Expert answer

Hi Mike,

The only reason you would specifically buy the efficient dynamics version of the BMW 520d is if you want to pay €104 in road tax, you want the best possible fuel economy and you don't mind changing gears yourself. I'd always prefer by luxury saloon car to come with an automatic transmission and in general, the used car market prefers if you do to. 

We could of course, give our opinions as to what is the best of these cars - but the fact is that they are all in and around the same price, they are all very good and they all offer different things. The BMW is regarded as the drivers car amongst the group although increasingly this is being matched by the excellent new Audi A6. The Mercedes is without doubt the most comfortable of these three cars so if have a very relaxed style of driving then the Mercedes might suit best. 

It does really come down to personal choice. The BMW is the best-seller and that probably won't change for some time. Also you have left out the excellent Jaguar XF, and now with a 2.2-litre diesel it is excellent value. That needs to be considered too. 

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Hello Mary,

You will probably get offered in and around the €15,000 mark for your S40 Flex Fuel model, but this could stretch to €16,000 if you traded it in against a new car. You didn't mention if you wanted a new or a used small automatic to replace your Volvo, but I will assume that you want a new car. 

I am not sure how small you want to go, but there are a few decent small automatic cars around, but not that many. The best of them would probably be the automatic Ford Fiesta, which is a really great little car for the money. We quite like the Hyundai i20 1.4 Deluxe Auto too. This is a fine little car. My top choice and the one I would buy is the Skoda Fabia 1.2 TSI Sportline with the excellent DSG gearbox, which is simply superb. 

Hope that helps

Expert answer

The arguement for petrol is growing Brendan. While everyone is fixated on diesel the petrol engines are getting cleaner and will come back into fashion. When it comes to fuel economy the gap between petrol and diesel is getting closer and in a lot of cases there is little difference between the road tax.

The 1.4-litre petrol engine in the Passat is more than good enough. So if you want a Passat then you could go for it. There could and perhaps will be less value in the petrol model later on, but if you keep it long enough suddenly this won't become that much of an issue and since you go low mileage then you could keep it for 5 or more years. 

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Hi Brendan,

Having just come out of a Volkswagen Golf long-term test car I feel like I can speak with some authority on the car. For a start, it really depends on where you are driving and how far, when it comes to your engine choice.

The 1.6-litre TDi diesel is really good, but it probably isn't worth the extra cost unless you commute is quite long. Otherwise the 1.2 TSi is fine and while it isn't a rocket, it is perky enough. In terms of the the car being big enough, well yes it is. The Golf is fine for one baby and the boot is big enough to take the truly obnoxious buggy I put into it. 

With your budget of €20,000, you would really have your choice of petrol or diesel models so it is really down to what you prefer. I really like this one. And although it is over your budget you would probably come in under as a cash buyer. 

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Hi Steve,

A fair degree depends on your mileage and how much you are prepared to pay per year in motor tax. Bearing in mind that you will be getting an older car, the motor tax can be pricier, but that is just a fact of life. If you want to carry lots of people and stuff then a diesel will be a better choice in an estate because there is more torque but it isn't essential. 

If you weren't afraid of the odd bill, then a BMW 320D Estate would be a super car. I've owned one and they are great, but get expensive the older they get. 

I'd be very tempted by this Nissan X-Trail which has low mileage, is diesel and would be great for the family. 

This Peugeot 407 SW is superb value and lots of car for the money. 

I think out of that lot, I'd probably have the Focus though. 

I hope this helps! 

I'd say something like a 2005 Ford Focus 1.6 Diesel Estate would be a good place to start - something like this one as it would be cheap to run and spacious as well as good to drive too. 

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Hi James,

It is an interesting thought but I am not entirely sure if they could implement it. Measurement of CO₂ on cars is a relatively new thing and there aren't always CO₂ figures for older cars in existence. You will notice that when you try and import and older car. As it stands, if they don't have a figure for an older car available then they charge the full 36 per cent. So to be honest I would imagine that any change like this would be unlikely for now. 

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Hi Ria,

Of course it would depend on the physical condition of the car and the mileage, but you should expect to be offered, at the very least, around €6,500 - €7,000 for your car as a trade-in. Cars of this age would have around 90,000 miles so that would be around what you could expect to be offered. 

But as we always say, don't be too fixated on the value of your car, but rather the cost to change. 

I hope this helps. P

Expert answer

Hi Andrew,

According to Ciaran Allen, Sales Manager of Mercedes-Benz, "Stop/start is the main factor in reducing CO₂ and is available now on manual models. We are not expecting full availability on stop/start including seven-speed auto until August production - September arrival. Because of our market seasonality August and September are not big production months for us, so while it will be available we really consider E-Class seven-speed as a 2012 car. The model price won't be reduced but the auto road tax will go from band C to band B."

Hope that answers your question?

Expert answer

Hi William,

Assuming we're talking about new cars or those that are less than six months old (and have less than 6,000km on the clock):

VAT qualifying cars are those that the UK vendor may sell on without charging for VAT to the following:

• a customer in a country outside the EU
• someone who isn't registered for VAT who will take a new car to another EU country
• a VAT-registered business in the EU

In your case, yes, you'd still have to pay Irish VAT and VRT.

Some light official reading for you around this subject that may explain more:

Revenue.ie: New vehicles purchased by a private individual from a VAT-registered person, including a motor dealer, in another country

HM Revenue & Customs: Sending your motor vehicle to another EU country from the UK

HM Revenue & Customs: Motor dealers and VAT: selling new or used vehicles and extras

Hope that answers your question

Expert answer

Hi Sinead,

Without hesitation I would advise you go for the 2011 5 Series over the older BMW X5. The new 5 Series is an absolute gem of a car and if you can stretch to the Touring estate model then it'll be even more spacious. The 520d is far better on fuel than the X5 and will cost you less in road tax too. On top of that, being newer, the 5 Series will have more of its warranty intact.

However, I urge you to go to a dealer and drive both, as the 5 Series is much lower down than the X5 and, while that's not important to me personally, it may be to you. Only one way to find out!

Let us know how you get on.