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Hi Fiona,

The Society of the Irish Motor Industry (SIMI) keeps an online archive of its recommend retail price lists dating back as far as 2004 and you can find them here:  http://www.simi.ie/Statistics/Recommended+Price+Guides.html

Your Golf cost €22,620 by the way. Mind you, that's without options, which would have an effect on the price. The only way to find the options inclusive price would be to go back to the dealer that originally sold the car and see if they have a copy of the original bill of sale.

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Hi Anthony,

It’s unlikely we think. The Passat wheel hubs are actually shared with the Audi A4 and not the Golf, so the spacing of the wheel studs is slightly different. One can always try, of course...

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Hi Derek,

It depends on which model and what year for a start. Assuming that you're looking at a 2012 version, that has CO₂ emissions of 156g/km so the VRT is going to be 27 per cent of what the Revenue Commissioners estimate the car's Irish market value to be. That will depend on a lot of variables though - including condition, history, mileage and spec. Unfortunately, given that we have an entirely opaque and non-transparent tax system, you won't know exactly how much until you have the car here and it has been inspected. 

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Hi Niall,

Probably around €8k retail or €6,500 - €7,000 as a trade-in.

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Hi Sharon,

Quite different cars - the Insignia is bigger and plusher and feels, as it should, a lot more sophisticated. That said, the Jetta is comfy and has a massive boot, and is ruggedly reliable too. That old 1.9 TDI is a rattly old thing though. If they're similar on price, spec, history and condition, I'd say the Insignia shades it.

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Hi Shane,

It's complicated because some of the providers are also providers to the providers - for instance Bank of Ireland provides the finance for many of the car companies themselves. 

Generally speaking though, it's a list of the usual suspects - AIB, Bank of Ireland, Permanent TSB, Ulster Bank and the Credit Unions followed by the big car company banks - Volkswagen Bank, Renault Bank, BMW Finance. There are some leasing companies too such as Lease Plan but they don't really work with individuals.

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Hi Philip,

There are some very good options here actually. Both the Land Rover Discovery Business and the Mitsubishi Pajero Executive have full five-seat, leather-and-everything cabins, but their boots are big enough to qualify for commercial VRT and motor tax (assuming you can demonstrate that your business needs a commercial vehicle). The Land Rover Defender can be had in similar layout but if you want something really rugged then go for the Volkswagen Amarok pickup, which matches comfort with utility. There's also the Toyota Hilux crew-cab and Mitsubishi is about to launch a new L200 pickup later this summer.

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Hi Michael,

It may well be that the housing of those gearboxes is the same, and that they appear interchangeable, but there could be important differences internally that would make the swap less than ideal. Most mechanics won't necessarily know the answer either. We reckon you should should check with a well-established car dismantler, as they come across that sort of thing all the time.

Best of luck

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Hi Colette,

It shouldn't be. The MkV Golf was really well made and in fact actually had to be redesigned so that it cost Volkswagen less to build. Generally speaking, cost of repair is always less than cost of change but if you're getting spooked that the car is about to start running up big bills, have a word with your local Volkswagen dealer and get them to give the car the once-over. They'll either be able to reassure you or give you a good deal on a trade-in.

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Hi Paul,

It depends on condition and service history of course. We've seen Sharans priced up around the €6,000 mark at that age, which would suggest a trade in of €4-4,500. However that's a very good price for one and I suspect you'd get less than that. 

The good news is that Toyota currently has an offer in place that gives a €3,000 trade-in on almost any car. So, strike fast and you should get a reasonable trade in. More details on that here.