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Just moved to Ireland - need car insurance...

Hello,

I've just moved to Ireland and I will be staying here for about two years, which means I will have to apply for an Irish driving licence. I have a clean Malaysian driving licence, which is five years old. I am 36 years old and female, and I have a car insured in Malaysia that has never gone through any accident claim (knock on wood). I had driven in Malaysia for one year before moving to UK between 2015-2018, and in all those years I only drove when I went home for long holidays.

I have my eyes on a second hand 2012 Ford Focus 1.6 petrol (automatic). I live in a house with two large parking spaces. How much should I expect for first insurance? Or should I just settle on a 2010 1.0 Yaris instead? If I have a budget of €1,200 for first insurance, what's the best car I can get?

Thanks in advance!

Zura Adnan (Cork)

Apr 2019 Filed under: insurance

Expert answer

Hi Zura,

OK, the good news is that you’ve got a clean record and a decent budget. The bad news, I’m afraid, is that an Irish insurer just won’t care about any of that. As far as they’re concerned, you’re starting with a blank slate. Sorry to have to tell you that, but the sad fact is that Irish insurers are incredibly hard to deal with and incredibly expensive on top.

I would think that €1,200 should be enough to cover a Focus 1.6 (especially given that you’re in your mid-thirties, which is considered a safe age), but it could be a safer bet to go for the Yaris, as insurers prefer a 1.0-litre engine (it’s an outdated view, but there you go). It would definitely be worth getting in touch with a good local insurance broker, though. They can often find better deals than are available through the usual websites etc. so definitely worth having a chat with.


What's up with my BMW X3's fuel economy?

My 2004 BMW X3 has a serious problem of high fuel consumption; it uses one litre to drive a four-kilometre distance; what could be the cause?

Sinani Simba (Dar Es Salaam)

Mar 2019 Filed under: fuel economy and emissions

Expert answer

Hi Sinani,

That is indeed very poor fuel consumption. Lots of things could cause that, though one known issue in the early 2.5-litre petrol X3 is a cracked intake manifold. If that is your problem, then it will require replacement.

Best bet is to have the car looked at by a good mechanic.


Which new hybrid SUV to go for?

I am a disabled driver and use hand controls for the brake and accelerator. For the last 12 years I have driven a Honda Accord 2.0 petrol automatic. It has been a fantastic car and now has 260k km on the clock. I am looking for a higher vehicle, an SUV, and am looking at the Honda CR-V Hybrid, Toyota RAV4 Hybrid and the Volkswagen Tiguan (I could wait for the hybrid later in the year). I live in rural Ireland and handling on twisty roads is important and accelerating to pass slower moving cars on those all too few straight stretches of road. Is this a good shortlist, and if so, which would you recommend?

Robert Joyce (Clifden)

Mar 2019 Filed under: hybrid

Expert answer

Hi Robert,

Yes, it’s a very solid shortlist, although obviously we can’t comment either way on the Tiguan plug-in hybrid as we’ve not driven one yet. As for the Honda and the Toyota, the Honda is roomier and rather more engaging to drive (better for all those twisty roads) so is probably the one we’d go for. The new RAV4 is well worth looking at, though, and it has impressive performance, so it’s good for all that overtaking. Links to our reviews below:

Honda CR-V Hybrid review

Toyota RAV4 Hybrid review


How to dispose of my Audi A3?

My 2006 Audi A3 petrol has failed its NCT on emissions and my mechanic said it will need a new engine to fix the problem. Will I be able to trade it in anywhere? It's a great car in good condition; would be a shame to scrap it.

Karla Devenney (Dublin)

Mar 2019 Filed under: used car values

Expert answer

Hi Karla,

Your best bet is to use it as a trade-in against your next purchase. A dealer may offer you more than it's worth to sweeten the deal.


Looking for a spacious family car...

Looking for recommendations for a family car for a two-year old and a newborn. Petrol, good legroom and boot size, affordable and doesn't feel 'huge' to drive or difficult to park. Already checked out Skoda Octavia and Nissan Qashqai so any advice on these? We weren't looking to buy a brand new car but they both seem to have good scrappage deals...

Orla Greaney (Dublin)

Mar 2019 Filed under: choosing new car

Expert answer

Hi Orla,

Get the Skoda. Trust me, as the father of two growing boys a Qashqai is just not big enough inside. The Octavia, on the other hand, has lots of rear legroom (crucial for people in rear-facing child seats or boosters) and a massive boot, especially if you go for the very practical Combi estate version. If you’re looking for other alternatives, stick within the mid-size estate market — they’re much more practical for families than a compact SUV, and usually cheaper too run too. Oh, and they’re not much bigger than the hatchbacks they’re based on, so parking etc. is still a doddle.

Good alternatives to the Skoda are the Ford Focus Estate, the Kia Ceed Sportswagon, the Hyundai i30 Tourer and the Toyota Corolla Touring Sports. Click on those links to read our reviews of each.


Cam belt or chain on the Ford Kuga 1.6?

Hi,

Does the Ford Kuga 1.6 have a cam belt or chain?

Marc Luke (Alrode)

Mar 2019 Filed under: servicing

Expert answer

Hi Marc,

The only 1.6 Kuga we know if is the 2013-2015 Ford Kuga 1.6 EcoBoost petrol. It uses a timing belt - change it at least every 200,000 kilometres or every 10 years, whichever comes first.


