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Showing 1 - 10 results (out of a total of 38) found for "motoring" in Ask Us Anything

Do you insure cars?

Do you insure cars?

Patricia Kelly (Granard)

Nov 2025 Filed under: insurance

Expert answer

Hi Patricia,

No we don't - we review cars, as well as writing motoring news and features and producing video content to support same.


Can I get a refund on my lemon of a Jaguar?

Am I due a refund from my garage?

I bought my car, a 2016 Jaguar XE, in July 2023. Unfortunately, it has not been fit for purpose and has spent more time in the garage than on the road. I am outlining all the times it’s been back in the garage in the last year:

 31 August 2023: car went back to them for a week over NOX sensor issue.

5/6 of September 2023: car went in for oil issue got car back around 20th of Oct.

18th of Dec: went back to garage over engine and dying didn’t get back until 29th of April. A new six-month warranty was given to me.

Car went back to garage in August this year for air conditioning and EGR issue for about a month.

Car went back to garage on October 25 for DPF issue apparently and returned on 7th of November but not fixed.

Under the Consumer Act am I eligible for a refund or have I a good case legally?

Paul OConnor (Carlow)

Nov 2024 Filed under: warranty

Expert answer

Hi Paul,

That sounds like a nightmare.

We're motoring experts, not legal, though I suspect it would be challenging to make a legal argument for a full refund this long after you first bought the car, a vehicle that was already seven years old - especially as it appears that you accepted a warranty extension and the returned car on several occasions.

I also suspect you’d have a stronger case if it was the same issue being dealt with for the past year and a half, but it’s a long list of seemingly unrelated problems.

Nonetheless, I’d urge you to get in touch with the good people at the Competition and Consumer Protection Commission (CCPC) before you make any decisions. And as in all such disputes, I’d encourage you to talk to the garage first and foremost, telling them you are going to investigate the legal options open to you, but is there anything they can do to fix the situation before you do.

Please do let us know how you get on so we can use that information to advise others.


Is my car loan deductible against tax?

Hi,

As a sole trader I use my private car to do 30,000km a year. I’d like to change my car. If I take a loan out to purchase a car is a percentage of the monthly repayments deductible against tax and, if so, is there an upper limit or any drawbacks to doing this from a tax perspective, e.g. benefit in kind?

Many thanks

Robert Downer (Kilkenny)

Oct 2020 Filed under: taxation

Expert answer

Hi Robert,

You should discuss this in more depth with a qualified accountant, but our understanding is that you cannot claim back the cost of buying your private car through the business. If the car is owned by the business and used exclusively for business use, that is a very different scenario, but it doesn't sound to me as if that's the case. If you go ahead with a private purchase of a car and the business is paying back the loan for you then we believe it would be seen as income and taxed accordingly. 

However, as you can claim back all business-related expenses, you should keep a record of all motoring expenses, such as fuel, tax, insurance, repairs, etc. as you may be able to claim back a large portion of the costs if you use the car for business a large portion of the time. 

As I said, it's best you talk this through with your accountant.


What's happening with diesel running costs?

Hi,

What will happen to my existing diesel car with 2017 emissions in terms of road tax, fuel costs etc?

Thanks Gerry

Gerry Phelan (Sligo)

Jan 2020 Filed under: diesel

Expert answer

Hi Gerry,

In terms of tax there won’t be any changes before the Budget in October, and there are unlikely to be major changes then. There have been rumblings of a change in the diesel tax system, but the various departments are known to be hesitant to introduce a third motor tax regime on top of the two we already have. A general increase in the cost of motor tax, within the existing bands, is quite likely though, as the Government starts to push people towards electric motoring.

In terms of fuel costs, prices at the pump have spiked up in recent weeks thanks to the Trump-Iran standoff, and this week the average per-litre cost of diesel rose to €1.31. That is likely to continue to rise as long as tensions in the Middle East, and indeed in the White House, remain high. 


Can I tax this Defender as a commercial?

Hi,

I'm just wondering about taxing a vehicle as commercial. I read your article on it but what if the vehicle (1998 Defender 110) only has three seats, no back seats and is classified as a commercial van? Can I still tax it without a VAT number etc, or will I have to pay full private vehicle tax?

