MINI or Nissan Qashqai for servicing costs?
Hello, I'm thinking of changing my 2012 MINI Cooper (70,000km) to a Nissan Qashqai 1.5. Which would be better in the long run say for parts etc. and servicing costs?
Thank you
Tara Tevlin (Louth)Feb 2015 Filed under: servicing
Expert answer
Hi Tara,
Tough call, to be fair. I've been running a 2009 MINI Clubman for the last two years and it's been solidly reliable. That said, at the last service it would have set me back €3,000 for new bits and work had it not been covered by a warranty.
Now, Qashqais aren't as perfectly reliable as you might think. Clutches, rear suspension and windscreen seals are all fragile. However, on average a Nissan would generally be more reliable than a MINI and slightly cheaper to service so if that's your priority, go with the Qashqai.
MINI One or Volvo C30?
I don't drive a lot and am trying to decide between a Volvo C30 1.8 petrol and a MINI One 1.6 petrol. The Volvo has been heavily discounted, but the annual tax is €750 vs €514 for the MINI. I've read that the Volvo is heavier on fuel costs and servicing vs the MINI. My heart would probably opt for the MINI for its looks alone, but the small size concerns me and I wonder how well it handles. I took it for a test drive, but it's hard to tell on such a short drive.
Declan O'Mahony (Dublin)Feb 2015 Filed under: choosing used car
Expert answer
Hi Declan,
Don't worry about the handling - MINIs are terrific to drive. Great fun. The C30 is perhaps a bit less so and Volvo parts and servicing have always been on the pricey side, but it's a much more practical car than the MINI, which is seriously short on space. Both are fine cars though, reliable too so it's a question of what you value more - space and comfort (Volvo) or driving fun (MINI).
What happens on PCP if my car is worth less?
Can I apply to get a car on PCP if I owe more than my car is worth on trade in value? I.e my car has a trade in value of €13,590 but my settlement is €15,750.
Michael Murphy (Dublin )Feb 2015 Filed under: finance
Expert answer
Hi Michael,
It depends on your dealer and their financial services provider. Generally speaking this shouldn't happen - the Guaranteed Minimum Future Value (GMFV) is usually calculated on a pretty conservative rate, meaning that the car should have sufficient value in it to cover both the final bubble payment and a decent deposit to roll over into a new PCP.
If that hasn't happened, then someone's cocked up somewhere along the line and pegged the GMFV too high. In one sense, you're on a winner - you can hand back the car and let the dealer take the €2k hit on the value, but it does leave you with no asset left to convert into a deposit.
Can I just ask, has this actually happened or are you questioning a hypothetical problem? If it's actually happened then I would suggest that someone, somewhere has made a colossal error - the whole point of a PCP is that you should have equity left in the car to roll the deal over. If not, then I'd break out the original PCP contract and sit down and read the fine print, preferably with a good solicitor at your side. There may be some legal comeback if the dealer cannot fulfil their end of the bargain.
Is the Ford Focus diesel reliable?
Hi, I'm wondering about the 2013 Ford Focus diesel 1.6 TDCi. How reliable are they? I never had a diesel before and would prefer petrol but none available to me at the moment.
Robert Gavin (Maynooth)Jan 2015 Filed under: reliability
Expert answer
Hi Robert,
Yes, they're pretty good. We've heard no major reports of serious issues with the current-shape Focus and that 1.6 diesel is long-lived and has seen service in various Volvos, MINIs, Citroens and Peugeots. Just make sure that it gets a regular oil change and that you use a high-grade synthetic oil.
What should I look out for in a Jaguar XJ6?
What should I look out for in a 2003 Jaguar XJ6? Mileage 122k. Excellent condition, one owner from new.
JIm Hender (Donabate)Jan 2015 Filed under: reliability
Expert answer
Hi Jim,
That depends on whether you mean the last of the old-shape XJs that finished production in 2003 or the first of the new-shape models, the all-aluminium one that started production that year.
If it's the new one then the news is good - they're solidly reliable and there are no major reported faults. That said there were some recalls so you need to make sure those were attended to. And as with any expensive car of this age make sure all the electrical bits are working properly and that it has a full, uninterrupted service history. Also, as both the body and chassis are made of aluminium, it can be expensive to get minor dings and bumps fixed so maybe have a ring around to see what kind of prices you get quoted for any work that needs doing before you buy.
Is it possible to make a Volvo V70 commercial?
Is it possible to make a Volvo V70 commercial and how much would it cost?
Patrick Fox (Kiltyclogher)Jan 2015 Filed under: commercial vehicle
Expert answer
Hi Patrick,
It certainly should be possible, although how much it will cost is a bit of a how-long-is-a-piece-of-string? question. Probably not a huge amount but you'll want to make sure the work is done properly. In fact, you have to make sure the work is done properly as Revenue will only accept a car as being legally converted if the firm carrying out the work meets certain minimum standards. You can find more details here: http://www.revenue.ie/en/tax/vrt/vehicle-conversions.html#section3
How much VRT would I pay on a Mitsubishi L200?
