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Is this trade-in deal on a nearly new Octavia good?

Hi there.

I am thinking of purchasing a second hand (132) Skoda Octavia Elegance 1.2 petrol with 17k miles on it from a main dealer. I currently drive a 2001 Opel Astra (127k miles), which is due for taxing this month. The whole deal including trade-in comes to €16.6k net.

My annual mileage is circa 11,000 so I am wondering if the petrol version is the best option and if the price of the deal is reasonable in your opinion. I would welcome your advice as I have to make a decision in days.

Regards, John from Charleville.

John Rafferty (Charleville)

Jan 2015 Filed under: used car values

Expert answer

Hi John,

Yes, I'd say you're onto a good one there. Obviously, a well used 14-year old Astra isn't going to come with a bundle of trade-in value attached, so I think the price looks pretty fair for the Octavia, especially given the low mileage. Honestly - we see press cars with higher miles than that!

As for the petrol/diesel side of things, I think you'll be fine in the 1.2 TSI. At 11,000 miles a year you're well within the bracket to keep burning petrol rather than switching to more expensive diesel (more expensive to buy the car, not the fuel of course) and the good news is that the 1.2 TSI engine is exceptionally frugal. In fact, I once drove one for 200km before I realised that it wasn't diesel, so slow moving was the fuel gauge. In my defence, it was late and I was tired...


What is my 2010 Volkswagen Golf worth?

I'm selling my 2010 Volkswagen Golf Highline five-door hatchback, with 88,500km. Taxed to Dec 2015. Immaculately maintained by one lady owner. What value is realistic to achieve?

Sinrad Coughlan (Charleville)

Dec 2014 Filed under: used car values

Expert answer

Hi Sinrad,

I'd say you should be able to get about €12-13,500 as a trade-in, maybe €14,500 if you sell it yourself.


Do I have to pay UK motor tax when I am importing a car?

Do I have to pay motor tax in the UK when I am importing a car?

Helen O'Connor (Galway)

Dec 2014 Filed under: importing

Expert answer

Hi Helen,

It depends. If the car is being delivered here on the back of a truck, then no. If you're flying over to drive it back, then technically yes. If you mean you're importing the car with a change of address and hoping to avoid paying Vehicle Registration Tax (VRT), then yes - you have to show proof of motor tax for the preceding six months, minimum.


How much to import my Toyota from the Middle East?

Hello, hoping this query finds you well. I am SO happy to find a site like this :) (especially for those women among us who aren't the most clued up on all car issues)

I'm hoping to be moving back home early mid summer 2015 and am hoping to bring my SUV with me... if it's financially feasible to do so. I'd be importing it from where we bought it in the Middle East in 2008 (2009 model). It's a Toyota Fortuner GX2 2.7 five-door petrol - I can't find exact or approximate costs for a VRT band on this, what road tax be like for it or get online insurance quotes for it either, so am wondering if you could throw any light on this for me please, as I'd rather avoid the case of some possible nasty shocks by doing my homework from now on this.

Many thanks for any advice at all. Rosemarie, from Cork.

Rosemarie O'Riordan (Cork)

Nov 2014 Filed under: importing

Expert answer

Hi Rosemarie,

OK, good news - if it's coming in with a transfer of residence, and you can show that you've been the owner and user of the vehicle for at least six months prior, then it's basically free. There may still be a small fee payable for re-registering the vehicle (Revenue seems to be oddly coy about this fact), but basically once you can show it's yours and you're moving home, then you can bring it in for nothing. Just make sure you alert Revenue to the presence of the vehicle within seven days and then get the re-registering done within 30 days.

Road tax, I'm afraid though, will be payable at the top rate of €2,350 per annum, which is a nasty bill to have to foot every year. Insurance costs are likewise probably going to be hefty, as it's a vehicle most Irish insurers won't know even exists. Your best bet, in terms of running costs, may be to sell it before you leave and use the cash to get yourself something a bit more tax and insurance friendly when you get here.

Let us know how you get on


Which fast Volkswagen Golf to buy next year?

If you were buying a fast Golf in 2015 and did about 20,000- to 25,000km a year would you have a Golf R, Golf GTI Performance or Golf GTD? Also, I have driven automatics for the last few years and like them, but would you have DSG or manual in these cars? I'm thinking GTI performance with DSG is a nice balance, as the R still has higher road tax and presumably insurance and performance that will only lose me my licence, while the GTD might be a little pedestrian.

Would value your opinion.

Andrew Kelly (Limerick)

Nov 2014 Filed under: choosing new car

Expert answer

Hi Andrew,

You're in an enviable position! I'll take your points one by one:

1) Mileage: you definitely do enough miles to see a benefit in having the GTD diesel model, assuming much of it is on the motorway. But the Golf R and GTI aren't really all that bad at a cruise either...

2) Gearbox: I personally would prefer the manual, though I accept that it's a very personal thing in a performance car and if you're used to automatics then stick with the DSG. For the record, it doesn't detract from the car one little bit.

