Expert answer

Hi Justin,

It's not surprising to hear that the car won't go off-road - few do!

In terms of safety, the 2005 Volvo trumps the Discovery with a better Euro NCAP crash test rating.

The Volvo has a marginally better reliability record too, though most Discovery problems (affecting electrics and software) seem to apply to individual cars. Saying that it's worth ensuring its air suspension is in perfect working order. On the XC90 the injectors can play up, and they're expensive to repair, so get suspicious if the car doesn't start quickly.

Evidence points to the Volvo having the lower running costs too, with slightly better fuel economy and of course lower annual road tax due to the smaller engine. Maintenance will be costly enough in both cases, as could be insurance.

In cold hard facts it looks like the Volvo wins this battle Justin, but we'd not be put off the Discovery so easily - it's a great all-rounder as well.

Let us know how you get on.

Expert answer

Hi Justin,

I'm sure you don't need me to tell you that the lower mileage car you can find, the better. All three models mentioned are suitable for the job, though there's a reason so many taxis are the Toyota Avensis. It's the one we'd veer towards. The BMW would be a nicer car than either the Passat or the Toyota, but once you start racking up high mileage its maintenance could get expensive.

Hope that helps.

Expert answer

Hi Patrick,

On its own, the RAV4 2.0 D-4D is a fine car, with loads of power. It has plenty of low-down torque for towing too, though how heavy is your caravan? The manual Santa Fe has a higher towing capacity and it's a heavier car too, which will help in certain situations. Added to that, the Hyundai has more power and torque - (assuming you're talking about the newer 2.2-litre model) though obviously you pay for that with fuel consumption and tax.

Both cars have a good reputation for reliability though in fact it's the Toyota that has some history of issues - particularly with RAV4s used as tow cars. Apparently early versions (pre-2003) had transmission problems, though we'd hope the 2005 model is better.

Still, based on what you've said, we reckon the Santa Fe is the better bet in this instance, especially the newer model launched in 2006.

Let us know how you get on.

Expert answer

Hi Anna,

As you're doing double the average annual mileage, and it's on motorway, we'd thoroughly recommend the diesel. It should save you a fortune on fuel, though of course you'll have to pay more in annual road tax. The downside is that you're likely to find that the 2.0-litre diesels within your budget have high mileage on them already. Seek out one with a perfect service history and as low a mileage as possible - and get it verified by Cartell.ie.

Hope that helps

Expert answer

Hi Ashlene,

In the past the Toyota might have been the automatic choice, but Kia has come on leaps and bounds. Toyota still has the reputation for longevity and troublefree motoring, but Kia is catching up, and its seven-year warranty is real peace of mind for a new car buyer.

Looking at the price lists (of the five-door models - the best-sellers), the Rio is available as a 1.25 petrol model for €15,550 to €16,775 or a 1.4-litre diesel for €18,190. They are all in Band A for tax with emissions of less than 120g/km.

The Toyota Yaris can be had with 1.0- or 1.33-litre petrol engines and a 1.4-litre diesel. Toyota offers far more trim levels, and pricing varies from €15,585 (1.0 Terra) to €19,725 (1.33 Sol). All versions appear to be in Band A as well.

Unless you plan on travelling more than say 12,000 kilometres a year it's best to stick with the petrol versions. The 1.0-litre Toyota is the most efficient, but not by much and the Kia 1.25 engine and Toyota 1.33-litre are largely comparable, though the Yaris engine has a little more go in it.

Kia is more generous with its equipment, but only a bit, and there are more Toyota trim levels to choose from so you can tailor your needs. We'd urge you not to go for the entry-level versions of either though (LX and Terra respectively), as the step up to the next model is well worth it for what you get.

So that's the overview. In terms of our personal opinions we prefer the Kia Rio. It feels and looks more substantial and it drives well. Best bet is to go to a Kia and Toyota dealer and try them both out for yourself.

Let us know how you get on.

