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Do I have to pay unpaid VRT on this car?

Hi,

I have a good deal on a car, but it has imported from Northern Ireland in the summer. The seller says he didn't have the money to pay for the VRT etc. at the time of his appointment so never went through with the proper paperwork etc. If I buy the car and the Northern Irish owner writes me a new contract, will I have to pay the overdue charges?

Andrej Todorov (Schull)

Nov 2019 Filed under: importing

Expert answer

Hi Andrej,

It all sounds a bit dodgy to us, to be honest. I’d tread very carefully, as if the seller has already brought the car into the country, and made an original appointment to have it inspected for VRT, then Revenue is already aware that the car is in the country. Given that there’s a 30-day limit from the date of arrival for VRT to be paid, I’d say that there’s not just an overdue payment, but possible penalties too. I think your best bet is to walk away — plenty of other cars available, from reputable sources, so you don’t need to be messing around with this sort of carry-on. 


Can I import a car that's on finance?

I was working in UK and took finance on a car, and now I have an opportunity to move back to Ireland. Can I VRT the car here and re-register to Irish plates? I intend to continue to pay all finance owing monthly as I am doing.

John Sheehan (Castlebar )

Oct 2019 Filed under: finance

Expert answer

Hi John,

It depends on the terms and conditions of the finance deal, but most of them would not allow that as you don't own the car until the final payment is made. You need to discuss the matter with the lender before making any decisions.


Should I bring my UK car with me to Ireland?

I have just moved over from the UK for a new job for at least two years and was wondering if I should bring my two-year-old car with me or sell it and buy one here on PCP? Will an Irish Bank accept my credit history from the UK or will I have to wait until I build one up here for a number of months?

Sinead Cunniam (Dublin)

Oct 2019 Filed under: importing

Expert answer

Hi Sinead,

Generally speaking an Irish bank (or indeed any other service) will not accept a UK credit history, so your best bet might be to simply bring the car with you (it’ll cost you nothing to import and re-register it if you can provide proof of change of address) and simply keep paying the loan through your old UK bank account. Make sure you let the finance provider and bank know of your change of address, but there shouldn’t be any issue as long as you keep making the payments. It might be worth investigating a good currency transfer service, such as TransferWise, to bring down the cost of constantly sending Euro back to your Sterling account.


I'm looking for a TMC Costin!

Hi,

I'm looking for a TMC Costin; can anybody help?

Eric Jones (Malaga)

Oct 2019 Filed under: classic cars

Expert answer

Hi Eric,

It’s tempting to answer this with a simple ‘good luck’ and leave it at that… The problem, of course, is one of sheer rarity. The Thompson Motor Company at one point claimed to have made 100 Costins before the Wexford-based firm went bankrupt in 1987, but the general consensus is that this was entirely made up. The actual production figure seems to have been around 40, maybe slightly fewer. We can currently find none for sale in Ireland or the UK at the moment, but it could be a question of simply taking your time and trying to make some contact with those in the know. I’d suggest having a chat with the guys at the Irish Veteran & Vintage Car Club and the Irish Jaguar & Daimler Club, and make sure you visit the next Terenure classic show.

Or, alternatively, make friends with cycling superstar Stephen Roche. We think he has two...


How much to convert a Renault Trafic?

How much will I have to pay in VRT for changing my 161 Renault Trafic to a crewcab Irish van?

Martina Devers (Ballina)

Oct 2019 Filed under: VRT

Expert answer

Hi Martina,

When you say ‘changing’ do you mean trading-in, or having your existing van converted? If you’re trading in, then we’d have to know the make and model of the van you’re interested in buying to tell you the VRT charge. If you’re converting your existing van to a crew cab, then there’s no change unless you decide to tax it as a private vehicle. Keep it as a commercial and you’ll pay the same €333 in annual motor tax.

If you want to change it to private vehicle tax (so that you can use it for anything other than strictly work use) then, assuming it’s the 1.9 dCi engine, it’ll cost you €673 in annual motor tax. There’s no VRT charge if you already own the vehicle — that only applies to new purchases or to vehicles being imported for the first time. 


What's happening with the new Clio?

