Where should a young woman go to insure a Golf GT?
I'm looking to insure a 2008 Volkswagen Golf GT 140hp, but all I have is a learner permit for three years and one ear no claims as a named driver. Cheapest quote yet was €3,500. Any good cheap insurers you can recommend? I am 22 and female.
Nicola Lawlor (Limerick)Jun 2014 Filed under: insurance
Expert answer
Hi Nicola,
The best we can suggest is to have a good long ring around and a trawl through t'internet I'm afraid. Clearly, a car with GT in the title and 140 horses under the hood is going to flash alarm bells with any insurer when you give them your age. Quote Devil seem to be a good starting point for young driver insurance these days, but with a car that grunty you're going to be getting big quotes wherever you go, especially as you're still on a learner licence.
So, shopping around, lots, is really your only option. Either that or trade in the Golf GT and get a 1.0 Micra...
Should this dealer replace my engine for me?
I bought a Hyundai i30 off a dealer last July; I paid €6,500 with my own car, which I got €1,600 for. I had six months warranty and in March I discovered an oil leak and brought it to my own garage just up the road. He put in a seal and it cost €100. Then in May the starter went in the car so I had to pay €400 for a new starter.
Then last week I was driving down the road and without warning the car just started to seize. I pulled in and turned off the engine. It was leaking a lot of oil and my local garage collected it. I decided to ring the person I bought it from when I discovered that the engine was gone in my car. I was shocked and expressed my concern to the dealer I bought it from. He told me my warranty was out and that he was not liable, though he said if I paid for an engine that he would fit it free of charge. This will cost me €800 to €1,000 on top of what I paid for the car. My local dealer told me that the engine had been opened before and he found this strange. My question is, is the dealer who sold me the car liable considering it was the engine?
Martina Murphy (Kerry)Jun 2014 Filed under: warranty
Expert answer
Hi Martina,
OK. In the strictest terms the dealer is right - if the car is out of warranty then there's nothing he legally has to do. The fact that you took it to your own mechanic in the first instance also probably gives him a get-out clause. Check the fine print of the warranty to see if it includes a coda about where the car must be serviced and maintained in order to keep the warranty in place.
Now, there are a couple of other things worth considering. If the engine was genuinely faulty, and you can prove that the dealer in question knew about this before he sold it to you, then you have a case under the Sale Of Goods And Supply Of Services Act. It would be very tricky to prove beyond a reasonable doubt though. The fact that he's offering a reduced rate to replace the engine could either be interpreted as a sincere gesture of goodwill or the act of a guilty conscience.
Either way, it's worth doing two things. Put pressure on the dealer, warranty or no warranty, to replace the engine free of charge - simply because a car is out of warranty, a major component like the engine shouldn't be failing in this day and age. Secondly, have a word with your solicitor and see what they make of it. You may have a case.
Finally, how old is the car in question? If it's under five years old, then it should still be covered by Hyundai's own unlimited mileage warranty.
Let us know how you get on
I have a few questions about hybrid batteries in cars!
With regard to hybrid cars, are there any health risks from batteries? Are batteries expensive? How long do they last? If cars do 10,000km per year town driving will they last?
Ernest Webb (Dublin)Jun 2014 Filed under: hybrid
Expert answer
Hi Ernest,
Toyota previously answered a question for a reader regarding battery life as follows:
"It depends on the vehicle and how it's driven, but as long as the vehicle is in regular use and is serviced then the battery life is expected to be over 10 years. High mileage batteries can last longer than vehicles that do low mileage or are not in frequent use. Like any other battery type if it is in regular use and kept conditioned this will extend the battery life."
We can confirm that there are no known health risks from the batteries. The cost of replacing the batteries varies from model to model.
Help me find something interesting for €5,000.
Oh noble and all knowing oracles, whose driving gloves I am not fit to clean, I beseech thee. How best can I spend my €5k credit union loan to replace the daily hack, given I have many motorway miles to go each morning, and miles to go before I sleep? How much hybrid can I get; are they all knackered by now? Or am I consigned to TDI/HDi/diesel ownership, with the vagaries of DMF grenades and DPF clogginess to contend with? Is there a smart petrol alternative I've missed? It doesn't need to be big, just clever... and frugal, and reliable, and appealing to the lady-folk, and not a complete joyless, soul-sucking experience to drive. I'm not asking for much, am I?
Cian, Ha! (35 1/2)
Cian Hanrahan (Ennis)Jun 2014 Filed under: choosing used car
Expert answer
FULL DISCLOSURE: Cian is known to us at CompleteCar.ie through the medium of Twitter. Friend of the show, you might say...
