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Hi Lurdes,

OK, lots to deal with here. Let’s go through it piece by piece. Theoretically, you will always get better value buying second hand than buying new. 'Buy at three, sell at five' (years old) is the rule of thumb to maximise your value and minimise your exposure to depreciation. But, you’ve been burned in the past by unreliable cars (been there, I feel your pain) so I would say that buying new is actually the best thing for you this time around, especially as you want to hold on to the car for an extended period.

Of the two cars you’ve mentioned, the Toyota Verso should be the most reliable. Nothing much wrong with the Ford, but if reliability is your priority then always buy Japanese. Happily, a manual 1.6 diesel Verso seven-seater is just inside your budget, at €29,100 and there is currently a €3,000 trade-in offer on that model, which means you’ll get a lot more for your old Scenic than you would if you traded it in normally.

There is only one hybrid people carrier so far, and that’s the Toyota Prius+, but to be honest, we couldn’t recommend it. For a start, a new one will bust through your €30k budget barrier, but beyond that it’s a disappointing car – far too thirsty unless all of your mileage is done in town at low speeds. The Verso is a far more versatile car.

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Hi Paul,

Well, you kind of have your own answer there already - it'll cost €2k to fix your Focus now, and even if it were another €2k next year and the year after, that would still work out cheaper (by far) than a finance deal or loan for the €17k cost of trading up to a new car.

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Hi Debbie,

No, you shouldn't have to pay VAT. VAT is only payable on vehicles younger than six months and/or with less than 6,000km on the clock. Unless it's a very unusual lease that you're paying off, the vehicle's VAT will have been included in the original lease cost.

As far as the legality of the company selling it is concerned, it's up to them if they want to. The leasing company won't care one way or another as long as they they get their money. Just make sure it's a reputable company from which you're buying and make sure you carry out a history check with Cartell.ie on the car to ensure that there are no other outstanding loans or finance agreements. Make sure you get a letter in writing that the firm undertakes to pay off the lease when you buy the car and insist on having proof of that in writing too.

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Hi Ray,

You'll pay 13.3 per cent of the 'Open Market Selling Price' (OMSP - the Irish used value as estimated by Revenue).  It would obviously depend on the year and condition as to what that value would be. As an example, a 2009 Touareg commercial would be worth around €13,000 to €15,000. 

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Hi Dan,

Right, I'm going to give you a couple of really safe options: Mazda6 or Toyota Avensis. That budget should see you into a 2008 model, and both are roomy, very reliable and pretty good (Toyota) or really good (Mazda) to drive. 

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Hi Iain,

It should be, but check it with your finance company first. You’ll probably need to keep your Sterling bank account active and transfer money to it from whatever Euro account you’re being paid into when you’re working in the Republic.

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Hi Jason,

There’s a pretty big range in Civic prices for a car of that age, from as little as €5,000 to as much as €9,000, but I’d say splitting the difference at around €7,000 would a pretty safe bet.

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Hi Marie,

Theoretically, as you're moving house and you've had the car taxed and insured at your previous address there should be only an administrative fee to pay. But I'm guessing it wasn't your name on the logbook while it was in the UK, which may put a spanner in the works (unless you and your dad have the same name of course...). I think your only option is to talk to someone on the Revenue help desk (and they really are very friendly and helpful) and explain your situation. There might be a loophole through which you can slip. 

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Hi Brendan,

According to the figures from the Society of the Irish Motor Industry (SIMI), 57 Passat 1.4 TSI models were sold in 2015 (53 saloons and four estates) and 42 so far this year (37 saloons and five estates). There were also two Passat GTE plugin hybrids registered so far this year, which also use the 1.4 TSI engine.

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Hi Linda,

€6k is at the bottom end of 2009 Avensis trade in values and your Toyota dealer is possibly boosting your trade in a bit (€10k is definitely top end) to keep you in the family.

I think with 15,000km annual mileage you definitely don't need a diesel - you'll really struggle to make back the extra purchase cost in fuel savings and if you're not doing lots of long journeys you could run into problems with the particulate filter. The Audi wouldn't be expensive to run at all - they're reliable and frugal, but the servicing would probably be slightly pricier than for a Toyota.

As for the Auris Hybrid, I think it sounds like it might be just about right for you, especially as most of your mileage is around town and that's where it works best. You may find it hard to get the best economy out of it on that long run to West Cork, but the rest of the time it should be about right, and super-reliable too.

An ex-demo is always a good idea as you'll get it cheap with minimal mileage, but there are fewer of them around these days.

Relevant reviews on the site:

Audi A3 Sportback 1.6 TDI review

Toyota Auris Hybrid review