smallest, 1.4-litre engines, so you could run into trouble with insurance if you're only starting out as a driver. Have a shop around for premiums first as you may have to find something with an even smaller engine.
Which compact MPV suits us best?
Hi,
My wife, daughter Daisy (four years old) and myself are thinking of updating our 2005 Ford Focus C-Max 1.6 with 105,000km in the next few months. We recently test drove a 2012 C-Max 1.6 diesel Titanium with about 40,000km on the clock. It was a nice car at €17,500 with a €2,000 trade in for our own so really €15,500. I said we were paying cash, but we could not get more discount. Do you think that’s a fair offer or do you think I could haggle more, as most websites say Ford will barter with you?
Second question. The Ford B-Max seems to be cheaper than the C-Max. Apart from the sliding doors and height of the cabin on the B-Max, is there any other difference? To a layman they both offer the same inside and out. I have read and seen reviews for both cars and there are no major negatives there.
Third Question. We are thinking of trading up and not spending more than €15,000. What is the best option realistically for us in your opinion? Should we consider a different vehicle altogether? We like the higher ride in these cars because it's easier for both adult and child to get in.
Regards,
Ben O’Connor
Ben O Connor (Dundrum, Dublin)Apr 2016 Filed under: choosing used car
Expert answer
Hi Ben,
Well, you can always haggle more and if the dealer isn’t budging, then simply shop around. There are plenty of examples of the C-Max out there to choose from, so don’t get hung up on just the one car if you feel like you’re not getting a good deal. While that does seem like a fair enough price, €17k is top end for a 2012 C-Max, so it had better (a) be perfect, (b) have a full service history and (c) come with a decent warranty.
As for the B-Max, yes there’s quite a big difference. The B-Maxis based on the Fiesta, the C-Max on the Focus so you can see from just that fact that the levels of space on the inside and in the boot are significantly different. Plus the C-Max is a far more comfortable car on a long journey than the B-Max, which can also be sluggish to drive as those sliding doors are actually pretty heavy for such a small car.
As for other cars worth looking at (and I’m assuming you mean against the five-seat C-Max, not the seven-seat Grand C-Max), the Volkswagen Golf Plus offers lots of space and plenty of comfort, as does the five-seat version of the Citroen C4 Picasso.
Here are a few reviews to help you decide:
Which cars are best for comfort?
Hi,
Can you tell me which SUVs offer a driver's/seating position most like a standard car's? My wife and I currently both use her Opel Zafira and I find the seating position very upright and uncomfortable as the seats will not move back far enough. Effectively it means I have to lift my feet completely to operate the pedals instead of just pivoting on my heels as with a more reclined position. I have recently had a hip replaced and the other one is painful if I drive any reasonable distance.
We test drove a secondhand C-Class Estate and I wanted to buy it but she finds the seating position very cramped (in particular did not like the large console between the seats). We sat in a Honda CR-V after and she much preferred the space and lack of clutter between the seats but I found the seating position uncomfortable. Essentially we are looking for something that has the high ceiling, big windscreen and lack of clutter of most SUVs/MPVs, but with a seating position that gives good enough leg room for somebody over six-foot like me to pivot my feet on my heels rather than having to lift them to operate the pedals. Maybe we need two cars, which is a waste given we are city dwellers and do very small annual mileage between us.
Thanks
Kevin
Kevin McCormack (Dublin 8)Apr 2016 Filed under: choosing used car
Expert answer
Hi Kevin,
That’s almost an impossible question for me to answer I’m afraid as, as you’ve pointed out, a car that many might consider comfortable and pleasant (the Honda CR-V) is uncomfortable for you. Mind you, you’re right about the C-Class Estate being small inside – it was never the biggest car around.
Which of these cabriolets to go for?
Hi,
I'm looking at three secondhand folding roof hard top coupes for my partner (Ford Focus CC, Astra cabriolet and Volkswagen Eos). Leaning towards an Eos. Can you advise of any potential pitfalls to this regarding reliability or known issues, insurance costs etc? Plus, which in your opinion is the more usable vehicle for everyday use? Also as a curve ball can you suggest an alternative to the above?
Cheers, Alan
Alan Burke (Dublin 8)Apr 2016 Filed under: choosing used car
Expert answer
Hi Alan,
All are, in general, pretty solidly reliable cars as you would expect, but the issues come with the added weight and complexity of those folding hard-tops. All three can suffer roof failure (often at the point of being half way up or down) and all three suffer equally from increased tyre and suspension wear relative to their hatchback cousins, not to mention higher fuel consumption. None, to be honest, are especially pleasant to drive.
Of the three, I’d say the Eos is the best built, the Focus by a slim margin the best to drive and the Astra fractionally the roomier in the back seat. As an alternative, what about an Audi A4 Cabriolet? You’d have to go for an older one to match the price, but it’s a better car and a better convertible than any of these. Alternatively, if you don’t need the back seats, get a Mazda MX-5 – literally the only small convertible that’s actually worth buying.
How can I compare all the electric cars?
Hi,
Is there anywhere one can see all currently available electric cars compared, not just under the usual headings of driving range, charging times, 0 to 100km/h time and overall drivability and practicality, but also the overall running costs (electricity charges, road tax etc.), which can vary when you include battery lease models like the Renault Zoe?
Donal M
Donal Murphy (Cork)Apr 2016 Filed under: electric cars
Expert answer
Hi Donal,
Short answer – no. That’s partially down to the fact that such in-depth comparisons have to take into account the type of mileage you do, the electricity tariff you’re on and more. The best I can suggest is that you have a good long look through our various electric car reviews and then use the cost calculators on both the ESB and SEAI websites to further refine your research:
Is the 2007 Mercedes E-Class reliable?
What do you think of a 2007 Mercedes-Benz E 220 CDI? I know that the pre facelift W211 had a lot of electrical gremlins and the Sensotronic Brake Control was beyond a joke in terms of reliability, but this was dropped on the facelifted cars.
Is there anything else that I should look out for?
Gavin Kennedy (Dublin)Apr 2016 Filed under: reliability
Expert answer
Hi Gavin,
I’d still tread carefully. Yes, the Sensotronic was dropped but the basic electrical system remained the same and it was still prone to glitches and issues. Mercedes didn’t really start to get its quality mojo back until the 2009 W212.
What cars are best-suited to importing?
In terms of VRT, what are the best value used cars to import (from the UK) in the large family saloon/mid range exec range?
Brian Quinn (Drogheda)Apr 2016 Filed under: importing
Expert answer
Hi Brian,
Well, it's all down to the CO2 emissions because it's that on which the rate of VRT will be applied. You need to do your homework though as cars that can be quite affordable in the UK can be wildly over-priced in the Irish market leading to you paying more VRT than you really should do.
Ideally, you need to be spending above €30k on a car to make it truly worth your while on importing a car, thanks to the exchange rate. The BMW 3 Series, Audi A4 and Mercedes-Benz C-Class are all well worth looking at, as well as higher-spec versions of the likes of the Skoda Superb, Volkswagen Passat and Mazda6.