Hi Cian,
Given that we know you I'm half-tempted to steer you into some hilariously disastrous classic car cul-de-sac, then sit back and watch the carnage unfold. However, I know you've already been there and done that so I won't.
Instead, I'm going to go out on a major limb, put my journalistic reputation to the test and recommend an Alfa Romeo. Yup, an Alfa. Your budget should get you into a 2007 or 2008 159 1.8-litre petrol MPI version. The 159 was always a ruggedly built car and while it's still occasionally prone to the classic Alfa electrical glitches, it's also probably the most all-round reliable car ever to come out of Milan.
It's also utterly gorgeous. reasonably spacious and really very good to drive. True, the 1.9 diesel would be more economical but it doesn't sound as good as the petrol. Enjoy, and let us know if anything goes explosively pop!
How can a 3.0-litre be taxed as a 2.0-litre?
I see a lot of larger engined cars for sale now saying "taxed as a 2.0-litre", when they are 3.0-litre. How can this be done?
Curious Joe (Dublin)Jun 2014 Filed under: taxation
Expert answer
Hi Joe,
We suspect the advertisers are being a bit ambitious there. Generally speaking, you cannot tax a 3.0-litre as a 2.0-litre – that’s called fraud. However, you can tax a commercial vehicle with a 3.0-litre engine for €333 a year, which is roughly equivalent to taxing a 2.0-litre diesel with Band C emissions, but it’s a very inaccurate way of describing a car.
Also, to tax a vehicle as a commercial means that you cannot, under any circumstances, use it for personal use, such as school drop-offs or shopping. If you’re caught, it can mean a fine of up to €4,000. Generally, we’d say anyone using a phrase such as ‘taxed as a 2.0’ is being a bit too fast and loose with the truth, so is best avoided.
What trade-in value should I get for my Nissan Almera?
What trade in value am I looking to get for a 2004 Nissan Almera Sport? It has an NCT until September and 76,000 miles on the clock. Very clean car.
Louise O'Brien (Dublin)Jun 2014 Filed under: used car values
Expert answer
Hi Louise,
Not a huge amount I'm afraid. Although your car is at the lower end of the mileage spectrum for an Almera of that age, you're still only going to get about €3,500 if you sell it yourself and probably only around half that if you trade in.
Can I change my C3 Picasso's speedo to km/h?
Does you know how or if it's possible to change the speedometer from mph to km/h on an 2011 Citroen C3 Picasso?
Clodagh Walsh ( Cork)Jun 2014 Filed under: mileage
Expert answer
Hi Clodagh,
It’s actually pretty simple. You use the button at the end of the wiper control stalk to scroll through the display settings for the main screen. When you get to the display for the odometer (we mean the car’s total mileage, not the trip meter) simply press and hold the button for a couple of seconds. The display should switch from mph to km/h. If not, consult the car’s handbook, which is always a good idea anyway.
Tell me all about the Fiat 500.
Tell me all about the Fiat 500.
Paul Wieland ( Cork)Jun 2014 Filed under: choosing new car
Expert answer
Hi Paul,
The good news is that it still looks fresh and funky after all these years, and it's good fun to drive. It's not as classically brilliant as the rival MINI in terms of steering feel and dynamic abilities, but in its bouncy-as-a-pogo-stick way, it's a hoot. The quality of the cars, made in Fiat's factory in Poland, is generally pretty good, but there are one or two things to look for. The diesel engine can fail entirely (thankfully a rare occurrence) and any engine management warning light means an immediate trip to your dealer. Interiors can rattle and squeak a lot too and the paint is a bit on the thin side.
How reliable is a seven-year old Mazda3?
How reliable is a seven-year old Mazda3?
Christopher O' Looney ( Cork)Jun 2014 Filed under: reliability
Expert answer
Hi Christopher,
Yes, absolutely. Mazdas are renowned for their reliability, and the 3 is no different. In spite of sharing all its mechanical parts with the second generation Ford Focus, the 3 generally does a little better than the Ford in reliability and surveys. Perhaps the Mazda engineers do the bolts up a little tighter... Some early models apparently suffered from turbo failure on the 1.6 diesel engine but that seems to be the only thing, bar the usual history checks and damage inspection, to be worried about.
Is this Audi A3 Sportback too cheap?
Is €19,500 too inexpensive for 2012 Audi A3 automatic Sportback with 95,000km on it?
Paul Cafferkey (Westport)Jun 2014 Filed under: used car values
Expert answer
Hi Paul,
That seems slightly low alright, but it depends on where you're buying it from. If it's a private sale, then it's probably on the money. If it's from a dealer, then it's about €2k underpriced and you might need to be a bit cautious. Ask if you can get an AA inspection of the car done (also a good idea if it's a private sale). If the vendor baulks or tries to come up with some excuse, then walk away.
