Expert answer

Hi Angela,

Let's start with looking at the prices of the cars you listed when bought new:

Kia cee'd: 1.6-litre diesel starts at €18,550. There are four versions to chose from, including an automatic and a version that sneaks into band A for tax.

Kia Venga: only available with Kia's new 1.4-litre turbodiesel engine. There are just two trim options, LX and EX and the price is either €18,320 or €19,615. Both have emissions of 117g/km, which means cheap band A road tax.

Hyundai i30: five versions of the same 1.6-litre diesel engine (CRDi) available. Ranging from €18,495 to €25,495. There's an automatic option and two different power outputs, the lower of which is in band A.

Peugeot 308: five versions of the same 1.6-litre diesel engine (HDi). Ranging from €19,795 to €24,335. Four of these are in band A, including the 'Ecomatique' automatic version.

SEAT Leon: a massive eight-model diesel (TDI) range in both 1.9- and 2.0-litre sizes. Two of them drop into band A, while the fastest 2.0-litre model is in band C. Prices range from €20,105 to €26,290.

As your question was purely about value, then it comes down to the Hyundai and Kias. We found the Venga to be quite impressive, though it's a pity there is so little choice in the range.

This appears to boil down to the Hyundai i30 and Kia cee'd. The latter was facelifted earlier this year and it's an even better car than before, but what tips the balance in the Kia's favour is its untouchable warranty. All models get a seven-year warranty, which is huge peace of mind.

Depending on your budget limits you should also take a look at the Skoda Octavia.

I assume you don't have a car to trade in on the scrappage scheme, as that would change things a little. Renault for instance has fantastic offers on its Mégane.

Obviously all of these cars can be had second-hand too, where you'll get a higher spec car for the same money, albeit with kilometres on the clock.

Let us know what you decide or if you have any other questions just pop them in the comment box below.

Thank you

Expert answer

Hi Joe,

I recently drove the Golf BlueMotion and the review will go up shortly, but what I can say is that I was really very impressed by the car for a number of reasons. Obviously this is the full BlueMotion version and that differs slightly to the 'BlueMotion Technology' model that we have seen before. 

This new car gets a full raft of eco measures. There is Stop/Start, regenerative braking, a modified radiator grille, low rolling resistance tyres and a specially tuned diesel engine. The result is emissions of 99g/km and fuel economy of 3.4 l/100km. Now, you would want to be really hyper-miling to get those figures but we got close to that on our few days with the car. The economy was really staggering. 

There is 105hp from the 1.6-litre diesel and it isn't a rocket: 0-100km/h takes 11.3 seconds. It is however, a very nice car to drive. It doesn't feel slow because it is geared well. And it is a nice place to be. For the price, it is quite well equipped. 

Obviously, price is an issue. There is no real incentive to buy this car for its emissions like there is in other markets. In some markets, such as the UK, if your car has less than 100g/km you don't pay road tax, but here everything under 120g/km is Band A and the Ford Focus 1.6 D Style will cost you about the same to run, yet is €1,545 cheaper to buy. 

To answer your original question though, if I was buying a Golf, yes this is the one I would have (aside from the GTI of course). I really liked it. 

You also have to look at the Skoda Octavia too. For €23,820 you could have an Octavia with the same engine, but with the DSG automatic transmission. Hope this helps, feel free to come back to us if you have any more questions.

Expert answer

Hi Tony.

Thanks for writing in. With €30,000 to spend you have quite a fair degree of choice. As you are retired, I would imagine that you might want something for a variety of purposes. You mention that you will travel a bit with some of the work you are going to be doing now. When you refer to farming work, then I guess you might end up in a muddy field now and again too, so perhaps some off-road ability would be a help too?

I don't want to ask a retired gentleman his age, but I know that when you get older access becomes important and something a little higher will be easier on 'well-used' joints and kind on your back too. I would recommend the Skoda Yeti because I think that this could tick a lot of the boxes. It has great build, is comfortable, easy to get in and out of and if you get one with four-wheel drive then it will cope with all your farm work too.