Martin McMahon (Crinstown, Maynooth)

Dec 2019 Filed under: taxation

Expert answer

Hi Martin,

If the car is registered as a commercial vehicle, and that’s how you’re using it (strictly no social, domestic, nor pleasure motoring) then yes, absolutely, you can tax it as a commercial.


I have cash, how will I buy a car?

What is the best option when buying a car. I have cash so don't need a financing arrangement

1. Buy a new car outright with cash and trade it in every year?

2. Buy a second hand car?

3. Put a large deposit down on a car and get into a financing arrangement on a new car?

Lee Russell (Dublin)

Mar 2018 Filed under: finance

Expert answer

Hi Lee,

Bearing in mind that I’m not an accountant (not even close and, if you have an accountant, I would direct this question to them too...), it seems to me that, as a car is a depreciating asset, it’s daft to be paying interest to fund that depreciation so let’s park the idea of paying a big deposit and going for finance.

That depreciation is far and away the biggest cost of motoring, so don’t buy new either as nothing depreciates faster than a new car. I think your best bet is to buy nearly new - either one-year-old or ex-demo. That’s the steepest part of the depreciation curve done away with and, if you buy from a brand that offers a lengthy warranty, then the year’s age won’t make much difference to you. Again, though, pass this by your accountant or financial adviser too, eh?


Why are cars not properly changed to RHD?

Hi! Hope you're well and hope you don't mind having a read of my rant to see what you think.

I'm wondering lately what is it with car manufacturers, in particular European ones, who in recent years have decided to skimp on doing full right-hand-drive conversions on their cars. For example, in the current Skoda Octavia, the bonnet release is on the left, as it was designed to be. The access buttons for the stereo are also to the left for easy access by the driver. If you take a look at the right-hand-drive model though you see the handbrake, bonnet release and stereo controls still placed for the left-hand-drive market. Same applies to the latest Golf; Volkswagen has been doing that with the Golf since the MK3 model.

And marques outside of VAG are also guilty - in particular Renault and Peugeot stand out as prime offenders for this - so much so as not bothering to convert the wipers to the right side.  It looks so lazy - and I presume it's saving a meager sum on each car sold. You'd know this is the case as the premium brands such as Audi, BMW and Mercedes still go to the trouble of doing the conversions properly - but what's frustrating is that Skoda was doing proper conversions until recently. Their MK2 Octavia, sold until 2013, had it done properly. So it's a shame to see it going in the wrong direction.

Is there any way you could run this by your people in the motoring industry? I love new cars, but I'm sure most people would be willing to pay the extra €100 per car or whatever it is to have it as intended for the market. I'm sure some acknowledgement of it might make them reconsider. The poor attempts at the minute look very, very shoddy and I wish they'd give us the same attention as they do the left-hand-drive world.

Thank you for reading. I know - first world problems right?

Colin Moynihan (Waterford)

Aug 2017 Filed under: miscellaneous

Expert answer

Hi Colin,

Yup, first world problem right enough, and actually not a new phenomenon at all. The old left-hand-drive-right-hand-drive swapover has been done better and worse by various car makers down the years, and it varies hugely from model to model. Anyone who’s driven a Mazda RX-8, and found the handbrake digging into their left thigh, for example, will have no doubts that even the Japanese, in spite of their right-hand-drive home market, often design cars for left-hand drive and then switch things around on the cheap.

Generally speaking, there should be no safety issues from the switch (wipers, as you point out, should really be swapped across and I can’t think of a model in recent years that hasn’t had that) although there was the old issue with the second generation Renault Megane that used a rod to switch the brakes across and which could still be activated by a passenger poking their shoes into the footwell…

As you point out, some buttons, switches, etc are often left the same and it’s all down to the investment needed to swap them around and the likely return on sales from right-hand-drive markets. Car makers do the maths very carefully, and while you’re right that it might only be €100 a car, that’s a multi-million up front investment, and one with no guaranteed return.

Incidentally, if you think it’s bad now, wait until after Brexit — if the UK car market slips, then the business case for right-hand-drive cars will fall further still.


Should I go for a new Alfa Romeo Giulia?

Hi,

I am contemplating buying an Alfa Romeo Giulia and was hoping to get thoughts from a local motoring journalist. Would you recommend it? I've done a fair bit of homework comparing it against the likes of a BMW 3 Series or Jaguar XE and it really seems to stand up well. While the others offer lower hp engines etc, when you actually compare like for like (e.g. auto 150hp/180hp/200hp), the price difference/levels of standard spec seem worlds apart.

