Any scrappage AND 0% PCP finance deals?
Hi,
I am in the market to replace my 14-year old Peugeot 307. I note a lot of manufacturers have scrappage deals at present. Quite a few also have 0% finance deals, but these two offers are generally mutually exclusive. Do you know of any manufacturer offering both deals on new cars?
Thanks for your time, Rowland
Rowland Crawte (Raheny)Nov 2016 Filed under: finance
Expert answer
Hi Rowland,
Sadly no, the two offers are generally mutually exclusive. On top of which, the zero per cent finance offers are generally only on PCP (or Personal Contract Purchase) plans. Being as those run on a three-year replacement cycle and you’ve kept your Peugeot for 14 years, I’d suggest that they may not be the ideal way to buy a car for you. I reckon you’d be better off with either a Hire Purchase plan or a bank loan and taking full advantage of the ‘scrappage’ discount.
How best to upgrade to a newer car?
Hi, I am thinking of changing my 2006 Nissan Navara in the next nine months. I was thinking of upgrading to 2011/12 Volkswagen Passat or Ford Mondeo and my budget is about €12,000. The problem is I don't know how to sell my own car. It's seen far better days and the engine isn't in great condition either. Most dealers are offering €3,500 or less and I tried cash4cars and they're not interested. I am hoping to get four grand plus for it but don't have the time to sell it privately. I really don't know what to do with my Navara and was wondering if you would know?
Many thanks, Denis
Mike Connolly (Wicklow Town )Nov 2016 Filed under: choosing used car
Expert answer
Hi Mike,
Are dealer extras on a new car worth it?
Are the extras that dealers add to the price of cars actually necessary or beneficial? The last time I bought a car the dealer looked up the list price, added delivery charges and metallic paint/optional extras and that was the price you paid. Now in addition to all that there's a dealer seal and protect coating and step back insurance. Showroom sales staff really push these with a hard sell, but they can add €1,000 to €1,200 to the cost of a car. Question is, are they worth it?
Martin (Meath)Nov 2016 Filed under: optional extras
Expert answer
Hi Martin,
Dealer seal isn't really worth it in my opinion because for most of the year Irish roads aren't gritted and salted. I know they are this week, but a regular trip to the car wash will do just as good a job as 'dealer seal.' Protect coating is pretty similar. You'd be better off just keeping the car in good condition and taking care of stone chips etc as and when they occur. Step back protection is like any form of payment protection insurance - it has its uses, but buy carefully and make sure you study the small print with great care.
Is my Volkswagen Polo TDI the most efficient?
What's the most economical car for long distance commuting (100km) to work daily? Is my 141 Volkswagen Polo 1.2 TDI the most fuel efficient car there is on the market?
Anne, Cork
Anne O'Sullivan (Meath)Expert answer
Hi Anne,
Actually, it’s not far off. I’d say, with a bit of practice, you should be able to beat 60-65mpg on a regular basis with that Polo, and to be honest you’re not going to get much better than that from any car. There are plenty of cars with official economy figures up in the 70s and 80s mpg, but those are laboratory figures and damned near impossible to reach in real world driving. If economy is your priority, then I’d stick with that Polo.
I like the look of the new Ford Kuga...
I like the look of the new Ford Kuga. Which version is best and what will it cost? Any other cars I should look at?
Dave Peterson (Dublin)Nov 2016 Filed under: choosing new car
Expert answer
Hi Dave,
If you find the overall aesthetics of a car matter to you then the Kuga ST Line is the best version of the new line-up to go for. It looks especially good in darker colours. We’re also fans of the Volkswagen Tiguan, though it is at the more expensive end of the market. A similarly good looking car, and more affordable, is the SEAT Ateca. Here are our reviews to help you decide:
Will Ireland move to paperless motor tax?
Hi,
Are you aware of any plans for Ireland to move to a paperless tax, NCT and insurance system like they use in the UK? To see all that paper hanging in the windscreens of modern cars is very last century and is simply clutter that does nothing to complement the great design of many modern cars.
Martin Smith (Dublin)Nov 2016 Filed under: taxation
Expert answer
Hi Martin,
There are certainly no concrete plans that we’ve heard of. There was some discussion of the subject, back in 2014 when the UK did away with paper tax discs, that Ireland might move to a similar system, and the abolition of being able to carry over unused vehicle tax from one owner to another is kind of the first step on that road. Dublin City Council this year suggested that we should start moving towards paperless tax but plans haven’t gone any farther than that for now.
Any compensation coming from Volkswagen?
Hi,
Can you say what is the current position in Ireland in regard to the reparation and/or compensation for Volkswagen brand vehicles (mine is a Skoda Superb 1.6 TDI Greenline)?
Many thanks,
Philip
Philip Donegan (Ballina)Nov 2016 Filed under: recall
Expert answer
Hi Philip,
Volkswagen and its associated brands are currently working their way through the lists of cars to be recalled and modified to enable them to reach the required standards for emissions at all times, and not just on the official test, as was revealed by the ‘Dieselgate’ scandal. The original plan was to have all cars recalled and modified by the end of this year, but that schedule has slipped significantly.
If your car is one of those due for work, you will get a letter in the post in due course advising you to book an appointment at your nearest Skoda dealer.
As for compensation? Unlike American Volkswagen owners, European owners as yet are not being offered any, primarily because the laws are rather different on this side of the Atlantic, but owners (via the courts), national governments and the EU are all pressing Volkswagen on the issue of compensation payments so there may yet be something in the offing.
Do you have data for the Honda RE4 SUV?
Performance and fuel consumption for Honda's RE4?
Lovemore Mabvurudza (Harare)Expert answer
Hi there,
Assuming that’s the 2.4-litre petrol engined version of the Honda RE4 (better known to us as the third-generation CR-V), you’re looking at around 32mpg overall. We can’t give you more accurate data than that as the model was never homologated for European sales, so that number is extrapolated from the figure given for Australian market cars.
I'd like a new car that is really comfortable.
Hi,
I have just been reading Neil Briscoe's article (June 2016) about Citroen's new suspension system. I take it Neil wasn't too impressed. I have a 2003 Citroen C5 that is a fantastically comfortable car. It will have to be replaced sometime unfortunately. Because I have spine injuries I would need something that is the equivalent in terms of a smooth ride.
What do you think the chances are of finding same?
Thanks
Clare
Clare McLoughin (Tullamore)Nov 2016 Filed under: choosing new car
Expert answer
Hi Clare,
Well, if I gave the impression that I wasn’t too impressed, then that’s not quite right as we haven’t yet driven a new Citroen model equipped with the new Advanced Comfort suspension system. It won’t go into production until next year (2017). We have just driven the new Citroen C3, which has a very impressive ride quality on standard springs and dampers, so the omens for the new system are good.
Is it worth upgrading to a premium brand?
I would like some advice on changing from my Ford Mondeo to a higher price level car, say BMW 5 Series or Audi A6 or Mercedes. Is it worth all the extra cash? What will I feel that will be so much better?
Fergal Reidy (Celbridge)Nov 2016 Filed under: choosing new car
Expert answer
Hi Fergal,
In a purely objective sense? No, there’s nothing. Will you get an interior that looks and feels a bit classier? Yes. Will you get a badge that has a bit more appeal? Yes. Do these things really matter? Not to everyone. If you’ve got a Mondeo then you already have a well-made, comfortable car that’s good to drive. So upgrading to an Audi or BMW will get you… a shinier badge. If you want something that feels as good as the premium stuff but costs less, have a look at a Volkswagen Passat or Mazda6 as a potential replacement. The only area in which the German cars are quantifiably better is in resale value.