A figure of €25,220 will get you a 2wd Yeti 2.0-litre TDI (110hp) with all the bells and whistles. The 4x4 model isn't on sale yet, but we will check with Skoda and find out when that version arrives. If you don't think you would need the 4x4 version for towing or getting over bad terrain then you should probably get the 2wd version as it keeps fuel economy and emissions low.

It will cost you just €156 to tax each year because emissions are just 138g/km and the 110hp 2.0-litre diesel is eager enough too. We reckon this car could really suit you.

Another option would be the Subaru Forester Diesel. The newer model is a little over your budget, but you could get a 2009 model for about €30,000.

Anyway, hopefully this steers you in the right direction. We will come back to you on the Skoda Yeti 4x4 once we have spoken to Skoda.

Expert answer

There has been a huge move towards diesel cars here in Ireland because of the change to the road tax and VRT laws in July 2008.

Since then, as you may or may not know, road tax and VRT are calculated according to a car's CO₂ emissions and because diesel cars use less fuel than petrol ones, their emissions tend to be lower.

When your father bought the Mazda6 in 2008 it may well have been better value than the diesel model. Now, there is much less difference between the price.

Before we move away from Mazda, there is now a very good range of diesel engines in the new Mazda6 and that might make the most cost-effective swap if he was happy with the car he has because you will most likely get the best trade-in price from a Mazda dealer. However, by the sounds of things he wants a change.

Covering only 10,000km a year we previously might have said that there was no real need to buy a diesel because you would not save the extra price of the car in fuel.

This point remains true, but the difference now is that the market has changed so much to diesel that petrol cars are likely to lose their value faster and become increasingly unwanted by used car buyers, so at this size of car, we would say yes, move to diesel. Also, if you do buy new, your father will most likely benefit from lower road tax.

Without knowing a budget it is difficult to point you in the right direction but from the cars you mention I'm guessing the budget is between €25,000 - €35,000. This does offer a lot of choice.

The 2004/2005 BMW 320d is certainly an option. Since the current shape model came out in 2005, we would encourage you to look at these, or even a 2006. The prices of these are quite competitive at the moment. A 2005 320d SE at a SIMI dealer would probably cost you between €15,000 - €17,000.

BMWs are always tempting to buy used, but you must choose one that has been properly serviced and cared for, because they can become more expensive to put right as they get older. The choice of used 320d models at the moment is vast so if you do go down that route, shop around. It is a great car and with the small mileage your Dad does it is unlikely to end up costing you too much.

If you want to go down the new route, there are a few that would spring to mind. The first is the Skoda Superb. This car is really brilliant and huge too. It is well made and loaded with equipment. If your Dad likes comfort then this will be right up his street.

Our choice would be the 2.0-litre TDI Comfort for €27,805. It is excellent value for money and comes with lots of creature comforts (cruise control, climate control, etc.), a 170hp diesel that is powerful, yet still frugal at 5.8 l/100km. Road tax on this car is €302 per year. For me, if I were heading out to buy a family saloon today, I wouldn't pass the Superb.

You mentioned some other cars there. The Jetta isn't a bad car, but it's been out a few years now and is probably due an update, so I wouldn't buy that new. The Audi A4 is nice. A new one is going to cost you from €34,060 before you start looking at optional extras, so a 2009 model would make sense with all the options already added. €35,000 should get you a nice 2009 TDI version with lots of the toys thrown in.

Please feel free to come back to us with more details if you like (just add a comment below), but for me I would probably have the Superb.

Expert answer

Well you haven’t said what your budget is but there are plenty of interesting cars that are available under the scrappage scheme.

Alfa Romeo’s Mito is a small premium hatchback, and its clean 1.3-litre diesel engine puts it in Band A; the 1.4-litre petrol and 1.6-litre diesel models fall into Band B. Prices start at €18,995 before you take away the government discount.

