Expert answer

Hi Marie,

We had a chat on the phone to get more information and now know that you would prefer to sell the L200 privately and use the cash to buy your next vehicle, so your budget is about €10,000 - €12,000.

The difficulty in getting something with height is that the SUVs going back a few years tended to be diesel with fairly large engines, so before 2008 these engines were in some cases cheaper to tax than they are now. Emissions were higher, but you were charged - as you are probably aware - for the size of your engine. I'm sure you don't want to get landed with a high road tax bill per year, but we will explore some options. 

The first is a 2004 Toyota RAV4. There is a model in a dealership in Louth, which I realise is quite far from you, but this diesel model is a beaut and is at a SIMI dealer so this brings with its some safeguards. This RAV4 is under €10,000 and has low mileage, though is going to cost €823 to tax each year. 

The Kia Sportage fiesel would be a great little buy for you. This small SUV has proven to be very reliable and very well liked by owners. This one in Cork is a little over your budget, but as a cash buyer I would think you could bargain down the asking price of €13,900. 

A car that you might not have thought of, but I have always rated as a good little car, is the Fiat Sedici. This small SUV has four-wheel drive, a diesel engine and is cheap to buy and run. We found a 2009 model in Laois with just 23,000 miles on the clock and the asking price is just €11,750. This would be a nice little runabout and it still retains some of the height of the SUV. This will cost you €447 per year to tax. 

Another good choice, although the annual tax will be the same as the RAV4's, is the Nissan X-Trail. This is a really nice example from 2005 that has a 2.2-litre diesel engine and would be a nice vehicle to own. Again, if you couldn't cope with the high annual road tax then it might not be the best option for you. 

I'd be inclined, if it were me, to buy that RAV4, as it would be a nice vehicle to own. 

I hope this helps!

Expert answer

Hi Mary,

A 2007 TDi Golf with your mileage would retail at a main dealer for about €13,000 - €14,000. You will most likely get offered a bit less than this, so perhaps you could expect around €12,000. You don't mention a budget but we can give you a few ideas. Most of the equivalent cars, post 2008 will be cheap to tax. 

For example, a 2009 1.6 TDi Golf, which has emissions of 118g/km (Band A) would cost you around €22,000. Here is an example of one from a main dealer in Naas. This would also be the newer shape model too, although I am not sure you want to go for another Golf? You could get something of a similar theme with the Skoda Octavia. A 2008 model like this costs around €17,000 and would give you a little more space and would still be in Band B with road tax of €156. 

Something slightly more SUV-like would be nice too. The Nissan Qashqai has a great reputation and owners love them. You could have a 2008 Qashqai, like this would cost around €19,000 and this example here has very low mileage. This still has emissions of 139g/km, so would only cost €156 to tax each year. This would be a great buy and isn't a major jump, financially. 

I think you might like the Qashqai, so perhaps you should give it a go?

I hope this helps. 

Expert answer

Hi Richard,

Firstly the car needs to be safe; it needs to be good value; and it needs to be reliable. We tend to encourage buying from SIMI dealers because you do have a little more comeback and the cars tend to be a little better, so having a look on the beepbeep.ie website we found a few options. 

The first model we have chosen is the Toyota Yaris, which will be ultra reliable and painless to run. There is one in Ardee that is within budget (you should get it for less if you haggle) and while this 2003 model has done 89,000 miles it will be capable of a whole lot more. 

I really like the Ford Fiesta and the model that was around in 2003 onwards is a great little car. This Fiesta is right on budget. 

The Renault Clio from 2004 was a lovely wee car and this one here has just 46,000 miles on the clock. I think they really suit young women, as they are rather chic. 

I guess the sensible choice here would be the Yaris, but I would probably have the Clio. 

Hope that helps

Expert answer

Hi Fergal,

An all-new Focus should be here early in 2011. More information was released this week (click here for the news story). The updated Mondeo will be on sale in Ireland before the end of 2010 (click here for our news story). I'm afraid we don't as yet know anything about a new Fiesta.

Prices are never released very far ahead of a car's launch unfortunately, but you can expect them to be in the same ballpark as the outgoing models'.

Hope that helps

Expert answer

Hi Ray,

VRT is the only charge you have to pay (aside from transportation costs) when you import a car from the UK because once VAT has been paid on an item in the EU it cannot be paid again. As regards the accuracy of the online calculator I would say that it can be hit and miss but this can both work for or against you. 

VRT is calculated as a percentage of the Open Market Selling Price (OMSP) and this is pretty much estimated by Revenue based on what cars are selling for and some other combinations that only it seems to know the answers to!

Sometimes the prices can be really high and sometimes they can be thankfully low. You do have the right to appeal a VRT price if you feel it is unduly high. Certainly the calculator will give you a good idea of what you will pay and as such is the same system that a VRT office official will use. From there, they may decide to start charging you for any optional extras that there are on the car and they now have better access to this information. 

