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How much is the Ford C-Max to tax?

How much road tax would you pay a year on a 1.6 Ford C-Max?

Dave Gorman (Dublin )

Apr 2014 Filed under: taxation

Expert answer

Hi Dave,

We're assuming you mean the current 1.6 TDCi version of the Ford C-Max, which has 95hp. It emits 117g/km, putting it in Band A4, which currently costs €200 per annum.


I'm new to Ireland - how does car tax work?

Hi, I am new in Ireland. I am looking to buy a second hand five-door automatic car. Can you please suggest one? Also I want it to be reliable and economical. My max budget is €5,000. I noticed that cars around 2005 have high road tax and require frequent NCT test.

Any suggestion would be great.

Thanks

Master Boy (Dublin )

Apr 2014 Filed under: automatic

Expert answer

Hi there,

Welcome to Ireland! I'd suggest you have a look for a Honda Civic 1.4 petrol automatic. That's probably the best balance between reliability (Civics are very reliable), economy and sticking within your budget. The higher road tax comes from the changeover to a carbon emissions based system in 2008. Prior to that cars were taxed according to their engine size, but the Civic's 1.4-litre petrol engine should keep your tax bills down to a reasonable level. Sadly, there's nothing you can do to change the NCT test - every car requires one every two years once it's more than four years old, and every year once it's more than ten years old. Again, the Honda will help here - they're really well built so less likely to develop problems that would cause you to fail an NCT test, as long as you look after it and keep it serviced.


What should I replace my Toyota Verso with?

What should I replace my Toyota Verso with? I have a 2006 model with 130,000 kilometres on the clock. I no longer need a seven-seater and I want a car that can be used for both commuting (50km a day) and family (two kids). My budget is €6k on top of my existing car. What is your recommendation?

Thanks in advance, Rao

Srinivas Rao (Dublin)

Apr 2014 Filed under: choosing used car

Expert answer

Hi Rao,

At a rough guess that should give you a budget of between €10,000 and €12,000, which is healthy enough. If you've been a Toyota owner in the past I'm assuming you want to stick with something that'll be reliable so my first suggestion is an Auris hatchback. They're spacious inside, so pass the two kids test with ease and the 1.33-litre petrol version should be economical enough for your commuting style. 

Also consider a Honda Civic. If anything, Hondas tend to be even better built than Toyotas and while the Civic's avant-garde styling may be a bit of an acquired taste, its spacious and practical cabin is a boon for family life. A 2.2-litre diesel may sound like overkill but it's a terrific engine and has low emissions and therefore is cheap to tax. 

Finally, if you want something with a bit more space, how about a Kia cee'd SW estate? Reliably solid, and with that seven-year warranty, pleasant to drive and the estate version has a massive boot.

Let us know how you get on


Petrol or diesel Toyota Avensis?

Toyota Avensis: should I go for petrol or diesel? I do twice daily runs 15 miles each way and about 9,000 miles yearly maximim. Looking at a 2010/2011 model maybe petrol tax higher but cheaper to buy looking to keep long term. Will diesel maintanence cost more long term as I don't do huge mileage?

Pat Cashman (Cork)

Apr 2014 Filed under: fuel economy and emissions

Expert answer

Hi Pat,

If you're doing low mileage then you are way better off sticking with petrol. Even taking the higher tax into account, you'll still never make back the higher purchase price in fuel savings and with low mileage you're almost certainly going to run into diesel particulate filter issues. 

The good news is that the 1.6 Avensis is pretty economical for a small petrol engine in a big car. Drive it gently and you should regularly see the sunny side of 40mpg.

Hope that helps


Is the Toyota Avensis as bomb proof as they say?

Hi lads,

Quick question: I'm looking for an ultra reliable car, as seem very unlucky with every car I get. Peugeot 407 at moment and all injectors to be replaced, latest drama. Looking closely at Toyota Avensis; are they as bomb proof as they say?

