Expert answer

Hi there,

There are very few small diesel cars available under the scrappage scheme that match your budget, but there are quite a few small petrol models that run the diesels close in terms of fuel economy. 

You could have the Fiat 500 for €9,995 under the scheme, which although it is petrol, is Band A, with just €102 per year road tax. 

You could have a Fiat Grande Punto, a much larger car, for €9,995 or, if you really wanted a diesel one you could have that for €12,495.

The Ford Ka, a similar car to the 500, would cost just €7,995 under the scheme, with the even better Fiesta costing €11,700, but again these are petrol models. 

Similarly, the Renault Clio is a smashing little car and a petrol one will cost you just €8,990 under the scheme, but a diesel one will cost you €12,200. 

The Hyundai i10, a five-door model, is also worth a look. The 1.2-litre, 78bhp petrol i10 is a good little car and comes with a choice of manual or automatic transmissions. Hyundai will add a further €2,000 to the Government's €1,500 discount, so the i10 effectively starts at €8,495. 

Our advice is that you forget about a diesel under scrappage unless you are prepared to up your budget. 

Out of that lot, I'd take a strong look at the Fiesta, or if you must stick to €10,000, perhaps the Ford Ka or the Fiat 500.

Expert answer

Hi Michael,

We found an identical car to yours with the same mileage for sale for €8,950. You probably won't get offered that much as a trade in, but you could have an overall budget of about €17,000.

In terms of the Mazda6, that is a really good car and there weren't too many of the diesel models sold initially. The petrol models sold in higher numbers initially because they were cheaper than the diesel ones at the time.

You would pay about €16,950 for a 1.8-litre petrol model like the one we found here at a SIMI dealer.

Here is another excellent one in Cork, for €16,900.

Diesel models cost quite a bit more, with a 2008 model at a SIMI dealer costing closer to €20,000.

For the mileage you do, you could get away with a petrol model without totally breaking the bank and you certainly won't save in fuel costs by spending the extra on the diesel model. Granted, road tax will be higher on the petrol.

You could probably get into a 2008 Passat BlueMotion with your budget and that too would be a good car. Yes, I've heard of some occasional issues with the latest Passat, such as a problem with the power steering and with the electric parking brake, but they have been pretty well dealt with by Volkswagen.

Expert answer

Hi Edward,

There is no such thing as a cheap used BMW. I just recently sold a 2002 BMW 318i Touring and I loved it, but the repair bills when things went wrong were high, even from independent garages, so you need to bear this in mind.

Having said that, you could get something that will be similar, like a Lexus IS 200 perhaps, which should be less costly to put right if things go wrong.

Here is one for €3,975 and it is from a main SIMI dealer.

Or how about this? A nice Subaru Legacy for just €2,950? This would be a great car for the money.

Expert answer

The reason we have talked about the Qashqai+2 a lot of late is that there seems to be quite a few people asking us about seven seats, but not really wanting an MPV. The Verso is an MPV, so as such is usually compared to its main rivals such as the Ford C-MAX and Renault Scenic.

Compared to the Qashqai+2, the Verso comes with a 2.0-litre diesel engine and the Qashqai+2 usually comes with a 1.5-litre diesel engine. The Verso has more power with 125hp against 104hp in the Qashqai+2. The Verso has faster acceleration (about two seconds faster to 100km/h from rest) and in terms of fuel economy the Verso again is slightly more frugal. The CO₂ emissions in are both Band C, with road tax of €302. However the new Qashqai+2 does drop a tax band to Band B.

Both cars have five-star Euro NCAP safety ratings and come with multiple airbags. ESP (electronic stability control) is standard fit on both cars too. The rear-most row of seats would be more generous in the Verso compared to the Qashqai+2 even though they share an almost identical wheelbase. There is also more shoulder room in the second and third row of seats.

In terms of price, a 2009 Verso will cost you about €25,000 - €27,000, while a new Qashqai+2 will cost you from €30,450 for a new one and about €26,000 - €27,000 for a 2009 model.

Both have pretty poor luggage space with the rear-most seats in place, but loads with the third row folded, so it depends how often you intend using the seats.

I hope this helps.