The Audi A3 with the 1.2-litre TFSI petrol, the 1.6-litre diesel and 2.0-litre diesel all qualify for scrappage, as does the Cabriolet version. The A3 3-door starts from €25,195 before scrappage discount, it’s €26,195 as a 5-door Sportback model, and €32,785 for the Cabriolet version before the €1,500 discount.

The A4 with a 2.0-litre diesel engine in either 120bhp, 136bhp and 170bhp all fall under Band B in either saloon or Avant form. Prices start from €34,060 (€32,560 with scrappage) for the diesel saloon and €36,460 (€34,960 with scrappage) for the Avant. The stunning A5, with a 170bhp 2.0-litre diesel engine, falls into Band B. Prices start at €44,265 (€42,765 with scrappage). You can also have the Audi A6 2.0-litre TDi with 136bhp, which is in Band B. This huge car starts from €39,735 (€38,235 with scrappage). The Audi TT diesel is a really superb car to drive. At €44,175 for the Coupé (€42,675 with scrappage), this is a brilliant buy and that fact that it costs €156 per year to tax makes it all the sweeter.

BMW also has a huge number of models that qualify for the scrappage scheme. Its 2.0-litre diesel is used in various power outputs across the 1-Series, 3-Series and 5-Series and these all have emissions of less than 140g/km, even when fitted with an automatic transmission.

The 1-Series is available with clean diesel engines ranging in power from 115bhp to 177bhp. Prices start at €24,900 for the 3-door 116d, €23,400 with the scrappage discount.

The BMW 3-Series starts from €33,310 for the 316d. All its models get €1,500 off from the government through scrappage. Largest of all is the 520d. Although there is a new model coming later in the year, the run-out models of the 520d are expected to sell well, especially with a price tag of €40,220.

Mercedes-Benz has a number of models that qualify under the scrappage scheme. The standout model is the C-Class Blue Efficiency 200 (136bhp), 220 (170bhp) and 250 (240bhp) manual versions, the E-Class 200, 220 and 250 manual version and the E-Class Coupé 220 and 250 models with manual transmission. Prices start at €36,500 (€35,000 with scrappage) for the C200 CDi, €41,200 (€39,700) for the E200 CDi and €47,700 (€46,200) for the E-Class Coupé E250 CDi.

Finally, what about the Volkswagen Scirocco? You can have the 1.4-litre TSi petrol or 2.0-litre TDi Sport model under the scrappage scheme. Prices start at €25,190 for the Scirocco (€23,690 with scrappage),

To answer your question though, which is fastest? We think it is the BMW 123d Coupe. It has emissions of 138g/km yet has a top speed of 238km/h and 0-100km/h time of 6.9 seconds. This is faster than the Audi TT TDi, which has a top speed of 226km/h and 0-100km/h time of 7.5 seconds.

Expert answer

Hi Julia. Well firstly, congratulations on your new arrivals. With two new babies in your family your car needs will have definitely changed. A friend of mine recently was in the same situation as you and asked me the very same question. They couldn't really cope with a standard five-seater car anymore but by the same token, dreaded the thoughts of getting into an MPV. They felt that by buying one that they had given up on driving something 'exciting and cool' and you can understand that. Even the most modern MPVs can be a little van-like. So, we would steer you in the direction of the Nissan Qashqai+2, which is the 7-seater version of the Qashqai. A 1.5-litre diesel version with 2-wheel drive will cost you €30,450, or if you prefer you could get into a good used version for about €25,000 (2009).

This car will be cheap to run, with low road tax of €156 per year and evidence suggests they are reliable and holding their value too. Please come back to us if you need any more help, but we think this is the right choice for your needs.

Expert answer

When you are starting off you need something that is as reliable as possible and won't cost you too much to tax, run or repair. Usually, the advice would be to make it Japanese because when you are spending a small amount of money you want the most reliable car possible and the Japanese car manufacturers have been making cheap, small runabouts better than anyone else for decades. Something like a Toyota Starlet or Nissan Micra won't be glamorous, but will usually start first time and they are pretty easy to get parts for.