Michael Mulvey (Ashbourne)

Apr 2014 Filed under: choosing used car

Expert answer

Hi Michael,

Basically yes, it's almost impossible to kill an Avensis, but you could also consider a Skoda Superb, Honda Accord or Mazda6 as they will all be similarly reliable. The Mazda is the most fun to drive, the Accord the most luxurious (though they are pricey too) and the Superb the most spacious. The Avensis is a good mix of the three and with so many being on the road, you'll probably get the best value by shopping Toyota. Just avoid ex-taxi ones and it's worth buying an approved second hand example from a Toyota dealer to get a warranty and good after-sales care.

Let us know how you get on


Tell me more about the diesel-powered Ford Fusion.

Are there any issues with the Ford Fusion diesel? Also, what would be the tax on a 2009 version of the same?

Tom Nelson (Maynooth)

Apr 2014 Filed under: choosing used car

Expert answer

Hi Tom,

Very few, thankfully. Watch for damp carpets as the ventilation system filters have a habit of leaking and letting water into the cabin, and check too to make sure that all of the pipes and plumbing on the diesel engine are correct - there were some problems with them in that regard. There's also a recurring issue with the airbag warning light that seems to be more related to the light than the actual airbag, but it's irritating nonetheless. 

The CO2 emissions for the 1.4 TDCi Fusion are 120g/km so it'll cost you €200 a year to tax.


Would you advise me to downsize to a Yaris or Auris?

How much is my 2006 Toyota Corolla five-door worth? It has alloy wheels, the 1.4-litre engine, was recently serviced, has an NCT until 3/16 and has 89,000km on the clock. One lady owner. I am thinking of downsizing to a Yaris or Auris. What would you advise?

Bernadette Tobin (Dublin)

Apr 2014 Filed under: choosing used car

Expert answer

Hi Bernadette,

You're most likely looking at a value of between €5,000 and €7,000 for your Corolla. If you're looking to trim your running costs then downsizing to a Yaris could be a good idea. You just need to do your sums carefully to make sure that the cost of upgrading (the price of the new car minus your trade in) isn't more than what you could potentially save in terms of petrol and road tax over the same period. 

Choosing an Auris isn't downsizing - it's the car that replaced the hatchback Corolla and is the same size. The only way it could save you money is if you went for the diesel version and that would only work if you're doing big mileages - 15,000km a year or more.

So, with that in mind, it may be worth looking at simply keeping your current car. A mileage of 89,000km is barely run in for a Corolla and it may be worth looking at simply getting your existing car serviced, valeted and maybe updated (new alloys? a nicer stereo?). It may work out cheaper in the long run.


Ok to replace my Santa Fe with a Kia Sportage?

Is the 2010/2011 Kia Sportage a good car in general? I'm changing from a Hyundai Santa Fe and need a comparably sized vehicle, though with lower tax as I do not need extra power for towing.

Vincent Masterson (Mullingar)

Mar 2014 Filed under: choosing used car

Expert answer

Hi Vincent,

Yup, very good indeed. Handsome, well made, cracking cabin and good to drive. It is a bit smaller than the Santa Fe though, comparable in size to Hyundai's own ix35 (they're built on the same chassis) so you'll have to compromise on interior space and boot volume. Reliability isn't a major worry (a 2010 or 2011 model will still be under Kia's seven-year warranty anyway), but it's worth pointing out that the rarely-seen four-wheel drive version is significantly more sure footed, even on smooth tarmac, than the front-drive model.


Should I swap my Kia Sorento for a BMW 5 Series?

Hi,

I have a 2007 Kia Sorento 2.5 GSE diesel in Dublin and I am thinking of buying a BMW 5 Series, the 535d.

i) How much will I get for my Kia?

ii) Is it worth changing? I read a great review of the BMW 5 Series.

iii) If I am trading in how much should I pay for the BMW?

iv) Is it safe to buy the BMW from a dealer (SIMI/non SIMI) or should I only go for BMW showrooms?