Expert answer

Hello again Angela,

I know Shane answered your last question, but I think I can answer your follow up question. The Golf and Leon are quite similar; the Leon is definitely the prettier car and the Golf the more sensible. I know what you mean about the Leon range, as there are 17 different versions, which seems excessive.

The thing is with SEAT is that it tends to get the older technology from Volkswagen, so the Leon still has an older engine range, namely the 1.9-litre TDI, which is quite a noisy old engine. The 2.0-litre TDI is also available in the Leon, but at a higher cost.

The 1.6-litre 105hp engine in the Golf is a newer and cleaner engine, with better fuel economy. It hasn't made it to the Leon just yet, so the better engine is in the Golf right now.

In terms of running costs, the road tax is slightly less on the Golf, at €104 against the €156 in the Leon. The Golf has slightly better fuel economy (62.8mpg v 56.5mpg) but that is a relatively small difference.

That Leon is great value, but in terms of an investment I would be inclined to go with the Golf, as I would think the residual value will be better with the newer Golf with the newer engine.

Hope that helps

Expert answer

Hello Brian,

This is an interesting one. I am guessing, as you own and love the 406 Coupé that you don't really want something too mainstream. It might seem obvious to put you into something like a BMW 3 Series Coupé, but I don't think that is what you are after.

As you probably know, you might not get offered very much for your 406 Coupé, which is a shame. Try to sell it privately because these cars do have a loyal following and if you got €2,000 that would no doubt be welcome. There is one for sale with a lot less miles than yours in Dublin for €2,650, so work backwards from there. 

Trading it is probably the easiest. Let's say that you have a budget of €16,000 and see what is around that might suit. 

One, perhaps rather obvious, choice would be to go for a Peugeot 407 Coupé. The diesel model sold really well and remains expensive, but I found a 2007 2.2-litre petrol version with just 21,000 miles on the clock and they are asking just €14,950. You can find it here:

http://tinyurl.com/33k7nl3

That might work given the really small mileage that you do and since you loved your 406 Coupé then this could be a great buy. 

If you want something very pretty and unique, how about an Alfa Romeo Brera? Here is a 2.2-litre petrol model for €17,950, but you could well haggle this price down further. There aren't too many about and while we cannot say that it won't give you the odd headache, it is a real head turner.

http://tinyurl.com/3ydqk89

Even if you're not a BMW guy, it's worth considering a 2006 320d Coupé, which will be reasonably economical for under €16,000. This one is in Monaghan and the mileage is pretty good at 69,000 miles.

http://tinyurl.com/3yr7wgq

I don't think you need a diesel given your mileage. I'd pick a Volkswagen Golf GTI. I know it isn't a coupé, but it is a super car to drive. This one is a 2006 model, but you might sneak into a 2007 version for your budget too. The example we found has the brilliant DSG gearbox, has done just 26,000 miles and is loaded with kit. It is such a rewarding car to drive and, since you live in the city, the gearbox should suit you perfectly giving you the best of both worlds.

http://tinyurl.com/32aftto

Please feel free to come back to us if we are way off the mark!

Expert answer

Hi William,

When it comes to a mid-sized luxury car it must have leather upholstery and an automatic transmission. Air conditioning would also be a must, but most cars in this class have it as standard nowadays. 

The thing with the 520d is that more recently there have been a lot bought with manual transmission because it brought down the price of the road tax, so it might not be that easy to find automatic versions.

Having said that, I would still look for these two items because the buyer in this segment tends to favour these essential items so it should be easier to sell or trade at a later stage.

After that I wouldn't be overly worried about what it has, although unusual colours can be a problem later on. Stick with black, silver or grey and you should be ok.

Hope this helps.

Expert answer

Hi Angela,

Let's start with looking at the prices of the cars you listed when bought new:

Kia cee'd: 1.6-litre diesel starts at €18,550. There are four versions to chose from, including an automatic and a version that sneaks into band A for tax.

Kia Venga: only available with Kia's new 1.4-litre turbodiesel engine. There are just two trim options, LX and EX and the price is either €18,320 or €19,615. Both have emissions of 117g/km, which means cheap band A road tax.

Hyundai i30: five versions of the same 1.6-litre diesel engine (CRDi) available. Ranging from €18,495 to €25,495. There's an automatic option and two different power outputs, the lower of which is in band A.

