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Advice on buying new automatic diesel?

Any advice on buying a new automatic diesel... say Ford Mondeo or Audi or BMW?

Fergal Reidy (Celbridge)

Dec 2016 Filed under: choosing new car

Expert answer

Hi Fergal,

Well, it depends on which model you're looking at. In general buying an automatic these days doesn't have the fuel consumption (and CO2) penalties of old, although it's fair to say that not all automatics are equal. They can be very expensive up front though (BMW asks €2,500 for an auto) and, depending on the car, you won't always make that back at resale time. Certainly on a Ford you might struggle with automatic resale, but a BMW or Audi should do better as people expect the auto in those. 


Should we repair our Suzuki Ignis?

Hi,

Our reliable 2005 Suzuki Ignis stopped today after five years, on my birthday, happy birthday to me :)

Drove to the shops, came out and there was a tick tick tick whenever the ignition key was turned, then some smoke coming from the dash area and a smell of burning. We had planned to use as a scrappage trade in for the new year but not just yet!

My questions are, does it sound like a starter motor issue? If yes, should we have it repaired - will the car need to be driveable to the new car garage to avail of the scrappage offer? It flew through the NCT earlier this year.

Thanks in advance.

NIAMH O DONNELL (Celbridge)

Dec 2016 Filed under: fault

Expert answer

Hi Niamh,

Well, obviously we would advise you to get the car to a garage, preferably a Suzuki one, pretty quick. We can’t diagnose a problem on a car we’ve never seen, but the ticking and smoking does indeed suggest either a starter motor or ignition issue, so it may not be all that expensive to fix, especially if it’s just a wiring problem.

Generally, for most so-called ‘scrappage’ deals (they’re not actually scrappage at all, but trade-in boosters) the cars do indeed need to be running and drive onto the forecourt under their own power, so if you want to use it for that purpose, you’ll need to get it running again somehow.


What do I need to buy from the UK?

l am about to buy a used 2009 Toyota Avensis TR model from a private seller in the UK. What documents do I require from him for VRT/VRO in Ireland? I appreciate your advice because this my first time.

Thanking you.

Ebere Johnson (Dublin )

Dec 2016 Filed under: importing

Expert answer

Hi Ebere,

You’ll need two crucial documents. You’ll need the V5C form, which is the vehicle’s identity papers (it’s the red, pink and blue form with the car’s reg number, VIN number etc.) and you’ll need an invoice showing the date and location of sale and the amount paid for the car.

Other than that, you’ll need the usual proof of identity for yourself (passport or driver's licence, utility bill with your home address etc.).

I’d suggest you have a good careful read of two pages before you start out:

1 - from www.citizensinformation.ie

2 - from www.revenue.ie


Will my trade-in cover a new finance deposit?

I have a Chevrolet Aveo 1.4 car and I'm thinking of trading it in under a scrappage scheme. Will I have to make a deposit or does the trade-in value go as a deposit on the new car and what would the payments be back on €20,000 for the car?

John

John O Halloran (Newbridge Co Kildare Rep Of Irel)

Dec 2016 Filed under: finance

Expert answer

Hi John,

I’m afraid the answer to your questions will very much depend on the individual dealer with whom you're dealing. Generally speaking, your trade-in is your deposit, but the fine print on some specific deals may rule this out. As for repayments, that will depend totally on your circumstances and what interest rate you’re paying at, although for reference’s sake, a high street bank loan of €20,000 over three years will cost you about €600 a month.


Should I wait until Jan to save on VRT?

Thinking of importing car from UK before Christmas and wondering would there be a saving on VRT by waiting until January?

Eric Brennan (Dublin 15)

Dec 2016 Filed under: VRT

Expert answer

Hi Eric,

Possibly slightly, assuming that a strong January for new car sales means a softening of used car values, but to be honest the current flood of UK imports (70,000 so far this year and counting) is already killing second hand prices, so there’s probably not going to be a huge difference.


What's book value for a 2009 Kia cee'd estate?

Looking for book value of a 2009 Kia cee'd SW estate with 100,000km on the clock.

Frank Wykes (Athlone)

Nov 2016 Filed under: used car values

Expert answer

Hi Frank,

As a trade-in it should be worth in and around the €4,000 mark.


Correct tyre pressure for my Ford Fiesta?

What is the correct tyre pressure or a Ford Fiesta 1.4 TDCi manufactured in 2004?

Paul Codd (Morden)

Nov 2016 Filed under: tyres

Expert answer

Hi Paul,

It depends on the wheels, but assuming you have a 175/65 14-inch tyre, then you need 31psi of pressure on the front tyres and 26psi for the rears.


How best to upgrade to a newer car?

Hi, I am thinking of changing my 2006 Nissan Navara in the next nine months. I was thinking of upgrading to 2011/12 Volkswagen Passat or Ford Mondeo and my budget is about €12,000. The problem is I don't know how to sell my own car. It's seen far better days and the engine isn't in great condition either. Most dealers are offering  €3,500 or less and I tried cash4cars and they're not interested. I am hoping to get four grand plus for it but don't have the time to sell it privately. I really don't know what to do with my Navara and was wondering if you would know?

Many thanks, Denis

Mike Connolly (Wicklow Town )

Nov 2016 Filed under: choosing used car

Expert answer

Hi Mike,

Getting the best value out of your own car is all about preparation and presentation. So, get it thoroughly serviced, get all repairs and replacements done and get it valeted to within an inch of its life. Of course, even then, that might not be enough to tip it over the €4K barrier. Sadly, there's not a lot you can do about that - it's tough to squeeze a good trade in from a car that's had a hard life. 


Hyundai Santa Fe or Kia Sorento - new?

I want to get a new seven-seat SUV in January, but am undecided between the Hyundai Sante Fe Executive and the Kia Sorento Platinum. Which is a better? Also, would the Sante Fe hold its value better if I wanted to change again in three years?

Thanks

Therese Berry (Cavan)

Nov 2016 Filed under: choosing new car

Expert answer

Hi Therese,

Both will hold their value pretty solidly, although the Hyundai might just do a shade better as it's a more popular brand overall. We'd still prefer the Kia though - it has the nicer cabin and is fractionally the nicer to drive. Here are our reviews to help you further:

Hyundai Santa Fe review

Kia Sorento review


What is going on with PCP variability?

PCP financing is something of a dark art! Deals tend to vary wildly from dealer to dealer (even for the same make and model) and the advertised offers don't seem to bear much resemblance to how they pan out in reality (I looked into an offer with monthly repayments of €362, but on a 20 per cent deposit the price ballooned to over €600).

Any advice for navigating this form of car financing, especially on how to compare packages?

Martin (Meath)

Nov 2016 Filed under: finance

Expert answer

Hi Martin,

Unfortunately, this being Ireland, there's little (nothing actually) in the way of a central database for these things so the only thing is to shop around. I know - I sound like Mary Harney... PCP is, like any form of finance, wildly variable depending on your deposit, your trade in, your credit score and more. The advertised rates are, as ever, based on a theoretical perfect version that may or may not exist in actuality. Think of them like Ryanair seat prices...