Expert answer

Hi Patrick,

That's a lot of questions! Let's start with the Santa Fe. Your budget is likely to limit you to the last of the older generation. It's a tough piece of kit, but not great on the road in terms of comfort. It's reliable, though expensive enough to maintain. Early versions had clutch judder, but this should have been fixed in later versions with a new flywheel. We've not heard about diesel pump and injector trouble.

Given that budget we'd rather the Hyundai Tucson. There are plenty of them about and it's much nicer to drive on the road. Saying that, it's a good deal smaller than the Santa Fe. It's not as expensive to service however. It's the same story with the older Sportage, though we'd prefer the Tucson.

The RAV4 is a fine choice all-round. It's generally reliable and good on the road. I wouldn't be very worried about extra wear and tear in the driveline.

Don't forget about the Nissan X-Trail, Honda CR-V and Suzuki Grand Vitara. All worth a closer look.

Has that helped you create a shortlist?

Expert answer

Hi Barry,

Thanks for confirming via email that the total budget including trade-in is about €15,000.

One car that immediately comes to mind is the Honda Jazz. They're utterly reliable, easy to drive and park and are available with a decent enough CVT (continuously variable transmission) automatic gearbox. Here's an example on Carzone.ie. Emissions are in Band B so annual road tax is €225. The seating position is more upright in the Jazz than in most small cars so it's easier to get in and out of.

Another option is the Nissan Note. The automatic version's engine is 1.6-litre in size so emissions are higher, putting it into Band D for tax - costing €481 per annum. Otherwise it compares well with the Jazz, with easy access and good reliability in a compact package. Here's an example on Carzone.ie.

The Nissan Qashqai may also fit the bill, though it's a larger car overall, which I suspect is not what you're looking for.

If you need help narrowing the search down further come back to us - and let us know what you go for.

Expert answer

Hi Rob,

For that budget we are assuming you are looking for a second-hand car. The Honda CR-V springs to mind, but the tax could be a little high for you as your budget will get you a pre-2008 version, which came with 2.0- and 2.2-litre engines. How about a five-door version of the Honda HR-V instead? We found this example on Carzone.ie and it looks the part. The 1.6-litre engine means it's not too much to tax either.

There are loads of Hyundai Santa Fes and the smaller Tucson around at that price too, though again their age and engine size might rule them out for you in terms of tax costs. Same story with the previous generation Kia Sportage.

Don't be tempted by older Land Rover Freelanders.

Another good option is the Suzuki Grand Vitara. A quick search showed that there are several 1.6-litre petrol versions with four-wheel drive within your budget, though most seem to be the less practical three-door body style, so you may need to look around to find a five-door example that suits your needs.

The Toyota RAV4 would be a great option, but keeping your tax bill down on a four-wheel drive version with five doors might be tricky. Recommeded though.

Hope all that helps. If you narrow down your search a little come back to us and we'll help you choose!

Expert answer

Hi Antoinette,

First of all it's always worth remembering to focus on the 'cost to change' rather than the trade-in value alone. Your current car is unlikley to be worth quite €1,000 to a dealer so bear that in mind. If that gives you €5,000 in total to spend then you could potentially afford a 2005 Toyota Avensis. However, that price will get you a high mileage example so it may be worth going for a 2003/2004 example in good condition with low mileage.

I reckon you're better off with a petrol version if you're looking at an Avensis of that age. It was before the changeover to emissions-based taxation in July 2008, so the 1.6-litre petrol model was very popular - and is therefore in plentiful supply on the used market. Tax is cheaper too than the diesel of the same age due to it being calculated on engine size.

Along with that, 11,000 miles per year is not quite high enough to justify the potential extra cost of a diesel car in my opinion.

Hope that helps

Expert answer

Hi Samanta,

Since this car was registered before July 2008 its tax is based on engine size. Its engine falls between 1,901- and 2,000cc so annual road tax is €614.

Hope that helps.