Expert answer

Hi there,

Have you thought of a Toyota C-HR? Size wise and reliability wise it would seem to suit you perfectly, and it's also sweet to drive with a really nice cabin. It's technically a brand new model but Toyota registered a lot in late 2016 as dealer demos so you ought to be able to pick up a bargain 'nearly new' if you shop around. Otherwise I think your best bet would be a Skoda Yeti. 

Skoda Yeti review

Toyota C-HR 1.2 review

Toyota C-HR Hybrid review

Expert answer

Hi Fionna,

Well, to be honest, I would have thought that a Passat was an ideal car for a family of four. What you need is four roomy seats and and a a big boot - and the Passat has those. If you fancy something that looks a bit more like a family car, and here I mean an SUV or an MPV, then stop for a tic and have a think. Are you buying an image? After all, a ‘normal’ saloon such as a Passat (and the Mazda6, Toyota Avensis, Hyundai i40 and Kia Optima all make good alternatives) is generally speaking just as good at family duties and has lower overall running costs. Worth thinking about, at any rate.

Here are some of our reviews to get you thinking:

Volkswagen Passat review

Mazda6 review

Toyota Avensis review

Kia Optima review

Expert answer

Hi Richard,

We asked Eddie Coleman of Conlan Crotty Murray & Company Chartered Accountants for some help on this one and here was his response:

"For a self-employed VAT-registered sole trader the most tax efficient vehicle to purchase for business use would be a small commercial van/SUV.  As the private use element of the vehicle is likely to be minimal VAT could be recovered on such a vehicle in the proportion that business use bears to the total usage of the vehicle.  As there should be a high business usage of the vehicle most of the running costs of the vehicle, such as insurance, fuel, maintenance, etc. could be expensed for tax purposes, again in the proportion that business usage bears to overall use of the vehicle.

If an individual decides that a small commercial vehicle is not appropriate and decides to purchase a car then there would be very limited tax deductibility for VAT purposes.  If a car falling into Category A, B or C is acquired, then 20 per cent of the VAT paid on purchase of the vehicle could be recovered where at least 60 per cent or more of the usage of the car is for business purposes.  There is a potential claw back of the VAT recovered if the car is sold within two years of acquisition.

If the car is acquired by way of a hire purchase agreement or loan finance then the vehicle is treated as owned by the individual.  The capital cost in those instances can be claimed by way of an annual capital allowance write-off equivalent to 12.5 per cent of the cost of the vehicle, restricted to business use as a proportion of overall use of the vehicle.  If a new vehicle is being acquired then it may be possible to do so by way of a finance lease.  In such circumstances it may be possible to write-off the capital cost of the vehicle over a shorter time frame, again subject to business use restriction on the allowable tax deduction."

Expert answer

Hi Therese,

Both will hold their value pretty solidly, although the Hyundai might just do a shade better as it's a more popular brand overall. We'd still prefer the Kia though - it has the nicer cabin and is fractionally the nicer to drive. Here are our reviews to help you further:

Hyundai Santa Fe review

Kia Sorento review

Expert answer

Hi Conor,

The two best SUVs of similar elevation to the Freelander would be the Honda CR-V and the Nissan X-Trail. Both are excellent choices (and the X-Trail can be had with seven seats), but the Honda’s more spirited driving experience nudges it for us. Also worth looking at a Land Rover Discovery Sport (effectively the third-generation Freelander), although they’re pricier than the Honda or Nissan.

As for choosing a buying time, yes, if you wait until the end of January, depending on how new car sales go, there should be a few more trade-ins and the like cluttering up dealer lots so you might get a sharper deal. Any of the big car rental companies will set you up with a good deal on a long-term rent, and Enterprise is probably the best place to start.

Here are a few of our reviews to help you choose:

Honda CR-V review

Nissan X-Trail review

Land Rover Discovery Sport review

Expert answer

Hi Anna,

Yes, it’s an odd one, but the compact three-door SUV has really fallen out of favour and pretty much no-one makes one anymore. There are three we can think of and they’re at the opposite ends of the scale. One is the Suzuki Jimny and that’s not really a realistic option unless you’re planning to drive off-road a lot. There’s the Jeep Wrangler, but it’s quite pricey and not all that practical in three-door form and then there’s the Range Rover Evoque Coupe, which looks nice but again is quite expensive.

I think the best option, if you want something that looks a bit three-door-ish, is to have a look at the new Toyota C-HR, which is a five-door but which has Alfa-Romeo-style hidden rear door handles, so it looks kinda-sorta like a three-door. Read our review of it here.

Expert answer

Hi Marie,

If it's running costs that concern you, you should probably consider coming down in price and, a little, in size a bit. Both the Evoque and the Q5 are premium-badge SUVs and while neither is excessively thirsty, both will be expensive to run and service.

I'd suggest, instead, checking out a Honda CR-V - tonnes of space, hugely reliable, comfortable and with the 1.6 I-DTEC diesel engine and four-wheel drive, both frugal and ideal for country roads. Good to drive too.

Other good options are the Mazda CX-5, the Kia Sportage, Hyundai Santa Fe, Volkswagen Tiguan or Toyota RAV4. Here are our reviews to help you decide:

Range Rover Evoque review

Audi Q5 review

Honda CR-V review

Mazda CX-5 review

Kia Sportage review

Hyundai Santa Fe review

Volkswagen Tiguan review

Toyota RAV4 review

Expert answer

Hi Garoid,

Well, it depends on the car and how you're taxing it. If you're taxing any vehicle as a commercial then it's €333 a year, but there are strict limits on usage, which include no personal driving, doing the school run, stopping at the shops etc. If you've taxed a car as a commercial but are using it for personal use then you're liable for a massive fine. 

Expert answer

Hi Des,

It depends on just how big a car you need, and if you need a full seven-seater. The Volkswagen Golf SV, for instance, has the space for three seats across the back, but doesn't have the folding seats in the boot of the bigger Touran. Both are excellent cars, but you'll save a considerable amount of money by going for the SV. Others worth considering are the Toyota Verso (available in both five- and seven-seat forms), Citroen C4 Picasso (ditto) and the Kia Carens (only a seven-seater).

Peugeot's 5008 and Ford's C-Max are also worth a look, but if you need something bigger, if basically boils down to two choices - Ford S-Max or SEAT Alhambra. 

Expert answer

Hi Brian,

There is a way of doing this, but it requires some very careful timing. Once you import a vehicle, you have seven days from its arrival on these shores to notify Revenue that it’s in the country and also to book the NCT inspection to get the final bill for Vehicle Registration Tax (VRT).

So that gives you a little wiggle room. Ideally, you would be best advised to find a company in the UK who can carry out the conversion and re-register the vehicle with the DVLA in Swansea, before importing it. If that’s not possible, then what you need to do is to make sure you have an Irish conversion company set up and ready to go who can carry out the conversion when the car arrives here, before it goes for its inspection. It’s ever so slightly legally dubious (letter of the law rather than spirit), but if you can keep the timings sharp, it could work.