Full details of the charges associated with VRT can be found here. 

Take the estimate as a guide price, but be prepared to have to spend a little bit more if your car is subject to a full inspection. 

I hope this helps

Expert answer

SIMI are the Society of the Irish Motor Industry and as such, buying from one of its members is the closest you can get to total security when buying a used car. Of course there are no guarantees when buying a used car but at least here you are getting a car that has gone through a thorough car history check, and the dealers also have signed up to SIMIs code of conduct so they are answerable to a higher power. 

A spokesperson for SIMI outlined some of the benefits of buying from a SIMI dealer. "SIMI have high membership standards. To become a member of SIMI the garage must pass an audit and inspection. The dealer must submit among other documentation a tax clearance certificate, proof of planning permission, and be nominated by 3 existing members. Should a dispute arise we have a standards department that will investigate the consumers complaint. The first step is mediation between the customer and the garage. If that does not resolve the issue we have an independent tribunal that is headed up by a former rights commissioner and also a consumer group. The tribunal decision is binding on the SIMI garage."

Cars from SIMI dealers tend to be better, but this is not to say that there are not good independent dealers who choose not to become members of the SIMI and pay their fees. There are good independent car history check websites around such as Cartell.ie and Motorcheck.ie and for a fee there are several layers of check you can do on these cars. So, no, we wouldn't say to avoid non-SIMI dealers, but SIMI dealers do come with some security as-standard. 

If you want to come back to us with an idea of your budget and needs, feel free and we will guide you a litte bit more.

Expert answer

Hi Damien,

Mitsubishi Ireland has confirmed that the new-look Outlander will be here in November in two- and four-wheel drive formats.

Hyundai confims that a revised Santa Fe will arrive in October boasting a new 2.0-litre turbodiesel engine that drops the car from Band E to Band D emissions yet keeps the same power level.

Hope that information is of help

Expert answer

Hi John,

We contacted Hyundai direct and the cost of the parts required - assuming nothing else needs to be done of course - is €250 plus VAT of course. Hyundai quotes about nine hours of labour. The actual hourly rate will vary from garage to garage so try to get a fixed quote before you get the work done. With head gaskets there's always the possibility of other work required too, such as skimming the head.

Hope that helps,

Expert answer

Hello Pat,

As a trade-in it would probably be accurate enough to assume that your Volvo would be worth about €2,000, although you might get a little more if you sold it privately.

When you say the Skoda Combi I am assuming that you mean the Fabia Combi, which is Skoda's small estate model. It is indeed a nice little car, but perhaps something of an odd-ball and it might not be the best car to choose if you are focusing on resale value. 

There is really only one car that stands head and shoulders above the rest when it comes to residual value in the small car segment and that is the Volkswagen Polo. If you look back at the classifieds you will notice that these command a used price significantly higher than any other car in the class, so if you are buying with a view to the car being worth something in five years, this is where you should be putting your money.

It isn't necessarily the best car in the segment though - for us the Fiesta would claim that particular title. There is no doubt that if your budget is restricted then you won't get a Polo with tons of equipment thrown in and it might be shorter on power than some of its rivals, but I'd go for a 70hp 1.2 Comfortline Polo in a safe colour (silver, black or red) and you will get decent money for this car in five years time.

I hope this helps

Expert answer

Hi Alan

The scrappage scheme has been good news and as you might have seen today SIMI is calling for an extension of this. Unless this happens, there would be no point in you getting a new car at the end of the year under scrappage because the €1,500 that you would get off this in the case of something like an Insignia would not be as much as you could lose eventually by buying a car later in the year. 

Sure enough, you could buy the Laguna and get €3,000 off. It isn't an awful car, but there really isn't anything remarkable about it and I personally wouldn't spend over €20,000 on one. I actually think the Renault Fluence is a better buy than the Laguna and it costs much less. It is a fine big car and really well equipped. 

However, with your budget we could do a whole lot better. Supposing that you get at least €1,000 for your Corsa, then you still have a generous budget. There is always the temptation to look at the German cars and as long as you realise that these can get pricey to service and run as they get older, they can be a great buy. 

You have a staggering amount of choice. For sheer ease of ownership I have noticed that Lexus IS models are really good value now. You can get a 2008 IS 220d for under €25k and that would be a pretty nice car to own. Here is an example. 

If you were buying new or almost new, this 2010 Subaru Legacy diesel is also within your budget. 

However, you could go a little larger and get yourself a 2007 BMW 520d. This example is from a main dealer and has tiny mileage and would be a really nice car to own. It has done just 20,000km and is an automatic too with a nice spec for just €28,000. I would find it very hard to pass up on this car to be honest. You could opt for one with a manual gearbox and get lower road tax, but to be honest, this is where my money would go.

I hope this helps