Expert answer

Hi Marie,

We had a chat on the phone to get more information and now know that you would prefer to sell the L200 privately and use the cash to buy your next vehicle, so your budget is about €10,000 - €12,000.

The difficulty in getting something with height is that the SUVs going back a few years tended to be diesel with fairly large engines, so before 2008 these engines were in some cases cheaper to tax than they are now. Emissions were higher, but you were charged - as you are probably aware - for the size of your engine. I'm sure you don't want to get landed with a high road tax bill per year, but we will explore some options. 

The first is a 2004 Toyota RAV4. There is a model in a dealership in Louth, which I realise is quite far from you, but this diesel model is a beaut and is at a SIMI dealer so this brings with its some safeguards. This RAV4 is under €10,000 and has low mileage, though is going to cost €823 to tax each year. 

The Kia Sportage fiesel would be a great little buy for you. This small SUV has proven to be very reliable and very well liked by owners. This one in Cork is a little over your budget, but as a cash buyer I would think you could bargain down the asking price of €13,900. 

A car that you might not have thought of, but I have always rated as a good little car, is the Fiat Sedici. This small SUV has four-wheel drive, a diesel engine and is cheap to buy and run. We found a 2009 model in Laois with just 23,000 miles on the clock and the asking price is just €11,750. This would be a nice little runabout and it still retains some of the height of the SUV. This will cost you €447 per year to tax. 

Another good choice, although the annual tax will be the same as the RAV4's, is the Nissan X-Trail. This is a really nice example from 2005 that has a 2.2-litre diesel engine and would be a nice vehicle to own. Again, if you couldn't cope with the high annual road tax then it might not be the best option for you. 

I'd be inclined, if it were me, to buy that RAV4, as it would be a nice vehicle to own. 

I hope this helps!

Expert answer

Hi Ray,

VRT is the only charge you have to pay (aside from transportation costs) when you import a car from the UK because once VAT has been paid on an item in the EU it cannot be paid again. As regards the accuracy of the online calculator I would say that it can be hit and miss but this can both work for or against you. 

VRT is calculated as a percentage of the Open Market Selling Price (OMSP) and this is pretty much estimated by Revenue based on what cars are selling for and some other combinations that only it seems to know the answers to!

Sometimes the prices can be really high and sometimes they can be thankfully low. You do have the right to appeal a VRT price if you feel it is unduly high. Certainly the calculator will give you a good idea of what you will pay and as such is the same system that a VRT office official will use. From there, they may decide to start charging you for any optional extras that there are on the car and they now have better access to this information. 

Full details of the charges associated with VRT can be found here. 

Take the estimate as a guide price, but be prepared to have to spend a little bit more if your car is subject to a full inspection. 

I hope this helps

Expert answer

I did like the original BMW X5, although it was probably always a little over-priced for what is was. As they have aged and the new model has arrived the first generation has come down quite a lot in price. You say that you aren't concerned about the running costs as such, which is just as well, as they can be quite high. The repairs and spare parts can be expensive too. I think in buying one of this age and at this price you will certainly not see it depreciate that hard in the next year or so, but once it creeps over 100,000 miles it will drop in value again.

We haven't reviewed this car on the site because it has been quite a few years since it was on the market (and CompleteCar.ie is very new), but we have driven it in the past. It is very agile for an SUV and was always one of the best handling SUVs around.

You did mention to us by e-mail that the car you were looking at is €23,000 with 88,000 miles on the clock. Well we found this one on beepbeep.ie from a SIMI dealer with just 45,000 miles for €19,750, so perhaps this would make a better buy?

Hope that helps

Expert answer

Hi Eamon,

That's quite a wide selection! Let's go through each model first of all:

Toyota RAV4:

Going by your shortlist you obviously need four-wheel drive and an automatic transmission. There's only a single Toyota RAV4 on sale fitting that, the RAV4 Sol in 4wd powered by the 'D-Cat 150 (2.2)' engine. That's a 2.2-litre turbodiesel. Choice stats:

• Price: €39,465
• CO₂ emissions: 189g/km
• Tax band: E
• Annual road tax: €630
• Combined cycle fuel consumption: 7.2 litres per 100 kilometres
• Maximum power: 150hp
• Maximum torque: 340Nm
• Towing ability: Up to 1,800kg

BMW X1:

The cheaper xDrive18d model doesn't seem to have an automatic option so you'd have to go for the xDrive20d SE at least. The stats:

• Price: €43,091
• CO₂ emissions: 155g/km
• Tax band: C
• Annual road tax: €302
• Combined cycle fuel consumption: 5.9 litres per 100 kilometres
• Maximum power: 180hp
• Maximum torque: 350Nm
• Towing ability: Up to 1,800kg

Hyundai ix35:

This is one of the newest SUVs on the market, but it's more of a crossover than an SUV really. That's emphasised by Hyundai only listing the two-wheel drive model with a manual gearbox on its website. It does say that "Automatic subject to availability. Please contact your local Hyundai Dealer", but we're not sure there is an automatic option available for this car as yet. We've asked Hyundai for clarification.

