Expert answer

Hi Rob,

No, it sounds like you're covering all the legal bases there. Highly conscientious in fact. 

Expert answer

Hi Martin,

To be fair to the car companies, they would all like to see the end of VRT – there’s little or no protectionist advantage to them (aside from it causing a small, largely ineffective brake on personal imports) and freeing customers from that yoke would make the Irish car industry much more competitive.

As for lobbying against it, that has largely dried up now. Why? Because of the tacit admission that even if VRT could be dismantled, any Irish Government would simply come up with a replacement for it. Even with the Apple tax decision hanging in the air, no Minister for Finance is going to turn off a €4 billion annual tap of combined motoring revenues, of which VRT makes up a a major component.

As for the application of both VRT and VAT to major safety items, you’re quite right – that is a staggering shame, one that should (but probably doesn’t) weigh heavily on the consciences of all in the Department of Finance, the Road Safety Authority and the Society of the Irish Motor Industry. Whether it’s autonomous emergency or a child safety car seat, adding VRT and/or VAT increases the price and makes it less likely that a customer will spend the extra to buy that system, not least because there is no benefit to your insurance premium for doing so.

Mind you, in some ways, Irish customers have only themselves to blame. Back in the early 2000s, when anti-lock brakes were often an option, and not an especially expensive one at that, most buyers shunned them in favour of a sunroof or a better stereo…

Expert answer

Hi Olga,

The best two to choose from are the Ford S-Max and the Opel Zafira Tourer. Both should be big enough inside for your needs, and they certainly hit the remaining criteria pretty well. Cars like the Volkswagen Touran and Toyota Verso are also good, but they tend to be too small in the third row of seats for regular use.

Expert answer

Hi Siobhan,

We've blanked out the reg in your question for the owner's privacy. A quick and free check with Cartell.ie reveals that the car is a 2004 Volkswagen Passat Saloon, powered by a 1.6-litre petrol engine (1,595cc), producing 102hp. We can also find out that it costs €514 a year to tax. For a detailed history check go to Cartell.ie and sign up for one of its paid products.

Expert answer

Hi Barry,

We've blanked out the registration for the owner's privacy, but using the quick free check on Cartell.ie I can tell you it's a 2010 Citroen C5 VTR+ powered by the 1.6-litre (1,560cc) HDi diesel engine making 110hp. This car costs €280 a year to tax.

If you need to know the history of the car then you'll need to pay Cartell.ie for one of their more in depth reports.

Hope that's of help.

Expert answer

Hi Sheila,

Both should be reliable, with the Hyundai just edging it in that regard. As you say, neither will be cheap to run, but with your mileage your only major cost is going to be motor tax and at least you can budget for that. Do plan to take at least one longish spin a week though to allow the diesel engines to warm through properly or you'll be looking at big repair bills.

On balance I'd go for the Hyundai, but it would be well worth looking at something like a Ford S-Max or SEAT Alhambra, which have even more space and generally lower running costs. 

Expert answer

Hi Liam,

It's in the top rate for tax so that means €2,350 I'm afraid. 

Expert answer

Hi Rita, 

It varies from offer to offer – most deals specify that you need to be able to demonstrate ownership and use of the car and that it has to be driven onto the forecourt under its own power, so you need to check the fine print of any of the ‘scrappage’ deals you’re looking at to see exactly what proof they need. All will need at least current road tax, but not all will want to see insurance details.

Expert answer

Hi Lorna,

Do you mean motor tax or purchase tax? If purchase tax (VAT basically) then yes – the VAT must be paid before or when it’s imported. If it’s motor tax, then no. It would help if the car has been declared as legally off the road by the previous owner, and obviously you can’t drive it across the UK to a ferry port to bring it here (you’ll have to put it on a trailer), but the Irish authorities won’t be bothered if it comes in with no tax as long as you pay your VRT properly and then tax it here. Unpaid UK road tax is an issue for the UK authorities and the previous owner.

Expert answer

Hi Lurdes,

OK, lots to deal with here. Let’s go through it piece by piece. Theoretically, you will always get better value buying second hand than buying new. 'Buy at three, sell at five' (years old) is the rule of thumb to maximise your value and minimise your exposure to depreciation. But, you’ve been burned in the past by unreliable cars (been there, I feel your pain) so I would say that buying new is actually the best thing for you this time around, especially as you want to hold on to the car for an extended period.

Of the two cars you’ve mentioned, the Toyota Verso should be the most reliable. Nothing much wrong with the Ford, but if reliability is your priority then always buy Japanese. Happily, a manual 1.6 diesel Verso seven-seater is just inside your budget, at €29,100 and there is currently a €3,000 trade-in offer on that model, which means you’ll get a lot more for your old Scenic than you would if you traded it in normally.

There is only one hybrid people carrier so far, and that’s the Toyota Prius+, but to be honest, we couldn’t recommend it. For a start, a new one will bust through your €30k budget barrier, but beyond that it’s a disappointing car – far too thirsty unless all of your mileage is done in town at low speeds. The Verso is a far more versatile car.