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Hi Jerome,

I have been on the wrong side of buying 'cheap' premium cars and thinking that I was very clever and to be honest it isn't that clever at all. Once things start to go wrong with some of the German models they can end up costing you an arm and a leg. That might not necessarily be the case with the Lexus IS, which, despite all the bad press the company has had of late, are incredibly reliable. 

However, if you are at all worried about running costs then there is a lot to be said for buying something new, say like an Opel Astra and getting three years of free servicing.

Come back to us if you need some help choosing.

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Hi Mairead,

I guess it depends on how bad your Ibiza is. You will generally get a better deal as a cash buyer, but it will also probably cost you money to get rid of your Ibiza if you bring it to a scrap yard. Sadly you don't qualify for scrappage. but there are lots of good offers around, especially from the likes of Renault, who will give you a great scrappage price on a car eight years old or over. You could have any Renault Mégane within your budget. We recently drove the GT Line version of the Mégane and it looks great with tons of equipment including a built in TomTom navigation system. 

The Mazda3 diesel is €19,995 and you get air conditioning, Bluetooth, cruise control and alloy wheels as standard and it is a cracker of a car. I think given your budget that this would be an excellent choice. It has low emissions too, so annual road tax is just €104. 

Feel free to come back to us if any of these suggestions don't work. 

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Hi Gerard,

That is a bit of a hard one. To be honest I would probably be looking in the direction of a pick-up truck and a Mitsubishi L200 would be the one I would go for with your budget. You would have to add a cover or find one with one, but something like this could really work.

Or if you needed a van, then this Renault Master could be ideal. It is within your budget and has lots of seats!

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Hi David,

According to the NCT website:

"All cars should be tested on or before the anniversary date of first registration of the car in the country of origin. There is no link with motor tax or insurance expiry date.

PLEASE NOTE: NCTS can issue your certificate up to six months early for a first time NCT and three months early for subsequent NCT tests. For example, a car was first registered on the 5th June 2006. The car was due for its NCT on the 5th June 2010, the car is brought for its NCT on the 26th January 2010 and it passes. An NCT Certificate is received with an expiry date of 4th June 2012"

If your car is eligible for the NCT (please refer to the testing chart) then please phone us on 1890 412 413 or you can check our on-line service by simply typing in your car registration number and date of first registration of the vehicle (which can be found on your vehicle registration book, registration certificate or licensing certificate."

So, it would appear that you need to contact the NCT to check if your car is eligible for a test. 

I hope this helps. 

For more visit the National Car Test Website.

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Hi Shane,

There isn't really such a thing at the moment. We have looked for you and there isn't a breakdown as yet. We will work on it though. 

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Hi Ado,

According to the Revenue Commissioners, in relation to scrappage in order to qualify, the car, "must have been insured for use on the road in the name of the registered owner or in the name of the spouse of the registered owner for at least 12 months in the 18 months immediately prior to the date of scrappage."

Since it is more than six months since the car was last insured then I think that you might be out of luck in this case. 

The full list of terms for the scrappage scheme can be found here. 

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Hi Jane,

First things first. The petrol versus diesel debate. Everyone is very caught up on diesel cars right now and that makes a lot of sense when you are buying new because they have lower road tax, but since small cars tend not to use a lot of fuel, the road tax should be quite low anyway. The mileage you are likely to do might warrant a diesel, but the diesel small cars tend to be a lot more expensive, so in this case I would say that a petrol model would do you fine and still won't cost the earth to run.

The VW Polo is an excellent choice because it is really nicely built and holds its value well too. I did a search for ones with the lowest mileage within your budget from main SIMI dealers (so there is more security and better history checks on the car). A 2007 Volkswagen Polo with just 15,000km on the clock is within your budget and would be a really nice buy. It would be dead cheap to run too. 

This 2008 Ford Fiesta is really nice too; with 11,000km on the clock so it is practically brand new. This is a five-door model so it might be a little more practical. It is at the upper end of your budget but you wouldn't pay the advertised price. 

One I would love you to consider though is the Suzuki Swift. It is a smashing little car. It is really reliable, cute, nicely built and fun to drive. It's a 2008 model with low mileage for less than €9,000. 

