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Does climate alter my Ford's value?

I have a 2009 Ford Fusion  and the build data describes it as a 1.4 petrol manual Zetec with air conditioning. When I bought it the dealership described it as a Zetec Climate. What are the essential build differences between the two versions? And the valuation differences?

Peter WALTERS (Emerson Valley, Milton Keynes)

May 2017 Filed under: optional extras

Expert answer

Hi Peter,

If it says Cclimate on the tin, it should have climate control on the inside. The difference between that and normal air conditioning is that air conditioning simply allows you to choose between hot and cold, whereas climate control allows you to select a specific temperature. If your car only has a red-blue heat controller then you've been sold a pup.

That said, it depends on where you're getting your build data from. Some lists won't code specifically for climate control and will just use air conditioning as a catch-all.

It won't make any difference to value anyway. A 2009 Fusion is going to be worth around €4-5,000. 


Ok to pay for UK car on finance from Ireland?

Hi,

I want to import a car from the UK on Hire Purchase. I intend to register it as you have previously advised here that it is ok to register a car with outstanding finance. My question is, will the car company whose bank provide the finance, have an issue with this and will they even find out given all payments will be made as usual

Regards Hugo

Hugo Macaulay (Dublin)

May 2017 Filed under: finance

Expert answer

Hi Hugo,

Generally speaking, no bank or finance company cares very much where the payments are coming from as long as they come, but I would advise you to be up front about all this, and speak to the finance provider in question. Make sure you tell them exactly what it is you’re planning to do, as there may be implications for the loan rate and the insurance for the loan if you’re moving territory. Some providers won’t accept payments from an overseas source, so make sure you’ve checked everything out with them first, so as to ensure that all is above board should you need to change anything further down the line.


Would you recommend the Opel Insignia?

Would you recommend the Opel Insignia car? Interested in buying one 2012+, but understand they have a bad reputation and would be likely to cost me money on repairs.

Tony Bourke (Dublin)

May 2017 Filed under: choosing used car

Expert answer

Hi Tony,

To be honest, we've never heard any major horror stories about the Insignia, and in general it seems to be a mostly reliable car. There are reported issues with the central locking and alarm system, and persistent leaks in the boot, but aside from that, as long as you buy one with a full service history, you should be fine. 


How does this Hyundai ix20 sound?

Hi folks,

Thinking of buying a 2012 Hyundai ix20. Has mileage of 105,325 miles/169,500km, NCT due date: March 2018, fully serviced and three-month warranty and the price is under €7,000. Is this a good buy? Should I be concerned about timing belt and water pump?

Thanks

Jenn

Jennifer Harte (Cork)

May 2017 Filed under: choosing used car

Expert answer

Hi Jennifer,

I'd be a bit concerned about the three-month warranty. For a car that's only just run out of its original manufacturer's warranty, that seems a bit mean.

There's no need to worry about a cam belt as the 1.4 petrol engine is chain-driven, as are the 1.4 and 1.6 diesels. The water pump should be fine too - there are occasional reported issues with it and the thermostat, but they seem to be pretty infrequent. As long as the car has a full service history it should be fine.


Keep or sell our diesel BMW X1?

I have a 2011 BMW X1 xDrive automatic with 85k kilometres on the clock. When purchased it was for longer drives but now journeys are short and local, less than 10 miles, with the occasional 50-mile motorway trip. We are trying to decide if we keep it and take the hit on preventive maintenance on timing chain, EGR and maybe DPF or trade in on a petrol or hybrid SUV. Trade in values seem low - €13k. What would be your opinion - keep or sell?

Thanks!

Ciara Collins (Dublin)

May 2017 Filed under: petrol vs. diesel

Expert answer

Hi Ciara,

It’s always tempting to trade in a car that’s starting to look expensive, but for the most part, it’s almost always more economical to keep an existing car going, even if it does need regular servicing. In fact, that regular servicing is the key to all of this — keep it looked after and there’s no reason why it shouldn’t provide years of service yet. As you point out, the diesel filter needs longer journeys to keep it from clogging up, but a regular circa 20-30km run at motorway or main road speeds should be enough.


Can you check this Mercedes for me?

Mercedes-Benz C-Class CDI Sport: reg no 12 D XXXX: is this car ok to buy from a private sale?

