Expert answer

Hello Pat,

As a trade-in it would probably be accurate enough to assume that your Volvo would be worth about €2,000, although you might get a little more if you sold it privately.

When you say the Skoda Combi I am assuming that you mean the Fabia Combi, which is Skoda's small estate model. It is indeed a nice little car, but perhaps something of an odd-ball and it might not be the best car to choose if you are focusing on resale value. 

There is really only one car that stands head and shoulders above the rest when it comes to residual value in the small car segment and that is the Volkswagen Polo. If you look back at the classifieds you will notice that these command a used price significantly higher than any other car in the class, so if you are buying with a view to the car being worth something in five years, this is where you should be putting your money.

It isn't necessarily the best car in the segment though - for us the Fiesta would claim that particular title. There is no doubt that if your budget is restricted then you won't get a Polo with tons of equipment thrown in and it might be shorter on power than some of its rivals, but I'd go for a 70hp 1.2 Comfortline Polo in a safe colour (silver, black or red) and you will get decent money for this car in five years time.

I hope this helps

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Hi Alan

The scrappage scheme has been good news and as you might have seen today SIMI is calling for an extension of this. Unless this happens, there would be no point in you getting a new car at the end of the year under scrappage because the €1,500 that you would get off this in the case of something like an Insignia would not be as much as you could lose eventually by buying a car later in the year. 

Sure enough, you could buy the Laguna and get €3,000 off. It isn't an awful car, but there really isn't anything remarkable about it and I personally wouldn't spend over €20,000 on one. I actually think the Renault Fluence is a better buy than the Laguna and it costs much less. It is a fine big car and really well equipped. 

However, with your budget we could do a whole lot better. Supposing that you get at least €1,000 for your Corsa, then you still have a generous budget. There is always the temptation to look at the German cars and as long as you realise that these can get pricey to service and run as they get older, they can be a great buy. 

You have a staggering amount of choice. For sheer ease of ownership I have noticed that Lexus IS models are really good value now. You can get a 2008 IS 220d for under €25k and that would be a pretty nice car to own. Here is an example. 

If you were buying new or almost new, this 2010 Subaru Legacy diesel is also within your budget. 

However, you could go a little larger and get yourself a 2007 BMW 520d. This example is from a main dealer and has tiny mileage and would be a really nice car to own. It has done just 20,000km and is an automatic too with a nice spec for just €28,000. I would find it very hard to pass up on this car to be honest. You could opt for one with a manual gearbox and get lower road tax, but to be honest, this is where my money would go.

I hope this helps

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Hi Mark,

Thank you for contacting us. I can understand your dilemma in that you are going to be using your car quite sparingly, but you need it to be something that can last a long time. We know from speaking to you since that you have a Ford Focus that you might sell privately or hope to get around €2,000 for as a trade-in, so given that your budget is around €10,000, which is decent enough.

I take your point on the Ford Focus diesel estates. They tend to have quite hard lives as many are bought by business users more so than private individuals and they often have mega miles on them and hence can be tatty. They also often have the older 1.8-litre diesel, which is a bit of a tractor to be honest.

You mention that you are going to be keeping this car for about five years, so as such I wouldn't worry too much about whether petrol cars are falling out of favour because your used car is unlikely to be worth a whole lot in five years with another 50,000km on the clock.

You don't really do a lot of miles per year anyway, so running a petrol car might not end up being too expensive. Also you could perhaps look at buying something with slightly higher mileage (as long as it is diesel) because these cars would be well able to put up with your low mileage. For example, you mentioned the Volkswagen Jetta, which is a fine car. You could have a diesel version, with slightly more mileage, for well within your price range. Here is one from a SIMI dealer for €8,900.

I would be inclined to go for a VW Golf with your budget. You could have a 2005 model with low mileage for €9,000. This one here caught our eye. It comes from a main dealer and will have a good warranty. These cars will put up with lots of mileage and are also likely to hold their value well. This example would still have lots of life left in it after 50,000km and might actually be worth a few quid too.

I hope this helps. Come back to us by adding comments below if you want to discuss this further.

Expert answer

Hi Emma,

It's likely that the brakes have seized on that wheel. Don't worry though, it's usually not a big deal to sort out. It happens a lot to cars that are not used regularly.

If at all possible, move the car to a safe, flat piece of ground. This may require more revs than usual and in fact, doing this might be all it takes to unstick the brakes. If they are still stuck, then jack up the car and take off the wheel. Release the handbrake and tap the hub firmly with a rubber-coated mallet.

If that still doesn't do it, then you'll need to enlist the help of a mechanic, but in most cases just moving the car will do the trick.

In future, if you know you'll not be using your car for a while, don't use the handbrake. Park the car in gear and put blocks in front of the wheels.

