Expert answer

Hi Rob,

Well, as far as discounts go, most dealers operate on about an eight per cent margin, so if you're asking for more than a seven per cent discount you're asking for a below cost price. You should get a decent discount for cash right enough, but explore the credit options too - dealers often get bonuses for selling a credit plan so if you can get a good one (at zero per cent interest obviously) and pay it off from your lump sum, it may give the dealer a bit more wiggle room for a discount.

As for the model, with a starter car and the current cost of insurance you need to be looking at no more than a 1.0-litre engine. Happily your budget will easily get you into a Volkswagen up! 1.0, one of the best small cars around (or equally you could go for a mechanically identical SEAT Mii or Skoda Citigo). Can't go wrong really, although if you're looking for other options you could try an Opel Karl (plain but decent), a Renault Twingo (fun but not as well made as the up!) or the Fiat 500 TwinAir (fabulous car, but get an insurance quote first).

Here are reviews of all of those to help you decide:

Volkswagen up! review

SEAT Mii review

Skoda Citigo review

Opel Karl review

Renault Twingo review

Fiat 500 TwinAir review

Expert answer

Hi Vera,

We’ve never actually road-tested a Panda Dualogic, but there is a recurring fault on the gearboxes, which involved the actuator mechanism. Basically, if the gear change feels anything less than prompt and swift, especially on up-shifts, then the actuator is on the way out and it can be a very expensive part to replace.

As for the rest of it, the Panda’s a fantastic little car – surprisingly roomy inside, fun to drive and actually really quite well built and reliable. The TwinAir engine is a delight to drive, but actually you’d be better off, overall, with the older 1.2 petrol when it comes to economy.

Expert answer

Hi F D,

To be honest, we're not really the experts where wheelchair-accessible cars are concerned, so I think you'd be better off asking the experts at Motability Ireland, who you can find here: http://www.motabilityireland.com/advsearchresults.asp

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Hi Donal,

Yeah, it is actually. I know it's not the best looking thing around but it's actually quite nice to drive, very spacious and pretty well made too. And you get a five-year warranty now too, so that should put any unreliability worries to bed. If you've got three kids, it might be worth having a look at the 500L MPW, which is even uglier but has extra seats in the boot.

Expert answer

Hi Catherine,

The 2008-onward Ka model, which shared a chassis and engines with the Fiat 500 and is built in Fiat's factory in Poland, should be rust free - the cars are well treated for rust when being built and offered with a lengthy anti-perforation warranty. If you come across a rusty one, chances are it's had accident damage, which has left bare metal exposed.

Expert answer

Hi Brendan,

There is no specific market data for Ireland in this respect. The old rule of thumb still holds true - if you want ultimate reliability, buy a Honda, Toyota, Nissan, Suzuki, Subaru or Mazda. You could probably pretty easily add Kia and Hyundai to that list too now.

The best I can do for you is to point you towards the results of the JD Power Vehicle Dependability Study for the UK market in 2015. An independent research agency, JD Power ranks the various brands surveyed by problems per 100 cars - although it's worth remembering that those problems can range from minor electrical niggles to total engine failure, so you can't read everything into the stats. The last set of figures, ranked from best-performing to worst, were:

Expert answer

Hi Dave,

The Land Cruiser is indeed getting a new 2.8-litre diesel engine, which is claimed to be nine per cent more efficient than the old 3.0. It has CO₂ emissions of 194g/km, 177hp and 420Nm of torque. Shared with Fiat though? No - Fiat does have its own 2.8-litre diesel, but it's a commercial vehicle engine, usually used in the Ducato van. For its passenger cars (Jeep Grand Cherokee, Maserati Quattroporte, etc.) the Fiat group uses a VM Motori built 3.0 V6 diesel.

Expert answer

Hi Adrienne,

OK, let me take that section by section...

(A) Most small crossovers use 1.5- or 1.6-litre diesel engines so you're going to average between 40- and 50mpg in any of them. Ignore the official consumption figures - they're not representative of real-world driving.

(B) Standard spec on most will include at least air conditioning and probably Bluetooth, but the items you've listed will push prices up into the €25-30k region.

(C) Kia, Hyundai and Mitsubishi have the best warranties on the market at the moment - seven, five and eight years respectively. Ford, Renault and Peugeot all offer five-year warranties too, while Fiat offers a four-year one. Most others have three-year cover. In terms of reliability, Japanese and Korean brands will almost always beat their European and American competitors.

Of the cars you're looking at, I'd say the strongest contenders are Honda's new HR-V, the Jeep Renegade, the Peugeot 2008 and the Kia Soul. All well worth a look.

Relevant reviews:

Honda HR-V review

Jeep Renegade review

Peugeot 2008 review

Kia Soul review

Expert answer

Hi Charles,

Yeah, with a small car like that (a) diesel is not generally available and (b) it would push up the price tag so much that you'd never earn the difference back in fuel savings. Of the ones you're looking at, I'd go with withe Hyundai i10 - it's really comfy and spacious for a small car, and should be sufficiently rugged to deal with the roads you're talking about. Plus the five-year warranty should help to keep the running costs down.

Relevant reviews:

Volkswagen up! review

SEAT Mii review

Skoda Citigo review

Fiat Panda review

Hyundai i10 review

Expert answer

Hi Joan,

There's no new alternative I'm afraid, but you could try to track down a Honda FR-V, which uses the same seating layout. They're getting thin on the ground now too though, as production ceased in 2009.