Would you advise me to downsize to a Yaris or Auris?
How much is my 2006 Toyota Corolla five-door worth? It has alloy wheels, the 1.4-litre engine, was recently serviced, has an NCT until 3/16 and has 89,000km on the clock. One lady owner. I am thinking of downsizing to a Yaris or Auris. What would you advise?
Bernadette Tobin (Dublin)Apr 2014 Filed under: choosing used car
Expert answer
Hi Bernadette,
You're most likely looking at a value of between €5,000 and €7,000 for your Corolla. If you're looking to trim your running costs then downsizing to a Yaris could be a good idea. You just need to do your sums carefully to make sure that the cost of upgrading (the price of the new car minus your trade in) isn't more than what you could potentially save in terms of petrol and road tax over the same period.
Choosing an Auris isn't downsizing - it's the car that replaced the hatchback Corolla and is the same size. The only way it could save you money is if you went for the diesel version and that would only work if you're doing big mileages - 15,000km a year or more.
So, with that in mind, it may be worth looking at simply keeping your current car. A mileage of 89,000km is barely run in for a Corolla and it may be worth looking at simply getting your existing car serviced, valeted and maybe updated (new alloys? a nicer stereo?). It may work out cheaper in the long run.
Ok to replace my Santa Fe with a Kia Sportage?
Is the 2010/2011 Kia Sportage a good car in general? I'm changing from a Hyundai Santa Fe and need a comparably sized vehicle, though with lower tax as I do not need extra power for towing.
Vincent Masterson (Mullingar)Mar 2014 Filed under: choosing used car
Expert answer
Hi Vincent,
Yup, very good indeed. Handsome, well made, cracking cabin and good to drive. It is a bit smaller than the Santa Fe though, comparable in size to Hyundai's own ix35 (they're built on the same chassis) so you'll have to compromise on interior space and boot volume. Reliability isn't a major worry (a 2010 or 2011 model will still be under Kia's seven-year warranty anyway), but it's worth pointing out that the rarely-seen four-wheel drive version is significantly more sure footed, even on smooth tarmac, than the front-drive model.
Should I swap my Kia Sorento for a BMW 5 Series?
Hi,
I have a 2007 Kia Sorento 2.5 GSE diesel in Dublin and I am thinking of buying a BMW 5 Series, the 535d.
i) How much will I get for my Kia?
ii) Is it worth changing? I read a great review of the BMW 5 Series.
iii) If I am trading in how much should I pay for the BMW?
iv) Is it safe to buy the BMW from a dealer (SIMI/non SIMI) or should I only go for BMW showrooms?
Many many thanks in advance for your response
Best regards
Tanya
Tanya Goon (Dublin)Mar 2014 Filed under: choosing used car
Expert answer
Hi Tanya,
OK, prices for a 2007 Kia Sorento range from as little as €6,000 for a commercial model to as much as €15,000, which seems a bit hopeful to me. Let's play reasonably safe and suggest that you should get about €9,000 to €10,000 on trade-in.
Now, the 5 Series. The E60 5 Series that ran from 2002 to 2010 is one of our all time favourite cars and the 535d is one of the very best. Powerful, smooth, reasonably economical and able to spin the rear wheels in third gear. Ahem.
It's worth considering other models though. The 535d is a twin-turbo version of the same 3.0-litre six-cylinder engine that you'll find, in single turbo form, in the 530d. You won't save any money in terms of tax (it's the same capacity), but the 530d will be better on fuel and cheaper to insure. If you really want to save some money, look for the ever-popular 520d, which is almost ridiculously cheap to run and far more powerful than you might expect.
As for things to look for, the suspension is the 5's weak point so if there are any nasty clonking noises or if the car feels unstable on the road, or the steering feels inaccurate, walk away. The iDrive infotainment system has also been known to give bother so check and make sure that it is working and, as with any prestige car, make sure it has a full service history.
With a car like this, I'd never advise buying privately or from an unfranchised dealer. SIMI membership should be at least the bottom line and you'll get a better deal from a BMW main dealer than you might expect, especially if the car is part of their approved used programme.
A 2005 530d or 535d seems to hover around a similar asking price to your Kia so you'll just have to negotiate carefully to get the best price.
Let us know how you get on.
I need a newer car with lower running costs. Help!
Hi,
I am currently driving a 2002 Peugeot 307 three-door 1.6 petrol with 63,000 miles on the clock. Having a son now makes the three doors pretty impractical and the car is expensive to run. I was taken in by Renault's recent ad campaign for the 'Carculator'. It compares all your outgoings on your car with the costs of running a brand new Renault. The problem is, although I could probably purchase say a new Mégane for about the same money per month as my current outgoings on the Peugeot, this involves a deposit of about €6-7k. The Peugeot is only worth about €1,500-2k at best in trade in and I don't have that much extra cash to throw at it.
This got me thinking though, I should be able to purchase a 2-3 year-old car that is substantially cheaper to run and still be able to make repayments on a loan. My current costs on the Peugeot are €514 on tax, about €900 on petrol to cover 4,500 miles annually, approx €600 on servicing plus it needs two new tyres at €130, and €55 on NCT. This comes in at €2,200 for the year. This is where I would like your help. I am sure there are cars that would cost €800-900 a year to run including all these costs, which leaves me with €1,300-1,400 to cover loan repayments for the year.