Hi,

Can you tell me please what the new Renault Clio to be released here by 2020 will be called that is comparable with the existing Renault Clio IV Dynamique Nav and is it expected to same sort of price? Thanks so much as dealer offering to buy 191 and get 2020 in year's time and I want to make sure will be getting as good a spec with offer in a year's time and know what I should be asking for clarification.

Alison Jones (Waterford)

Oct 2019 Filed under: pricing

Expert answer

Hi Alison,

We have to give you a slightly cop-out answer on this one as Renault is in the process of launching the new Clio on the Irish market, and so isn’t prepared to confirm pricing and spec details with us just yet. What Renault has told us is: “The Dynamique version of Clio IV was by far our most popular, accounting for almost 9,000 of the 12,000 Clio IV sold in Ireland since 2013.  We’ve built the Clio V range to ensure that the new car has the easy-life features that Clio IV Dynamique owners enjoy, while now including a raft of life-saving active safety features as standard.”

The new Clio will go on sale in Ireland next week, so keep an eye on CompleteCar.ie, and at your local Renault dealer, for more details.


What will I pay on importing a small van?

Hi,

I'm hoping you might be able to answer my question, please. I plan to purchase a small van from Northern Ireland and import it into the Republic. What charges will I incur when importing this vehicle? I am hoping to buy a Berlingo/Partner. Is there still a flat rate of €200 VRT or do I have to pay VAT in the ROI as well? I am not registered for VAT. Does VAT apply to new vehicles only?

Sorry, I know that was more than one question.

Thanks in advance,

Chris, Donegal

Christopher Britton (Waterford)

Oct 2019 Filed under: importing

Expert answer

Hi Christopher,

OK, the flat rate of VRT only applies to larger vehicles and camper vans. For a Berlingo or similar, you’ll be paying the ‘car-derived’ rate, which is 13.3 per cent of the Irish market selling price, as defined by Revenue. You only have to pay VAT on a new, or nearly-new, vehicle, so if it’s more than six months old, with fewer than 6,000km on the clock, then you won’t have to pay VAT.

Mind you, this is being written in early October, so if Brexit actually does happen on the 31st of this month, all bets could be off.


Pricing of the new Peugeot e-2008?

What is the pricing of  the new Peugeot e-2008 electric car?

David Egan (Kildare)

Oct 2019 Filed under: future cars

Expert answer

Hi David,

We don’t know yet as the car hasn’t been launched on the Irish market, but we can hazard a guess at around €32-33,000, net of VRT rebates and the SEAI grant.


Will it cost more to import after Brexit?

Post Brexit 1/11/19, if I am importing a used car from the UK, which I assume is now out of Europe, VRT will of course still apply, but is there going to be VAT and Customs duty applied? For example if I bought a mobile phone from Europe at 100 Euro no problem as it's a member state so no other taxes. If I bought the same phone in Singapore delivered to Ireland it would be subject to customs checks duty etc.

Keiron Padmore (Letterkenny)

Sep 2019 Filed under: importing

Expert answer

Hi Keiron,

The short version is we simply don’t know. Until the UK government and parliament gets its act together and either exits with a deal, or crashes out with no deal, then everything is both on and off the table. In general, it’s assumed that the UK will continue to shadow most EU regulations in the immediate period after Brexit, which might suggest that VAT and customs duty won’t apply, and it’s unlikely that VAT would be charged in any case on a second hand car that’s more than six months old. That said, the Irish Government may take a view that, if there is no deal, it may have to protect the Irish market from the ‘dumping’ of cheap imports and may apply taxes or restrictions accordingly. The short version, I’m afraid, is that we still simply don’t know, and — given the current turmoil in UK politics — probably won’t for some time. 


How best to get insurance after 10 years?

I have a full Irish licence, but have not driven in 10 years. However, my licence has no endorsements or bands; what is the best way to get the cheapest insurance or who is the best insurer to explain my case to? Any help would be much appreciated. I'm living in Dublin.

Brendan Donovan (Ireland)

Sep 2019 Filed under: insurance

Expert answer

Hi Brendan,

I think your best bet is to find a good local insurance broker, who may be able to find you a particular deal or provider who can help. If you try and just ring around, you’re going to run into a brick wall as you have no recent insurance in your name, nor any named driver experience. It’s probably going to be expensive, either way, I’m afraid...


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