Expert answer

Hi Ria,

Of course it would depend on the physical condition of the car and the mileage, but you should expect to be offered, at the very least, around €6,500 - €7,000 for your car as a trade-in. Cars of this age would have around 90,000 miles so that would be around what you could expect to be offered. 

But as we always say, don't be too fixated on the value of your car, but rather the cost to change. 

I hope this helps. P

Expert answer

Hi Mark,

It is hard not to look past a BMW 520d Touring. There are a few nice ones around that fit your budget and to be honest this is where I would be looking. You might need one from a dealer if you intend to trade in. They are super cars and cheap to run too.

However, an outside choice as an estate is the Volvo V70. I personally love them as they are timeless and great for the dogs too. I have been drooling looking at this one in Cork all week and I reckon it would be a super buy - look at how low the mileage is!

Failing that, and if you aren't too worried about it being petrol, then a Subaru Outback is a marvellous car; this one has low mileage and is within your budget.

You might notice I didn't mention any Audis there. I figure you want a change, otherwise you wouldn't be asking us!

Best of luck with the change and make sure to tell us what you bought. You will find us on Twitter @completecar.

Expert answer

Hi Steve, 

From what we can tell, no there isn't any SUV with 4x4 in Band B, as yet. There are lots of SUVs and crossovers in Band B with front-wheel drive. You'll find the likes of the Skoda Yeti, VW Tiguan, Nissan Qashqai all have versions with frugal diesel engines. 

When it comes to 4x4, the best you can probably do at the moment is Band C. The Skoda Yeti 4x4 sits in Band C, as does the new BMW X3, which is selling well with good reason.

The Lexus RX Hybrid sits in Band C, as do the Hyundai ix35 2.0 CRDi 4wd and the Volvo XC60 AWD.

Hope that gives you something to think about

Expert answer

Hi Padraig,

As a private sale you should probably ask about €9,000 and be prepared to accept about €8,500 for it and as a trade-in I would expect about €9,000 against another car. As we always say though, the best advice is to look at the cost to change when it comes to a trade-in and don't be too focussed on how much you are being offered for your car. 

I hope this helps!

Expert answer

Hi Justin,

BMW does sell four-wheel drive versions of the 5 Series in mainland Europe, but we don't believe that any have been made in right-hand drive.

With regards to the Volvo S80, it's not unusual for any car to have a few recalls. Those affecting the S80 include issues with the wipers, an air leak causing an engine malfunction warning, an ECU problem indicated by reduced power, faulty engine mounting bracket screws leading to stalling and finally a short circuit in the heating system.

Please note that not all of these recalls would have affected all versions of the S80, but we'd advise you to call your local dealer with the chassis number of the car to ascertain if any have been missed on the car you're thinking of buying.

Hope that all helps.

Expert answer

Hi Justin,

Overall, that's a nice, comfortable, quick car, which isn't too bad on fuel. The four-wheel drive and automatic gearbox make it less economical than a manual, front-wheel drive car, but you probably want those things so that's irrelevant. The equivalent BMW will be more economical and in our opinions better to drive.

However, the Volvo excels at being comfortable and spacious and of course it's crammed with safety equipment. The 2007 D5 engine is powerful, but a little louder than those in rival cars.

In terms of reliability, this generation of S80 was subject to a few relatively minor recalls, though the issues would annoy you so make sure any car you look at buying has had these rectified.

If you'd like to know anything else specific, just get in touch.

Expert answer

Hello Eamonn,

I am a little unsure of what you mean. Do you want a seven-seat car that has four-wheel drive but one that isn't an SUV?

There aren't all that many four-wheel drive seven-seaters around. Obviously the BMW X5, which you mentioned, the Volvo XC90, the Land Rover Discovery, the Hyundai Santa Fe, Audi Q7, Mitsubishi Outlander, Kia Sorento, Chevrolet Captiva, Nissan Pathfinder and Toyota LandCruiser. 

A four-wheel drive seven-seat car is something that is harder to come by. The Mercedes-Benz R-Class seats seven and can be had with four-wheel drive.

Let us know if that's the sort of thing you're looking for.

Expert answer

Hi Peadar,

Firstly it is hardly a surprise that your Saab has served you so well. Those cars are so well-built that they can go on for what seems like forever. I'm sure you realise that you probably won't get much for your Saab, unless of course you were prepared to opt for a new car and avail of the Government Scrappage Scheme, but since you mentioned 2008 cars we will deal with those first. 

My first choice for you would be a 2008 Saab 9-3 Diesel. Since you have enjoyed your previous Saab so much and it has served you so well, I thought that this would be the best place to start. You can have a 2008 model, in Linear Sport spec, with just 44,000km on the clock from a SIMI-approved Saab dealer for €19,950. The emissions are 147g/km so it sits in motor tax Band C, so will cost just €302 per year in road tax. This car is really nicely specced too. Plus, you will most certainly get the best price for your own Saab from here.

Another fantastic car that might not have considered is the Subaru Legacy diesel, a personal favourite of mine. This car has a brilliant engine, is beautifully balanced on the road and nicely equipped too. You would pay around €20,000 for a 2008 model. They don't come up for sale very often and can be hard to find but they are super cars. 

The same sort of money would get you a Volvo S40, although my only issue with this car is that it might feel a little small compared to the others. The S40 1.6-litre diesel has low emissions however, so you will pay just €156 per year on road tax. This car is okay, but I don't think it's anywhere near your best choice here. 

The Avensis is a good solid choice and should be reliable and comfortable, but after having quite an interesting car in the shape of the Saab, you might feel a little bit like you sold your soul with the Toyota. You will save some money though. A 2008 model from a Toyota dealer will cost you under €18,000. Sure this car will be a safe choice, but I think it might bore you a little. 

You will save even more money with a 2008 Skoda Octavia Diesel, which will cost you under €16,000 and just €156 in road tax. They are nicely built too. Or in the case of a Volkswagen Passat, you should best avoid the 1.9-litre diesel and get a 2.0-litre one instead - the 1.9-litre diesel is noisy. So this 2.0-litre diesel with 140hp will cost you €18,500 and will still just cost you €302 per year in road tax. 

Another one to consider, and a very under-rated car, is the Citroen C5. The newer model is really good and comfortable and you could have a 2008 version for around €17,500. Here is one.

If you ask me which of this lot you should buy, I would say the Saab or the Subaru. The rest are fine, but if you loved your Saab then those two will be the most interesting for you. 

I hope this helps! 

Expert answer

Expert answer

Hello Pat,

As a trade-in it would probably be accurate enough to assume that your Volvo would be worth about €2,000, although you might get a little more if you sold it privately.

When you say the Skoda Combi I am assuming that you mean the Fabia Combi, which is Skoda's small estate model. It is indeed a nice little car, but perhaps something of an odd-ball and it might not be the best car to choose if you are focusing on resale value. 

There is really only one car that stands head and shoulders above the rest when it comes to residual value in the small car segment and that is the Volkswagen Polo. If you look back at the classifieds you will notice that these command a used price significantly higher than any other car in the class, so if you are buying with a view to the car being worth something in five years, this is where you should be putting your money.

It isn't necessarily the best car in the segment though - for us the Fiesta would claim that particular title. There is no doubt that if your budget is restricted then you won't get a Polo with tons of equipment thrown in and it might be shorter on power than some of its rivals, but I'd go for a 70hp 1.2 Comfortline Polo in a safe colour (silver, black or red) and you will get decent money for this car in five years time.

I hope this helps