Kia Sportage:

There's an all-new Sportage launching later this year, so we assume you're thinking about that. Full details have yet to be released, though Kia tells us that, along with a new 1.7-litre turbodiesel engine a 2.0-litre turbodiesel 4x4 model will be offered on special order with an automatic gearbox. Tax will be band D, costing €447 per year. I'm afraid that's all we know at this stage. We're driving it next month for the first time.

Nissan Qashqai:

Nissan gave the Qashqai a facelift this year and it looks better than ever. For some reason the new look has not been applied to the seven-seat '+2' version on Nissan Ireland's website. However, the figures below refer to the regular five-seat version. The cheapest available with a diesel engine, four-wheel drive and an automatic gearbox is the Qashqai 2.0d A/T 4x4 SV. The stats:

• Price: €37,995
• CO₂ emissions: 191g/km
• Tax band: F
• Annual road tax: €1,050
• Combined cycle fuel consumption: 7.2 litres per 100 kilometres
• Maximum power: 150hp
• Maximum torque: 320Nm
• Towing ability: Up to 1,400kg

Summary:

So, let's leave the Kia and Hyundai out of the equation for the moment, as we don't have enough information to make an informed decision.

The Toyota and Nissan compare well to each other. Like the Qashqai, the RAV4 was given a makeover for 2010 so it's fresher than ever. In diesel, automatic, four-wheel drive guise, the Toyota appears to win that battle, as the Qashqai is very expensive to tax. The Toyota is the better tow car too.

It looks like the Toyota probably wins outright on paper. The BMW X1 xDrive 20d is more powerful, significantly better on fuel and a newer design than the RAV4, but it's also a lot more to buy to begin with. Even paying less tax and fuel costs, it'd take a long time to claw that price difference back. Pity the xDrive18d doesn't come with an automatic transmission, as that could be a better choice, but in this list, the Toyota wins the logical argument.

Make sure you test drive examples of both before you decide and please do let us know in the comment box below what you end up doing.

Expert answer

Hi Martin,

You should be offered about €9,000 to €9,500 for your car as a trade-in against a new model.

Let us know how you get on by posting a comment in the box below here

Expert answer

There is no denying that the Fluence is a lot of car for the money. The TomTom edition you mention is €23,500 and it comes with all the bells and whistles and depending on your car and how old it is it could end up costing you just €19,000. This Renault is loaded with kit and the multimedia system in it is really good.

The Astra will cost you €24,155 in SRi spec so you are starting off at a higher price and the Fluence will still have better equipment levels than the Astra.

These are two quite different cars. The Astra will be much more sporty and will feel more agile, while the Renault is aimed more at comfort and space. You are likely to get a better offer on your Corsa from the Opel dealer, but a greater discount from the Renault dealer.

It really would depend on the driving you intend to do and how long you will keep this car. If I were up and down a motorway all day and in the car a lot, I would have the Renault. If I was a keen driver and enjoyed the odd back road blast I'd probably have the Opel. In terms of value, the Renault has the edge, but the Opel might be worth more in three years time.

This is a case where you really just have to drive both cars and trust your feeling on them.

Up to you from here. Let us know in the comment box below how you get on.

Expert answer

Hi Edward,

There is no such thing as a cheap used BMW. I just recently sold a 2002 BMW 318i Touring and I loved it, but the repair bills when things went wrong were high, even from independent garages, so you need to bear this in mind.

Having said that, you could get something that will be similar, like a Lexus IS 200 perhaps, which should be less costly to put right if things go wrong.

Here is one for €3,975 and it is from a main SIMI dealer.

Or how about this? A nice Subaru Legacy for just €2,950? This would be a great car for the money.

Expert answer

Hello again Angela,

I know Shane answered your last question, but I think I can answer your follow up question. The Golf and Leon are quite similar; the Leon is definitely the prettier car and the Golf the more sensible. I know what you mean about the Leon range, as there are 17 different versions, which seems excessive.

The thing is with SEAT is that it tends to get the older technology from Volkswagen, so the Leon still has an older engine range, namely the 1.9-litre TDI, which is quite a noisy old engine. The 2.0-litre TDI is also available in the Leon, but at a higher cost.