Can you please clarify how much roughly the VRT on a 2002-2004 Mitsubishi L200 crew cab might be?
Debbie Phelan (Ennis)Jan 2015 Filed under: VRT
Expert answer
Hi Debbie,
If you're importing it as a commercial vehicle (and it may well be that Revenue will ask for some proof of its future use before allowing you to do so) then it comes in under Category B, so it's a minimum of €125 VRT, or 13.3 per cent of the Open Market Selling Price, or OMSP.
How much that is can best be answered by me waving this piece of string around and asking you how long it is. I'd take a stab at around €8-900, but honestly that's just a SWAG (Scientific Wild-Assed Guess). You won't know for sure until the car has been inspected. The wonderful certainties of the Irish vehicle taxation system...
If you're not importing it as a commercial, but as a private vehicle, then you're going to be paying more. The CO2 emissions for the 2. 5D with 114hp were 186g/km, which puts the L200 into the ninth VRT band, which means you'll pay 30 per cent VRT. That should work out at about €1,500 or so, but again, that's a total finger-in-the-air guess and I can't offer you any more than that without taking the actual, physical car to Revenue myself for the valuation.
Best of luck with it
What's the Honda Accord's tyre rating?
Tyre rating for 2010 Honda Accord - 225/50 R17 - 94W or 94Y?
Tony McGillicuddy (Ennis)Jan 2015 Filed under: tyres
Expert answer
Hi Tony,
We asked Honda Ireland and the response was:
"The original OEM 17-inch tyre was 225/50 R17 98V. The minimum allowed by homologation is 225/50 R17 92V."
Hope that helps
It's going to cost a fortune to repair my car - what to do?
How's this for an early Xmas present? I've just picked up my 2008 Ford Mondeo 1.8 TDCi from my dealer where it was in for its annual service. As usual they were giving me a report on how the service went and unfortunately they had to advise me that I'm going to need a lot of work done to my car, which I wasn't expecting.
Because of rust, repairs have to be made to the fuel tank, exhaust system (including a new catalytic convertor), the timing belt and a few other bits and pieces. All in all it's going to cost me over €3k. I've been with this dealer for a while and any work on the car was always done through them, so I trust them when they say the work is urgent. As the car has 193,000km on the clock I was expecting the timing belt to need replacing in the near future, but the other repairs have floored me. The car has always been dealer serviced. I had been planning on changing the car later this year, but now I'm not sure what to do. I could repair the car, but that will push back my plans to change the car and I'm taking the risk that nothing else would go wrong, while my car would continue to lose value.
Alternatively I could bring forward my plans to change, and hope the €3k in repairs that would have to be discounted against the trade in value by the dealer would still leave me in a position to do a deal. Any advice you could give would be appreciated.
Just to give you a good laugh, the weekend before I got the car serviced, my wife had ordered a new MINI Countryman to replace her Ford C-Max. We can't back out of that deal now. Had I gotten the service a week earlier, we could at least have postponed changing her car to replace mine! Timing is everything, I suppose...
Martin Moroney (Dublin)Dec 2014 Filed under: choosing used car
Expert answer
Hi Martin,
There's little else worse than getting unexpectedly bad car repair news, and we all know how it feels. Now, as you point out, you have, essentially, two options here. One is to trade in the car without the work done and get something new. Now, that's a very tempting option and one that would at least put you back under a warranty and give you reasonably predictable monthly repayments etc, all of which is good news.
The thing is though that your Mondeo is only six years old and to my mind there should be an awful lot more left in it. I would be tempted, especially as you've also just upgraded your wife's car, to take the €3k on the chin and keep yours going for a while yet. You're at a point in its life where the value isn't going to sink all that much more anyway, so keeping it an extra year or 18 months isn't going to have an enormous impact - with the age and mileage already on it, it's going to be at the lower end of the value scale anyway.
One thing worth considering: rust doesn't happen overnight. If, as you say, this car has always been serviced to schedule with the same dealer, ask them why the problem wasn't flagged up sooner. You may be able to use that as a bit of a stick to beat the price down a touch.
Let us know how you get on
Do I have to pay UK motor tax when I am importing a car?
Do I have to pay motor tax in the UK when I am importing a car?
Helen O'Connor (Galway)Dec 2014 Filed under: importing
Expert answer
Hi Helen,
It depends. If the car is being delivered here on the back of a truck, then no. If you're flying over to drive it back, then technically yes. If you mean you're importing the car with a change of address and hoping to avoid paying Vehicle Registration Tax (VRT), then yes - you have to show proof of motor tax for the preceding six months, minimum.