Many many thanks in advance for your response

Best regards

Tanya

Tanya Goon (Dublin)

Mar 2014 Filed under: choosing used car

Expert answer

Hi Tanya,

OK, prices for a 2007 Kia Sorento range from as little as €6,000 for a commercial model to as much as €15,000, which seems a bit hopeful to me. Let's play reasonably safe and suggest that you should get about €9,000 to €10,000 on trade-in. 

Now, the 5 Series. The E60 5 Series that ran from 2002 to 2010 is one of our all time favourite cars and the 535d is one of the very best. Powerful, smooth, reasonably economical and able to spin the rear wheels in third gear. Ahem.

It's worth considering other models though. The 535d is a twin-turbo version of the same 3.0-litre six-cylinder engine that you'll find, in single turbo form, in the 530d. You won't save any money in terms of tax (it's the same capacity), but the 530d will be better on fuel and cheaper to insure. If you really want to save some money, look for the ever-popular 520d, which is almost ridiculously cheap to run and far more powerful than you might expect. 

As for things to look for, the suspension is the 5's weak point so if there are any nasty clonking noises or if the car feels unstable on the road, or the steering feels inaccurate, walk away. The iDrive infotainment system has also been known to give bother so check and make sure that it is working and, as with any prestige car, make sure it has a full service history.

With a car like this, I'd never advise buying privately or from an unfranchised dealer. SIMI membership should be at least the bottom line and you'll get a better deal from a BMW main dealer than you might expect, especially if the car is part of their approved used programme. 

A 2005 530d or 535d seems to hover around a similar asking price to your Kia so you'll just have to negotiate carefully to get the best price.

Let us know how you get on.


I need a newer car with lower running costs. Help!

Hi,

I am currently driving a 2002 Peugeot 307 three-door 1.6 petrol with 63,000 miles on the clock. Having a son now makes the three doors pretty impractical and the car is expensive to run. I was taken in by Renault's recent ad campaign for the 'Carculator'. It compares all your outgoings on your car with the costs of running a brand new Renault. The problem is, although I could probably purchase say a new Mégane for about the same money per month as my current outgoings on the Peugeot, this involves a deposit of about €6-7k. The Peugeot is only worth about €1,500-2k at best in trade in and I don't have that much extra cash to throw at it.

This got me thinking though, I should be able to purchase a 2-3 year-old car that is substantially cheaper to run and still be able to make repayments on a loan. My current costs on the Peugeot are €514 on tax, about €900 on petrol to cover 4,500 miles annually, approx €600 on servicing plus it needs two new tyres at €130, and €55 on NCT. This comes in at €2,200 for the year. This is where I would like your help. I am sure there are cars that would cost €800-900 a year to run including all these costs, which leaves me with €1,300-1,400 to cover loan repayments for the year.

Can you suggest a car with low tax, far better fuel efficiency, low servicing costs that won't need an NCT for a few years and that with a €2k trade-in, will have relatively low monthly repayments over say five years? I know it's asking a lot but with your knowledge of the market, I hope there might be some possibilities for me.

Thanks,

Rowland (Dublin 5)

Rowland Crawte (Raheny)

Mar 2014 Filed under: choosing used car

Expert answer

Hi Rowland,

OK, there are a lot of parameters to go with here, but the basics are that you need a car that's cheap to buy (so it can't, sadly be too new), has affordable running costs and won't break down every time it rains. I reckon that gives you a choice of three or four key models: Honda Civic, Toyota Corolla or Auris, Kia cee'd or Hyundai i30.

Have a shop around and you should be able to find several of those all well within your purchase price range, while they all have efficient engines and excellent reliability records. In the case of the Kia and the Hyundai, they also have lengthy warranties, which, even if there's none left on the one you buy, at least means that they're more likely to have been looked after. My personal choice would be the Honda. Track down a nice 1.4 petrol Civic and I don't think you'll look back.

Let us know how you get on