Hope that helps

Expert answer

Hi Stephen,

If you have owned a BMW 5 Series before then you might want a change. The 6 Series is a good car, but like anything else in BMW land when it gets a little older repairs can start to become expensive when things go wrong. I personally wouldn't go near one unless it had a full set of BMW service history stamps and unless I could budget another few thousand for things that might go wrong.

This one here is in a main BMW dealer so will have all the right history and paperwork and is pretty nicely equipped too. It is a little over budget, but I would be shocked if they weren't flexible on a 3.0-litre petrol car these days! The mileage on that example is also very low for the year. These cars have great handling and are usually generously equipped too. Remember though that it will cost quite a bit to run, both in terms of road tax and petrol costs.

Now, for alternatives. You did mention Lexus and the GS 450h hybrid is a wicked car. It is very, very fast, superbly equipped and comfortable. It will be ultra reliable too. You could have this one here, a 2007 model, for €25,950 and it would be a superb car to own. It actually does pretty decent fuel economy too. I'd prefer this to the 6 Series myself.

Or, you could enter Porsche ownership and have the brilliant Boxster S like this example in Galway that has the better engine and comes from a good home. Again, ignore the sticker price, as it is a buyers' market right now. I think you should own a silly car once, so unless you have cots and prams to carry about, I'd be tempted by the Boxster. It isn't going to annoy anyone any more than the 6 Series is.

The UK can be a minefield, but we wouldn't ever rule it out and I myself have bought cars there. What I would say is that the more research you do (and use history checks like motorcheck.ie) the easier it is.

As regards buying new, well you are likely to only afford something pretty dull and I think that you would not be too pleased coming out of a 5 Series. You seem to like interesting stuff.

If it was me, out of that lot I'd probably have the Boxster, but if I needed more practicality, the Lexus.

Hope, this helps. Feel free to come back for more odd suggestions.

Expert answer

Expert answer

Hi Cyril,

The Passat has had more than its fair share of reliability issues. There have been a total of seven recalls on the current model since 2005, but they were over different builds and won't have affected all cars. You can get full details of all of these from the VOSA website in the UK. There appears to be a recall for the clutch on later models, but we have also heard of reports of there being problems with the automatic handbrake and the power steering, while clutch judder on cars over 70,000 miles is not uncommon. 

This is certainly a car that has had issues, but it would not put me off buying one. There are lots of alternatives, but it depends on what you want. There are lots of good used Audi A4s around, though it is quite a bit smaller than the Passat; and obviously as they get older the repairs can get more expensive. I'm not sure if you would prefer petrol or diesel, but here is a low mileage 1.6-litre example at a SIMI dealer for €15,995. 

Something like this full-spec Mondeo X Diesel for €16,900 would be great. This is a gorgeous car and while quite discreet, would be great to drive.

I quite like this Mazda6 too. This is a very underrated car and the diesel model is a cracker. Let us know a little more about your budget and your needs and we can give you more considered advice. Just pop the details in the comment box below.

Expert answer

Hi Patricia,

Buying a car from the UK can be cost effective. I have done it twice myself and certainly saved money. But like any car purchase you really need to make sure that you do your homework properly and exercise lots of caution. The more you can do in terms of a background check on your car the better.

We would advise you to avoid buying privately in the UK as this could prove riskier. Buy from a main dealer, where there is a proper warrranty and usually a full service history. You are still likely to save money yet there will be greater piece of mind.

Services like MotorCheck.ie offer a very thorough check on UK cars too, so they are worth spending a few Euro on for some added piece of mind. The actual purchase itself isn't really very complicated. You just need to factor in some additional costs like a flight over and a ferry back and then you need to have a good idea of how much you will be paying for the car in Vehicle Registraion Tax (VRT) when you import the car. You can pretty much do this down to the last cent these days on the Revenue on-line calculator.

Research is key; do this and you can perhaps not totally avoid risk, but certainly reduce it.

Expert answer

In a word, yes. These cars were practically identical, so in theory their NCAP scores would have been identical too. Hope this helps.

Expert answer

Hi Paul,

That is a tough one. Do you opt for awesome power on one hand or do you choose the newer car with less power, but more finesse? The answer to this is really down to how much you value your €45,000. Once the new model settles into the market, which in truth will only happen when the 520d arrives properly in the next few weeks, then the value of the older model will drop and there will also be less demand for the more expensive versions such as the 535d. This had a home in the boom years but is pretty rare now and likely to be less sellable in the future.

Don't get me wrong; the 535d is a fabulous car, but I would have to be sensible and say get a new 520d. For a start it is much better value than the old car, is better equipped and is also more powerful than the old 520d. I drove the Touring version in Munich recently and while it isn't a rocket it is certainly fast enough. 

The only way I would buy a 535d would be if I was buying an older one. Here is a 2006 model, with low mileage for €25,995. This would still be a nice car and you won't lose your shirt on it!

Paul, be sensible this time around and get the new car - you won't regret it.