Peugeot 308: five versions of the same 1.6-litre diesel engine (HDi). Ranging from €19,795 to €24,335. Four of these are in band A, including the 'Ecomatique' automatic version.

SEAT Leon: a massive eight-model diesel (TDI) range in both 1.9- and 2.0-litre sizes. Two of them drop into band A, while the fastest 2.0-litre model is in band C. Prices range from €20,105 to €26,290.

As your question was purely about value, then it comes down to the Hyundai and Kias. We found the Venga to be quite impressive, though it's a pity there is so little choice in the range.

This appears to boil down to the Hyundai i30 and Kia cee'd. The latter was facelifted earlier this year and it's an even better car than before, but what tips the balance in the Kia's favour is its untouchable warranty. All models get a seven-year warranty, which is huge peace of mind.

Depending on your budget limits you should also take a look at the Skoda Octavia.

I assume you don't have a car to trade in on the scrappage scheme, as that would change things a little. Renault for instance has fantastic offers on its Mégane.

Obviously all of these cars can be had second-hand too, where you'll get a higher spec car for the same money, albeit with kilometres on the clock.

Let us know what you decide or if you have any other questions just pop them in the comment box below.

Thank you

Expert answer

Hi Joe,

I recently drove the Golf BlueMotion and the review will go up shortly, but what I can say is that I was really very impressed by the car for a number of reasons. Obviously this is the full BlueMotion version and that differs slightly to the 'BlueMotion Technology' model that we have seen before. 

This new car gets a full raft of eco measures. There is Stop/Start, regenerative braking, a modified radiator grille, low rolling resistance tyres and a specially tuned diesel engine. The result is emissions of 99g/km and fuel economy of 3.4 l/100km. Now, you would want to be really hyper-miling to get those figures but we got close to that on our few days with the car. The economy was really staggering. 

There is 105hp from the 1.6-litre diesel and it isn't a rocket: 0-100km/h takes 11.3 seconds. It is however, a very nice car to drive. It doesn't feel slow because it is geared well. And it is a nice place to be. For the price, it is quite well equipped. 

Obviously, price is an issue. There is no real incentive to buy this car for its emissions like there is in other markets. In some markets, such as the UK, if your car has less than 100g/km you don't pay road tax, but here everything under 120g/km is Band A and the Ford Focus 1.6 D Style will cost you about the same to run, yet is €1,545 cheaper to buy. 

To answer your original question though, if I was buying a Golf, yes this is the one I would have (aside from the GTI of course). I really liked it. 

You also have to look at the Skoda Octavia too. For €23,820 you could have an Octavia with the same engine, but with the DSG automatic transmission. Hope this helps, feel free to come back to us if you have any more questions.

Expert answer

Hi Tony.

Thanks for writing in. With €30,000 to spend you have quite a fair degree of choice. As you are retired, I would imagine that you might want something for a variety of purposes. You mention that you will travel a bit with some of the work you are going to be doing now. When you refer to farming work, then I guess you might end up in a muddy field now and again too, so perhaps some off-road ability would be a help too?

I don't want to ask a retired gentleman his age, but I know that when you get older access becomes important and something a little higher will be easier on 'well-used' joints and kind on your back too. I would recommend the Skoda Yeti because I think that this could tick a lot of the boxes. It has great build, is comfortable, easy to get in and out of and if you get one with four-wheel drive then it will cope with all your farm work too.

A figure of €25,220 will get you a 2wd Yeti 2.0-litre TDI (110hp) with all the bells and whistles. The 4x4 model isn't on sale yet, but we will check with Skoda and find out when that version arrives. If you don't think you would need the 4x4 version for towing or getting over bad terrain then you should probably get the 2wd version as it keeps fuel economy and emissions low.

It will cost you just €156 to tax each year because emissions are just 138g/km and the 110hp 2.0-litre diesel is eager enough too. We reckon this car could really suit you.

Another option would be the Subaru Forester Diesel. The newer model is a little over your budget, but you could get a 2009 model for about €30,000.

Anyway, hopefully this steers you in the right direction. We will come back to you on the Skoda Yeti 4x4 once we have spoken to Skoda.