Are older hybrid cars proving reliable?

Hi,

Hybrid cars, like the ones that Toyota uses rather than plug-ins, have been around for quite some time now. Have you any information on the long term costs of owning a hybrid compared with petrol or diesel, eg, battery life span and replacement costs, longevity of electric motor, servicing costs, CVT transmission, etc?

Thanks

Philip

Philip Donegan (Ballina)

Feb 2019 Filed under: hybrid

Expert answer

Hi Philip,

Generally speaking, long-term hybrid reliability seems to be excellent. It probably helps that most hybrids that have been built and sold so far have been made by those paragons of reliability, Honda and Toyota. Both companies say that many of their older hybrid models — first generation Prius dating back to 1997, and Civic IMAs dating back to 2002 — are still on the road and in regular use. Indeed, Honda says that it has never had to replace a battery pack on models such as the post-2010 Insight or the little-seen Jazz Hybrid. Toyota says similar things about older Prius and Auris models, and points to the huge numbers of those cars being used on taxi fleets, racking up mega-miles with no major reliability issues to report. That’s likely helped by two things — electric motors are simple and therefore generally reliable, and most hybrid cars on the road at the moment use older-style nickel batteries, which aren’t as energy-dense as newer lithium-ion batteries, but which again are simple, rugged and reliable.

Even if you do need to eventually replace a battery pack, it’s not that expensive to do so — a second generation Prius pack change costs around €1,400 — not far off what you’d have to pay for a major engine rebuild or replacement, and you’re about as likely to need one. Basically, the advice is as for any second hand purchase — buy on condition, not mileage, make sure it has a full and complete service history and, if you have any concerns in the longer term, consider taking out a second-hand warranty programme.


Which used crossover to go for?

Hi,

Out of Hyundai ix35, Tucson, Kia Sportage or Qashqai, all 2015, which to go for? Drove ix35 today with impressive kit, heated seats, windscreen, dual-zone climate etc. Will be going to UK to buy as will save at least €2,000. Which would you choose considering two small kids and about 20,000km per year?

Gerry Coen (Galway)

Feb 2019 Filed under: choosing used car

Expert answer

Hi Gerry,

At 20,000km a year, you’re just on the cusp of choosing between diesel and petrol, so I’d tread carefully, and make sure you do your sums before you decide. Of the four cars you’ve mentioned, the ix35 is the oldest in tech terms and, although it’s a decent car, it’s feeling pretty out of date by now. The Qashqai is the nicest to drive, but both the Tucson and the Sportage are more roomy, so with kids to cart around, I’d go for one of those. It sort of doesn’t matter which — mechanically, they’re identical, so it comes down to which one you prefer on a personal level, and which one you can get the better deal on. Also, do consider a SEAT Ateca. They start from 2016, and the 1.4-litre turbo petrol is a terrific combo of performance and economy. Here are links to the relevant reviews to help you decide further:

Hyundai ix35 reviews

Nissan Qashqai reviews

Kia Sportage reviews

Hyundai Tucson reviews

SEAT Ateca reviews


Have you a list of all the hybrids in Ireland?

Do you have a list of hybrids?

Thanks

Tony O'Brien (Shankill, Dublin 18)

Feb 2019 Filed under: hybrid

Expert answer

Hi Tony,

Currently you can buy the following hybrids on the Irish market: Toyota Corolla, CH-R, RAV4, Prius, Yaris, and there are probably a few run-out  examples of the Auris Hybrid out there still in dealerships. There’s also the Kia Niro and the Hyundai Ioniq. There’s the full Lexus range — CT, IS, RC, GS, ES, LS, NX, RX and LC. There’s the Ford Mondeo Hybrid, too. There’s the new Honda CR-V Hybrid, some Mercedes diesel-hybrids and petrol plug-in hybrids, oh and the new AMG 53 six-cylinder mild hybrids.

Suzuki does mild hybrids too — for the Baleno, Swift and Ignis. Then there are the plug-in hybrids — Kia Niro and Hyundai Ioniq again, plus the Volvo XC90 and XC60 T8 models, along with the S90 and V90; the BMW i8, 330e, 530e, X5 40e, 225xe, and the MINI Countryman S E; there’s also the Range Rover and Range Rover Sport plug-ins, the Mitsubishi Outlander, the Volkswagen Golf and Passat GTE, the Audi Q7 e-tron and the Porsche Panamera and Cayenne.

I bet I've forgotten some...


Timing belt on a Ford S-Max?

Does the Titanium or Zetec Ford S-Max have a timing belt?

Peter O'brian (Shankill, Dublin 18)

Feb 2019 Filed under: servicing

Expert answer

Hi Peter,

Titanium and Zetec are just trim level names and have nothing to do with the engine.

Assuming you're asking about the first-gen Ford S-Max (2006-2015), then here's the lay of the land:

1.6 TDCi diesel: timing belt

1.6 EcoBoost petrol: timing belt

1.8 TDCi diesel: timing belt

2.0 TDCi diesel: timing belt

2.0 petrol (all versions including EcoBoost): timing chain

2.2 TDCi diesel: timing belt

2.3 petrol: timing chain

2.5 petrol: timing belt