The 1.6-litre 105hp engine in the Golf is a newer and cleaner engine, with better fuel economy. It hasn't made it to the Leon just yet, so the better engine is in the Golf right now.

In terms of running costs, the road tax is slightly less on the Golf, at €104 against the €156 in the Leon. The Golf has slightly better fuel economy (62.8mpg v 56.5mpg) but that is a relatively small difference.

That Leon is great value, but in terms of an investment I would be inclined to go with the Golf, as I would think the residual value will be better with the newer Golf with the newer engine.

Hope that helps

Expert answer

Hi Anthony,

Well we can't quite say exactly what you are likely to get offered for your Corolla, but let's presume that it is likely to be about €2,500 - €3,000 when traded in against something new. With a budget of €25,000 on top of this then there is a lot of choice available to you. You could have a wide variety of new cars and an even greater choice of used models.

In answer to your first question, with you doing 18,000 miles per year, you could do with a diesel engine to keep your fuel bills down.

Your choices in terms of a new car are massive, including a brand new Toyota Avensis, which would probably add up to the best deal in terms of your trade-in. The new Avensis is remarkably comfortable and for a car that you are likely to spend so long in, this would make a nice place to sit. The diesel engine in the Avensis is very good, and it will be cheap to run and Toyota residuals are superb.

A sum of €26,735 will get you the 125hp Avensis Strata saloon. Another great choice for comfort and residual value would be the Volkswagen Passat. You could have the 1.6 TDI Comfortline BlueMotion for €27,375 and that has the feel of an executive car and would be great for the high mileage you do.

Almost impossible to ignore is the Skoda Superb. It really is great. You could have a 2.0-litre 170hp Comfort model for €27,805. Granted you might not need all that rear space, but there are few more comfortable cars on the road.

A car we have just spent a few days in is the updated Mazda6. The new model has a much better diesel engine than before, and there are some changes to the spec of the car. This offers a good blend between comfort and sportiness. It is a good-looking car too and comes as a hatchback.

A car I really like is the Subaru Legacy diesel. This is one of the most underrated cars around and it is lovely to drive. A 2009 model would cost you about €23,000 so it would be under your budget by quite a degree:

http://tiny.cc/43787

However, the car I'd think about with your budget is the VW Passat CC, the more coupé-like version of the Passat. There is a stunning 2.0-litre TDI model on sale in Dublin for €29,950 and it is absolutely stunning:

http://tiny.cc/4j2hf

Expert answer

Hello Brian,

This is an interesting one. I am guessing, as you own and love the 406 Coupé that you don't really want something too mainstream. It might seem obvious to put you into something like a BMW 3 Series Coupé, but I don't think that is what you are after.

As you probably know, you might not get offered very much for your 406 Coupé, which is a shame. Try to sell it privately because these cars do have a loyal following and if you got €2,000 that would no doubt be welcome. There is one for sale with a lot less miles than yours in Dublin for €2,650, so work backwards from there. 

Trading it is probably the easiest. Let's say that you have a budget of €16,000 and see what is around that might suit. 

One, perhaps rather obvious, choice would be to go for a Peugeot 407 Coupé. The diesel model sold really well and remains expensive, but I found a 2007 2.2-litre petrol version with just 21,000 miles on the clock and they are asking just €14,950. You can find it here:

http://tinyurl.com/33k7nl3

That might work given the really small mileage that you do and since you loved your 406 Coupé then this could be a great buy. 

If you want something very pretty and unique, how about an Alfa Romeo Brera? Here is a 2.2-litre petrol model for €17,950, but you could well haggle this price down further. There aren't too many about and while we cannot say that it won't give you the odd headache, it is a real head turner.

http://tinyurl.com/3ydqk89

Even if you're not a BMW guy, it's worth considering a 2006 320d Coupé, which will be reasonably economical for under €16,000. This one is in Monaghan and the mileage is pretty good at 69,000 miles.

http://tinyurl.com/3yr7wgq

I don't think you need a diesel given your mileage. I'd pick a Volkswagen Golf GTI. I know it isn't a coupé, but it is a super car to drive. This one is a 2006 model, but you might sneak into a 2007 version for your budget too. The example we found has the brilliant DSG gearbox, has done just 26,000 miles and is loaded with kit. It is such a rewarding car to drive and, since you live in the city, the gearbox should suit you perfectly giving you the best of both worlds.

http://tinyurl.com/32aftto

Please feel free to come back to us if we are way off the mark!