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Hi Niamh,

I'd go for the Polo - of the three you're looking at it's the one (all things being equal) that's likely to be the most reliable. One thing though - you'll have to change it again next year as then it will be 10 years old and it's now proving almost impossible to get an affordable quote for a 10-year old car. 

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Hi Paul,

It’s best to take the advice of your local Ford dealer on this, but as far as we can tell the correct interval is every 10 years or 210,000km, whichever is soonest. However, it’s one of those things that, if it’s niggling you, you should just get done. Never a good idea to put a timing belt on the long finger.

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Hi Dave,

The Land Cruiser is indeed getting a new 2.8-litre diesel engine, which is claimed to be nine per cent more efficient than the old 3.0. It has CO₂ emissions of 194g/km, 177hp and 420Nm of torque. Shared with Fiat though? No - Fiat does have its own 2.8-litre diesel, but it's a commercial vehicle engine, usually used in the Ducato van. For its passenger cars (Jeep Grand Cherokee, Maserati Quattroporte, etc.) the Fiat group uses a VM Motori built 3.0 V6 diesel.

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Hi Eric,

We've not driven the new Superb estate in L&K guise as yet, but read our review of the Skoda Superb Combi from the international launch and you'll get a good feel for it we think, as the test cars were well-specified.

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Hi Richard,

No, because there are plenty of Saab specialists still supplying parts, so you'll be able to get them - albeit at a price. The worry is reliability. While the 9-3 always performed well in things like the JD Power survey, it's bigger brother the 9-5 was a reliability calamity. Check everything carefully and make sure it's been cared for properly.

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Hi Ann,

We asked SEAT Ireland about this and here was the response:

"Obviously we cannot be exact without specific vehicle information, but based on our market knowledge the vehicle is most likely from model year 2010 onwards. If this is the case then it would require a timing belt change every 210,000km or five years. If the customer presents any of our dealers with the actual VIN they can quote accurately with the cost of the replacement.

As I said the above information is subject to change depending on verification of the exact model variant Vehicle Identification Number (VIN)."

Hope that's of help

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Hi Angela,

I think a PCP plan would be entirely wrong for you, because they really only work if you're intending to come back in three years' time to trade in again. I'm guessing you don't want to do that.

Your Audi is worth about €2,000 so put that together with your €3,000 and we're looking at a budget of around €5,000. That's great because that will get you into a 2007 Honda Jazz - one of the best small cars around. It's spacious, comfortable, frugal and above all reliable. You simply can't go wrong with one.

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Hi Margaret,

I know what you mean. The Honda bug is a hard one to shift once it's bitten you. The good news is that Honda has a new car on the market, the HR-V, which is more compact than a CR-V, but still pretty spacious. It's high-riding, so good for your back, and can be had with Honda's terrific 1.6-litre i-DTEC diesel engine. Looks nice too. Prices start from €23,995 or on a PCP deal from €255 a month and I'd say it's well worth checking out.

Read our Honda HR-V review here

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Hi Philip,

A very, very good point. However, I disagree with you on your broader 'hype about electric cars' comment - the only way we're going to be able to keep motoring, to keep some sort of private, personal transport going, is with electric cars. Now, whether that's with just batteries, or whether that's with hydrogen power or something else that hasn't yet been thought of, I don't know. But the days of digging up Jurassic forests in liquid form and burning them in engines is coming to a rapid close - it's not just about CO₂ and global climate change anymore either; the Volkswagen scandal has shown that we've been slowly and insidiously poisoning ourselves with other gases from car engines too. Some 1,200 people in Ireland this year will die from respiratory illness brought on by pollution, a major multiple of those who will be killed in road accidents.

Your apartment point is well made though, and shows just what a period of transition we are currently in. A huge investment is needed to create an environment where electric vehicles can work simply and sensibly, and for all the efforts put in recently to install charging points and fast chargers, it's not nearly enough. Governments and energy companies, and the car makers too, will all have a major role to play in this, but it's just that no-one's playing enough of a role just yet.

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Hi Joe,

This is a serious issue at the moment and the Government is, typically, sitting on its hands over the matter. Insurers, beginning with Aviva, decided last year that, actuarially speaking, ten-year-old cars and their drivers were at higher risk of accident than average, and so decided to either (a) refuse to quote altogether, or (b) issue massive quotes that were effectively the same thing. Frankly, it's a scandal and of course, insurance being something of a cabal industry at the best of times, the other major firms are following suit. Sorry - that isn't actually of any practical help to you, but it's the facts of the matter.

The best suggestion I can offer is to find a really good local insurance broker and see if they can help you find a solution. Please do let us know how you get on.