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Hi Dermott,

Indeed, we’ve heard from more than a few readers about difficulties getting private insurance on a commercial. The first thing you need to do is to change the tax status of your pickup by phoning your nearest motor tax office, and ask them to transfer you to the private car taxation setting. That should help. The next thing to do is to get hold of a good insurance broker who can help you navigate through the sticky quicksand of Irish car insurance. There are no insurers who specialise, as far as we know, in commercial-to-private insurance

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Hi James,

Basically, the situation is as before — as long as the van is older than six months old or has more than 6,000km on the clock, then you’ll pay the usual VRT at 13.3 per cent of the OMSP (the Irish market price as defined by Revenue). As it’s from the North, you’ll also avoid the ten per cent customs duty. Once you do get the camper conversion done, the good news is that motor tax for a camper is only €102 a year.

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Hi Damien,

OK, as you don’t have a VAT number, you’ll have to pay the VAT on the Hilux at the time of purchase. But the good news is that, as you’re bringing it in from Northern Ireland, there won’t be any extra charges (no import duty and no Irish VAT) on top of the usual VRT payment. VRT will charged at 13.3 per cent of the Irish market value. That value should (emphasis on the should) be around €29,000, so VRT will be in the region of €3,900.

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Hi Conor,

You say you’ve already taxed the Yeti privately, is that right? Once you’ve informed your local motor tax office of the change of status, that should be sufficient for any insurer. That said, Irish insurers will find any excuse in the book to either not quote you, or to give you some astronomical quote just to make you go away. Our advice is to find a good insurance broker who can help you navigate the ins and outs. 

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Hi Alan,

Yes, you’ll have to pay import duty, which will be ten per cent of the price of the car, plus transportation costs. You’ll also have to pay VAT twice — once to the UK authorities and again when you complete the import process here. If you’re VAT-registered you should be able to claim back the VAT at this end, but claiming it back  from the UK will be much trickier.

In theory, the Brexit trade agreement allows for such things, but the paperwork’s a mess at the moment, and no-one really seems to know what’s going on. You could make things a little easier for yourself by buying from a dealer in Northern Ireland — you’ll not have to pay the ten per cent import duty and, although you’ll be stung for the VAT, the NI authorities are a little more switched on as there are reciprocal cross-border tax arrangements. 

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Hi Bevan,

Sadly, insurance is the critical thing here, and it’s the bit we can help you with least as Irish insurers — as ever — ladle on the risk when it comes to young drivers. Any ballpark figure we give you could be €1,000 — or more — out.

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Hi Jason,

It’s not a bad thing, at any rate. As far as campers are concerned, you get charged the same 13.3 per cent VRT rate as regular panel vans at the point of import (based on the Irish market price, of course), but the good news is that once you have it converted it’ll only cost you €102 to tax it for a year. 

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Hi Eddy,

Unfortunately, yes you will. Thanks to the debacle that is Brexit, any UK drivers coming to Ireland after Dec 31 2020 will need to have a green card for insurance. Worth getting an international driving licence too...

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Hi Gerry,

Yes, that’s right. You need to fill out form VAT411, which allows a private individual — whether you are registered for VAT or not — to reclaim the VAT. However, there will be an extra cost involved — UK VAT is charged at 20 per cent, but Irish VAT is 21 per cent (temporarily)...

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Hi Catherine,

Yes, it will do as long as you get the conversion done before you import the car. Camper vans pay the same 13.3 per cent of Irish market value in VRT as regular vans, which is helpful, but you will need to make sure that your Caravelle is signed off by a ’suitably qualified individual.’ In other words, if you’ve done the work yourself, you may need to get it inspected  and approved by an official authority (a vehicle assessor who can check that it conforms to DVLA standards, for example) and make sure you have that paperwork with you when processing the import. Assuming that it passes muster in this regard, you’ll also qualify for cheap road tax — just €102 per annum for a camper van, regardless of size.  

However,  you do say that you’re ‘moving back to Ireland’ from the UK and bringing the car with you. That could mean that  you’re exempt from paying any VRT, once you can show proof of ownership (tax and insurance) for at least six months, as well as proof of change of address. Have a look at the Revenue.ie page here.