I've always had a bit of a soft spot for the Renault Clio (it was my wife's first car and it was great) and you could find another one with ridiculously low mileage for less than €9,000 too. Here is one I liked the look of.

You wouldn't really go wrong with any of these. Personally, I'd be really tempted by that low-mileage Polo as a long term investment because you will always get a good bit of your money back. 

I hope all that helps

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Hi Noel,

Two new models have been launched in the Skoda Yeti range and these make up part of a strong model line-up for 2011, which will include a new 4.9 per cent finance offering on Yeti models. Skoda, as part of the Volkswagen Group, will offer finance through its own bank.

The two new models in the Skoda Yeti range are a 1.6-litre TDI Greenline that has 105hp and replaces the 2.0-litre 100hp diesel. It has emissions of 119g/km, which means it sits in motor tax band A.

The car features stop-start technology, low-rolling resistance tyres and brake energy recuperation. Prices start at €23,165 for the Greenline Active, €24,125 for the Ambition model and €26,035 for the Experience.

Also on offer for the first time is the 4x4 version. It comes with a 2.0-litre diesel engine putting out 170hp and with emissions of 155g/km it sits in motor tax band C.

There are Ambition and Experience specifications available for this model and prices are €29,545 for the Ambition and €31,480 for the Experience.

Skoda sold 775,000 cars worldwide in 2010, but has ambitions to sell 1.5 million by 2015. It will launch several new models to the line-up between now and then.

A small A-segment car that will take on the Ford Ka and Toyota iQ will go on sale in 2013, followed by a replacement to the Skoda Octavia that same year. A new version of the Skoda Roomster comes in 2014 and that same year a new version of the Fabia will arrive.

The new Yeti models are now in dealerships. 

Hope that helps

Expert answer

Hi Peadar,

Firstly it is hardly a surprise that your Saab has served you so well. Those cars are so well-built that they can go on for what seems like forever. I'm sure you realise that you probably won't get much for your Saab, unless of course you were prepared to opt for a new car and avail of the Government Scrappage Scheme, but since you mentioned 2008 cars we will deal with those first. 

My first choice for you would be a 2008 Saab 9-3 Diesel. Since you have enjoyed your previous Saab so much and it has served you so well, I thought that this would be the best place to start. You can have a 2008 model, in Linear Sport spec, with just 44,000km on the clock from a SIMI-approved Saab dealer for €19,950. The emissions are 147g/km so it sits in motor tax Band C, so will cost just €302 per year in road tax. This car is really nicely specced too. Plus, you will most certainly get the best price for your own Saab from here.

Another fantastic car that might not have considered is the Subaru Legacy diesel, a personal favourite of mine. This car has a brilliant engine, is beautifully balanced on the road and nicely equipped too. You would pay around €20,000 for a 2008 model. They don't come up for sale very often and can be hard to find but they are super cars. 

The same sort of money would get you a Volvo S40, although my only issue with this car is that it might feel a little small compared to the others. The S40 1.6-litre diesel has low emissions however, so you will pay just €156 per year on road tax. This car is okay, but I don't think it's anywhere near your best choice here. 

The Avensis is a good solid choice and should be reliable and comfortable, but after having quite an interesting car in the shape of the Saab, you might feel a little bit like you sold your soul with the Toyota. You will save some money though. A 2008 model from a Toyota dealer will cost you under €18,000. Sure this car will be a safe choice, but I think it might bore you a little. 

You will save even more money with a 2008 Skoda Octavia Diesel, which will cost you under €16,000 and just €156 in road tax. They are nicely built too. Or in the case of a Volkswagen Passat, you should best avoid the 1.9-litre diesel and get a 2.0-litre one instead - the 1.9-litre diesel is noisy. So this 2.0-litre diesel with 140hp will cost you €18,500 and will still just cost you €302 per year in road tax. 

Another one to consider, and a very under-rated car, is the Citroen C5. The newer model is really good and comfortable and you could have a 2008 version for around €17,500. Here is one.

If you ask me which of this lot you should buy, I would say the Saab or the Subaru. The rest are fine, but if you loved your Saab then those two will be the most interesting for you. 

I hope this helps!