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Hi Martin,

I'd say you're looking at a trade-in value of between €5-6,000.

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Hi Karen,

It depends. If you are buying the car after she says she has paid off the finance, then a history check from the likes of Cartell.ie will flag up if there is any outstanding finance to be paid. If you're buying it and she's promising to pay off the finance afterwards, then it's simply down to trust. The safest thing is probably to draw up a written document signed by the both of you (preferably with a witness signing as well) in which she undertakes to pay off the remaining finance on the car. 

If you have any doubts at all then walk away.

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Hi Paul,

The good news is that it still looks fresh and funky after all these years, and it's good fun to drive. It's not as classically brilliant as the rival MINI in terms of steering feel and dynamic abilities, but in its bouncy-as-a-pogo-stick way, it's a hoot. The quality of the cars, made in Fiat's factory in Poland, is generally pretty good, but there are one or two things to look for. The diesel engine can fail entirely (thankfully a rare occurrence) and any engine management warning light means an immediate trip to your dealer. Interiors can rattle and squeak a lot too and the paint is a bit on the thin side.

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Hi Sarah,

I wouldn't be worried. The Berlingo is, after all, van-based and vans have to be capable of doing big miles with minimal maintenance and time off the road, so 94k shouldn't be an issue. As long as the service history is full and up to date and the car seems in good order, you should be fine.

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Hi Catherine,

Not necessarily. The 1.6-litre diesel used in the C-Max is an engine used in a huge variety of cars, from the C-Max to the Focus to the Mondeo to various Citroens, Peugeots, Volvos and even the occasional MINI. This means that, by and large, it's a decent engine with good reliability prospects and millions of miles of use in a massive number of cars to reveal any bugs.

That said, there are a couple of issues to watch for and mostly it's to do with the turbocharger, which can occasionally be a weak point. Usually it's down to a failure of the exhaust gas recirculation (EGR) valve, and it can be pretty easily fixed. Watch the parts prices and shop around for quotes if anything does go wrong. Alternators can give trouble too, so be suspicious of any engine or battery warning lights.

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Hi Sean,

Well, any insurance company is going to load any male driver under 30 with a hefty premium, and if they're going for a BMW, any BMW, then that premium will be stacked higher still. Perhaps it would be better to seek out a version of the 1 Series that doesn't specifically have the word 'Sport' in its name? The SE model is just as good to drive and look at and there's no actually major dynamic benefit to having the Sport badge on the car.

Or, if the insurance is still working out too steep, why not consider a MINI? A One D would be pretty much as much fun to drive as the 1 Series, cheaper to run and insure and still has that BMW-style handling (front-wheel drive notwithstanding). Could be a better car to drive until he's past 30 and into the sunlit uplands of cheaper insurance.

What do you think?

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Hi Gary,

Very, very hard to go wrong with a Golf for your starter car. Cheap to buy and maintain, but if you get a nice one, clean it and care for it, it'll look every bit as classy and desirable as a brand new one. The 1.4 has all the performance of a slow moving glacier, but that's probably why the insurance is so cheap. It's also worth having a look for a nice 1.4-litre MINI One, if only for the sheer fun of the thing, or if you wanted to be really, really sensible (and shave even more off the insurance) you could track down a 1.0-litre Toyota Yaris.

Let us know how you get on

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Hi Ash,

It very much depends on your price bracket and what your requirements are in terms of size. If you want something small, cheap and fun to drive, why not try either a Nissan Juke or MINI Countryman? Need something with a bit more space and practicality? Nissan Qashqai then, or better yet, a Skoda Yeti. Want to get something with a lot more size and some proper 4x4 ability? Go for a Honda CR-V, a Hyundai Santa Fe (you can get those with seven seats by the way) or, a Nissan again, this time the under-appreciated X-Trail. Want something seriously big and impressive? Well, a Range Rover Sport is always a good buy but be sure to put aside plenty to cover the running costs. A Toyota Land Cruiser is rather less exciting to drive or to look at but its reliability is little short of legendary. Or, if you want something really cheap and old that can pack some abuse and come back for more, try either a Suzuki Grand Vitara (smallish) or a Mitsubishi Pajero (big). Both are reliable, both can off-road properly and both can be tracked down at bargain prices, as long as you buy according to condition, not age or mileage.

Come back to us if you need more help

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Hi Carmel,

There were many versions of the Clubman sold here though we suspect you're talking about one of the diesels. Also, to be clear, these figures are for the 'R55' model, discontinued in 2013.

Diesels:

- MINI One D Clubman (manual): 103g/km - Band A3 - €190 per year

- MINI Cooper D Clubman (auto): 138g/km - Band B2 - €280 per year

- MINI Cooper D Clubman (manual): 103g/km - Band A3 - €190 per year

- MINI Cooper SD Clubman (auto): 141g/km - Band C - €390 per year

- MINI Cooper SD Clubman (manual): 115g/km - Band A4 - €200 per year

Petrols:

- MINI Cooper Clubman (manual): 129g/km - Band B1 - €270 per year

- MINI Cooper Clubman (auto): 152g/km - Band C - €390 per year

- MINI Cooper S Clubman (auto): 150g/km - Band C - €390 per year

- MINI Cooper S Clubman (manual): 137g/km - Band B2 - €280 per year

- MINI John Cooper Works Clubman (manual): 167g/km - Band D - €570 per year

- MINI One Clubman (auto): 152g/km - Band C - €390 per year

- MINI One Clubman (manual): 129g/km - Band B1 - €270 per year

Expert answer

Hi Paul,

Yes! And I'm not just saying that because I own a 2009 one... MINIs are generally pretty well made and reliable, just watch the 1.6 diesel engine for problems with the turbo and the injectors, and check the cabin carefully for signs of abuse or wear and tear. Clubmans are prone to developing an annoying rattle in the little 'ClubDoor' behind the driver's door, but there doesn't seem to be an easy cure for it. If the car cuts out under hard acceleration, check the diesel filter; it can clog and cause fuel starvation.