I'm looking at the Super Sport trim and when I spec up an equivalent M Sport, the price difference works out at around €5k.

Any advice would be greatly appreciated.

Donal (Dublin)

Donal Dennehy (Dublin)

Jun 2017 Filed under: choosing new car

Expert answer

Hi Donal,

Yup, Alfa is definitely offering some very sharp value deals on the Giulia at the moment, especially when you consider that you can effectively get a mid-spec car for the same price as a basic model. It’s a car we really like — it’s gorgeous, terrific to drive, practical and Alfa seems at last to have gotten on top of its quality issues. Two caveats, really — the infotainment system is not as sophisticated as you’d find in rival models, and to see the Giulia at its best, you really need to avoid the 2.2 diesel and go instead for the 200hp turbo petrol, although obviously that may not suit your needs.

Read our Alfa Romeo Giulia review here


I'd like a classy five-seat commercial please...

Hey!

I'm in the market for a new executive commercial vehicle - but it needs to have five seats. Loophole a go go... The obvious choice is the Land Rover Discovery, but I understand they are being phased out and so my leasing company won't offer it as an option. Things like an L200 / Ranger / Hilux / Navara are a little TOO commercial for my tastes...

The Pajero Executive is nice, but the equipment, engine and layout all seem older than I am. The Touareg is a nice bus, but seems expensive compared to the rest and I've heard so-so reports in terms of value for money. Any ideas what else I should look for? Do Volvo / BMW / Audi do a five-seater that classes as commercial?

Al The Commercial Vehicle Looking Guy (Dublin)

Sep 2016 Filed under: commercial vehicle

Expert answer

Hi Al,

BMW, Audi and Mercedes don't do an in-house commercial option, but you can get an aftermarket conversion, of course.

One option worth looking at is the Jeep Grand Cherokee. A really nice car, good to drive and Agnelli Motors on the Naas Road in Dublin do a five-seat commercial conversion with prices starting around the €45k mark.

There's also the Toyota Land Cruiser 'Business' model, but it's a bit more expensive,  at €57k. Utterly indestructible though and hugely comfortable.

Just make sure you've properly taxed it if you're planning on using it for domestic or family motoring as the fines for using a commercially taxed vehicle for that are pretty stiff. 

Oh, and don't discount the Pajero entirely. It is a bit old now, right enough, but still smooth, comfortable and ruggedly reliable. Read our review of the Pajero Executive here, though the car has been updated a little since then.


Does the Irish car industry care about VRT?

Hi,

Do Irish car importers actively lobby the government concerning VRT or does this arrangement actually suit them as some form of protectionism? I realise that VRT denies the Irish consumer choice/ranging/specification and all at higher prices than elsewhere in Europe, but was shocked to read that new cars being imported into Ireland are not being 'offered' with hi-tech safety features as standard (presumably standard in other markets?) because the VRT and VAT added on these safety features makes the cars too expensive!

Martin Smith (Dublin)

Aug 2016 Filed under: VRT

Expert answer

Hi Martin,

To be fair to the car companies, they would all like to see the end of VRT – there’s little or no protectionist advantage to them (aside from it causing a small, largely ineffective brake on personal imports) and freeing customers from that yoke would make the Irish car industry much more competitive.

As for lobbying against it, that has largely dried up now. Why? Because of the tacit admission that even if VRT could be dismantled, any Irish Government would simply come up with a replacement for it. Even with the Apple tax decision hanging in the air, no Minister for Finance is going to turn off a €4 billion annual tap of combined motoring revenues, of which VRT makes up a a major component.

As for the application of both VRT and VAT to major safety items, you’re quite right – that is a staggering shame, one that should (but probably doesn’t) weigh heavily on the consciences of all in the Department of Finance, the Road Safety Authority and the Society of the Irish Motor Industry. Whether it’s autonomous emergency or a child safety car seat, adding VRT and/or VAT increases the price and makes it less likely that a customer will spend the extra to buy that system, not least because there is no benefit to your insurance premium for doing so.

Mind you, in some ways, Irish customers have only themselves to blame. Back in the early 2000s, when anti-lock brakes were often an option, and not an especially expensive one at that, most buyers shunned them in favour of a sunroof or a better stereo…