Nora Cohalan (Lissarda Co Cork)

Apr 2017 Filed under: history

Expert answer

Hi Nora,

I'm afraid we can't do that check for you, as there's a small fee. Your best bet is to go directly to Cartell.ie and pay for a full history and finance check. It's not expensive and a great investment. We do it ourselves when buying used cars.


How do the autonomous packs compare?

Love to know if you have compared the difference between BMW, Mercedes-Benz and Volvo for their semi-autonomous packs.

Regards Martin

Martin Anderson (Dublin)

Apr 2017 Filed under: safety

Expert answer

Hi Martin,

Yes we have, although not yet in a properly scientific way. Thus far, it’s Volvo’s Pilot Assist that is the best. None of them will take control for more than a few seconds at a time, and you always have to have your eyes on the road and your hands on the wheel, but they can take a good deal of the strain out of longer journeys. The Mercedes system is very good too, with the BMW one just fractionally behind for now, but all are improving with every generation.


Nissan Qashqai or SEAT Ateca petrol?

Hi guys,

My wife drives a Volkswagen Golf 1.4 petrol with 80,000km on the clock. Her work will be based in Naas from August this year. We're looking to upgrade her car, we don't reckon she warrants diesel and have narrowed it down to the Nissan Qashqai or SEAT Ateca (1.2 and 1.4). We have about €20k to put towards it (including what she'd get for the Golf). Reliability and running costs are important. We've had two kids since she bought the Golf so she's looking for something a bit roomier.

Which of the above would you say is the better option and is there anything else we should consider (she doesn't like the Golf SV)?

Much appreciated

Brendan Cullen (Knocklyon)

Apr 2017 Filed under: choosing new car

Expert answer

Hi Brendan,

We really like the Ateca, and the 1.4 turbo petrol engine really suits it, so that’s the one we’d advise you to go for. There’s an updated version of the Qashqai coming very shortly, so bear that in mind if you’re looking at the Nissan — you might be able to get a better bargain on a run-out model.

SEAT Ateca 1.4 TSI review

Nissan Qashqai review

Facelifted Nissan Qashqai preview

Five best mid-sized SUVs and crossovers in Ireland


Mitsubishi Outlander or other 4x4s?

Hi ,

Thinking about buying a 2013 Mitsubishi Outlander 2.2 diesel from the UK, not for the seven seats, but for 4×4 capabilities, low running costs and reliability. I'm wondering are there any other options. And is the Mitsubishi 2.2 belt or chain driven?

Thanks

Jonathan Crawford (Donegal )

Apr 2017 Filed under: choosing used car

Expert answer

Hi Jonathan,

The 2.2 diesel Outlander has a timing belt, not a chain, so that will need inspecting depending on the mileage. As for cars with proper 4x4 ability, try a Land Rover Freelander 2 (more reliable than you’d think), Jeep Cherokee, Nissan X-Trail or Toyota RAV4.


Alternatives to the Golf GTD Estate?

Hi,

If possible please can you do a 'Five of the best' report for compact estate cars in Ireland? I desire and am ready to order a Volkswagen Golf GTD Estate as am currently on my second GTD, but need more space. I want to carry on the Golf GTD customer journey, but alas, this perfect solution for me and my family is 'not available in Ireland...' Therefore I need to look elsewhere so would appreciate your opinions if possible? It appears SEAT and Skoda have this category to themselves.

Martin Smith (Donegal )

Apr 2017 Filed under: choosing new car

Expert answer

Hi Martin,

It is a shame that the GTD Estate isn’t imported into Ireland by Volkswagen as it’s a cracking car, but the sad fact is that the market for compact estates is so small, and high performance compact estates smaller still, that it’s probably not worth Volkswagen’s while. That said, the GTD Estate is effectively imported in the guise of both the Skoda Octavia RS TDI Combi and the SEAT Leon ST 2.0 TDI 180hp FR — of those two, we’d go for the Skoda, as it’s marginally sharper to drive than the SEAT, looks great and is simply massive inside.

Other options are the Opel Astra Sports Tourer in SRi spec with the 136hp 1.6 CDTi diesel engine — not as powerful as the Skoda or SEAT, obviously, but a great car and terrific to drive. Lovely interior too. Or you could try the Ford Focus ST TDCi Estate, which is brilliant fun to drive, but sadly is again on the personal import list.

Lastly, there’s the option of going second hand or nearly new and buying something along the lines of a BMW 3 Series Touring or Audi A4 Avant.


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