Can you suggest a car with low tax, far better fuel efficiency, low servicing costs that won't need an NCT for a few years and that with a €2k trade-in, will have relatively low monthly repayments over say five years? I know it's asking a lot but with your knowledge of the market, I hope there might be some possibilities for me.
Thanks,
Rowland (Dublin 5)
Rowland Crawte (Raheny)Mar 2014 Filed under: choosing used car
Expert answer
Hi Rowland,
OK, there are a lot of parameters to go with here, but the basics are that you need a car that's cheap to buy (so it can't, sadly be too new), has affordable running costs and won't break down every time it rains. I reckon that gives you a choice of three or four key models: Honda Civic, Toyota Corolla or Auris, Kia cee'd or Hyundai i30.
Have a shop around and you should be able to find several of those all well within your purchase price range, while they all have efficient engines and excellent reliability records. In the case of the Kia and the Hyundai, they also have lengthy warranties, which, even if there's none left on the one you buy, at least means that they're more likely to have been looked after. My personal choice would be the Honda. Track down a nice 1.4 petrol Civic and I don't think you'll look back.
Let us know how you get on
How much does this Mercedes cost to tax?
How much is the road tax on Merc reg no 11 XX XXXX?
FRANK BARNETT (Dalkey)Mar 2014 Filed under: taxation
Expert answer
Hi Frank,
The registration you provided is for a 2011 Mercedes-Benz ML 300 CDI BlueEfficiency with an automatic gearbox. That falls into the emissions band 191- to 225g/km, which costs €1,200 per annum to tax.
How costly is the 2.4-litre Volvo S60 to run?
What are the running costs associate with the Volvo S60 2.4 diesel?
Joe Murray (Dublin)Mar 2014 Filed under: running costs
Expert answer
Hi Joe,
The last-generation S60 got a bit unfairly hit by various Irish tax regimes (it never had an engine under 2.0 litres for instance), but it's actually a cracking car - well built and superbly comfy, as Volvos tend to be. Keep an eye out for minor electronic glitches (the cruise control and electric windows seem to be vulnerable points) and if the engine is 'lumpy' when you're switching it off, you're looking at injector issues - expensive ones.
In terms of day-to-day running costs, it should do 44mpg with a manual gearbox (a little less with the optional automatic) and emissions of 175g/km mean you can tax it for €750 a year. That's pricey, but better than buying a pre-2008 model (2008-2009 was the last full year of production) when the engine capacity would land you with a €1,034 tax bill. One running cost to keep an eye on is front tyres. The S60 is quite nose-heavy and has a massive turning circle, things that tend to banjax the front boots. Check any potential purchase for worn rubber and budget for at least a new set every year.
Can I import a commercial SUV and save money?
What is story regarding Toyota and Land Rover new five-seater commercial SUVs? Is it possible to buy a second hand SUV in England and bring it over and make it a commercial and keep five seats? That would be a big cost saving.
Noel Kelly (Galway)Mar 2014 Filed under: importing
Expert answer
Hi Noel,
You can indeed get a lower rate of VAT and VRT when importing a commercial vehicle from the UK. For VRT you'll pay 13.3 per cent of the Open Market Selling Price (OMSP) - the price that Revenue reckons the car is worth in Ireland, not what you paid for it. Buying second hand in the UK and having the car converted is also a fine idea, but best to have the conversion done in the UK so that the car is already in commercial form when it lands here.
By the way, all this only applies if you're bringing in a commercial vehicle to use for work purposes. If you're using such a vehicle for social, domestic or pleasure use and paying VRT, VAT and motor tax at the commercial rate, you're technically breaking the law.
Ford S-max or Citroen C4 Grand Picasso?
Ford S-max or Citroen C4 Grand Picasso? I have three children under three.
Tom O'Shea (Kilkenny)Mar 2014 Filed under: choosing new car
Expert answer
Hi Tom,
The Citroen will be cheaper to run (it has a 1.6 diesel engine compared to the S-Max's 2.0-litre unit), but if you can afford the slightly higher tax and fuel bills, I'd go for the Ford. It's better built, more spacious and much nicer to drive.
How much road tax will I pay for a 2007 BMW 520d?
How much road tax will I pay for a 2007 BMW 520d?
Sean Poutch (Dublin)Mar 2014 Filed under: taxation
Expert answer
Hi Sean,
As the engine capacity is between 1,901- and 2,000cc the 2007 BMW 520d costs €710 per year to tax.
What is the cost of road tax on a 4.2-litre Audi R8?
What is the cost of road tax on a 4.2-litre Audi R8?
Glenn Hh (Lime)Mar 2014 Filed under: taxation
Expert answer
Hi Glenn,
If you mean one of the early pre-2008 models it goes on engine capacity, so the annual road tax is €1,809. All other examples of the V8-engined Audi R8 since then have had emissions well in excess of the starting point of Band G (225g/km and higher) so the annual tax bill is €2,350.
Hopefully that doesn't put you off! Here's our drive of the updated V8-engined R8 Coupé to whet your appetite...