I can understand why you would want the Ka, as it looks funky and its styling has aged really well. If you are going to look at a Ka, there are a few things we would urge you to pay attention to. Firstly, check if this car has power steering because early models didn't have it as standard and one without power steering could be a headache (or rather arm-ache) to park. Rust can also be a problem too so check for this on the door sills and rear wings and on the tailgate. Check the suspension is ok too as this is a costly enough repair to put right. 

Obviously as you are spending quite a small amount of money you can't expect it to be perfect but check these things and that the engine is running reasonably smoothly and this should be quite a nice little car. 

Expert answer

Hi Alison.

As your car is ten years old this year scrappage seems like the right solution and there are some amazing discounts on offer in addition to the Government's current incentive. The cars you mention are three of the best superminis on the market and because you use the car for quite a lengthy commute a diesel could be the best solution for you.

All three of these cars have diesel options. Opel's Corsa comes with a 1.3-litre 75bhp diesel with emissions now down from 119- to 114g/km. Prices for this start at €15,905 for the three-door version.

The Mazda2 is another very good option. With a 1.4-litre 68bhp diesel, emissions are just 114g/km so again you pay road tax of just €104 per year. The Mazda2 diesel starts from €15,930.

The Fiesta also has a 68bhp 1.4-litre diesel engine and emissions of 110g/km and this starts at €16,645.

All three of these cars qualify for the Government Scrappage Scheme, so would get a discount of €1,500. Much of the additional discounting available on any of these models is on the petrol models however, as dealers try and clear stocks of slow-selling petrol versions.

Of all these three cars the Mazda and the Fiesta are better cars so it would be down to these two in our opinions. We like the Mazda2 a lot, but we'd still say buy the Fiesta based on its looks and the way it drives. The Fiesta has been the outstanding small car over the last few years so if budget allows it is the car we would chose.

Expert answer

Hi Paul,

That is a very interesting question. You only have to look at the difference in pricing through various different genre of cars to see that we have not had cars as cheap here in Ireland in years and even when you compare them to prices in Europe things are favourable. This is of course little solace to those who find obtaining credit virtually impossible.

Manufacturers are constantly streamlining methods of production and there is much greater co-operation between manufacturers in terms of powertrain sharing and platform sharing, but the simple explanation of the reduction in prices here in Ireland is of course the easing of taxation slightly. New cars, as I am sure you are aware, are now taxed according to their CO₂ emissions and this means that cars that might once have been subjected to 30 percent VRT under the old system are now only subject to 16 percent, because of advances in engine technology. When you look at cars like the Mercedes-Benz E-Class and BMW 5 Series now with emissions of less than 140g/km, as long as the present taxation system is in place, prices will remain quite low. Manufacturers are also likely to keep prices low to their retailers as every incentive needs to remain in place to keep sales moving throughout a sluggish global economy.

In answering your question, I would say that the lowering of prices certainly hasn't finished, especially here in Ireland. This year there has been a lot of discounting from manufacturers such as Renault who is aggressively targeting market share. Even when scrappage ends in December I can't see an end to this straight away, as next year, without the scrappage incentives, manufacturers and retailers will need to come up with a whole new set of incentives to draw nervous buyers back into the showrooms.

Expert answer

Hi Paul,

VRT (Vehicle Registration Tax) is the main cost. VRT is chargeable on registration of a motor vehicle in the State. All motor vehicles in the State, other than those brought in temporarily by visitors, must be registered with the Revenue Commissioners. A vehicle must be registered before it can be licensed for road tax purposes.

In the case of cars and small vans, the tax is a percentage of the expected retail price - including all other taxes in the State. This price is known as the Open Market Selling Price or OMSP. The VRO will calculate this tax for you or you may obtain the details online at Vehicle Registration Online Enquiry System.

Full details on how VRT works and all the charges can be found here.

Hope that helps