3) GTD vs. GTI: if you read my review you'll see that I was pleasantly surprised by this car, but it took very hard driving to make it shine. At regular speeds (i.e. most of our driving) it felt quite ordinary, whereas the GTI always feels special.

I must admit that, if my budget stretched to the Golf R (and it's cheaper than ever now), I'd go for it. It's always going to be rare and exclusive (though perhaps hard to sell on) and as well as the extra performance it has a brilliant four-wheel drive system.

Nonetheless, I reckon the Golf GTI Performance is probably the best all-round choice, as you've identified for yourself. It's a sensational car, noticeably better to drive even than the regular GTI. You won't regret it one little bit.

Let us know which way you go in any case and here's some more reading for you:

Volkswagen reduces the price of the Golf R

Volkswagen Golf GTI five-door manual road test

Volkswagen Golf GTD road test

Volkswagen Golf GTI Performance (manual)


How much is the road tax for a 2008 Ford S-Max?

How much is the road tax for a 2008 Ford S-Max 2.0-litre?

Austin Cooney (Dublin)

Oct 2014 Filed under: taxation

Expert answer

Hi Austin,

We're going to assume it's on the new CO2-based taxation. The 2.0 diesel S-Max emitted 169g/km, which means it's in Band D for tax, costing €570 per annum.


What's the best way to scrap my old Polo?

I have an 1997 Volkswagen Polo and I want to know if I can scrap it without buying a new car. Can I get any money for it? It is still insured, with road tax paid until December 2014.

Liliana Pinzaru (Malahide)

Oct 2014 Filed under: scrappage

Expert answer

Hi Liliana,

Right, you need to be quite careful here. There's a lot of fly-by-night "we buy cars for cash" types out there who will give you a pittance, not destroy the car properly and then leave you with a massive headache when the motor tax office asks you to provide a certificate of destruction. 

So, the best thing to do is first of all to declare the car as off the road. You can do this by filling in a form that you can download from the Department Of Environment website.

Next, find yourself a reputable vehicle recycler. I'd try starting with a major firm such as Thornton's, but the basic rule of thumb if they don't have a landline number and only provide you with a mobile, then walk away. 

Now, the law says that you're not allowed to be charged for disposing of your vehicle as long as it's complete when you hand it over. Making money on it is another matter entirely. A recycler may well offer you something if there are useable parts on the car, but it will vary from firm to firm. 

If you're determined to make money on it, then your best bet could be a cheap classified ad to try and sell the car for spares and parts.


I have €35,000 to spend on a sporty car...

If you had €35k to spend on a sporty car what would you buy? Doesn't necessarily need to be new, would go up to three years old, running costs wouldn't be that much of an issue but need to tolerable all the same, i.e. car tax < €1,000 a year.

Simon MacMahon (Dublin)

Oct 2014 Filed under: choosing new car

Expert answer

Hi Simon,

OK, for that kind of budget you have a wealth of options, new and used. How about a new MINI Cooper S 2.0-litre? Massive fun to drive, affordable to run (it'll do 50mpg and costs just €290 a year to tax) and they're really well built. Better yet, a brand new one starts at €27k so you have plenty left over for insurance, extras and servicing.

Not practical enough? How about the best hot hatch around at the moment then? The Volkswagen Golf GTI? Your budget just about gets a new one, but it'll be pretty basic. Better to go for nearly-new; get one with a bit of spec and make sure it has the optional Performance Pack fitted - it turns a brilliant car into a gob-smacking one.

Want to go even more sporty? OK then. Your budget would easily get you into two of the best sports cars we've ever driven. The Toyota GT86 is rear-drive, has a revvy 2.0-litre flat-four engine and is gloriously sideways to drive if you're into that. The Mazda MX-5 is all of that (1.8-litre engine though) and just lacks the Toyota's rear seats. It is a convertible of course though... The Toyota you'll have to go nearly-new to get (they're €41k new) but the Mazda is within your budget new at just over €32k.
What do you think?


Toyota Corolla petrol or Volkswagen Passat diesel?

Toyota Corolla 1.4 petrol(2008) versus Volkswagen Passat 1.9 diesel (2008)? My husband drives on a motorway every day to work about 45km a day. Our budget is from €5,000 to €8,000. We've seen a 2008 Toyota Corolla with 103,000km and a Passat 1.9 TDI diesel with 125,000km on the clock. Can you guide us in selecting the most suitable car?

Thnx

Ashline Hubli (Sligo)

Sep 2014 Filed under: petrol vs. diesel

Expert answer

Hi Ashline,

A tough call this one. Your annual mileage isn't really enough to tip you over into diesel territory, and the Corolla is likely to be the more reliable of the two cars. That said, the Passat would be much more comfy and cosseting on the journey and it costs €180 a year less to tax.

So I guess if comfort is your priority, get the Volkswagen. If it's reliability, go for the Corolla, which will probably also work out the cheaper of the two to run overall.


Why have fuel prices not dropped in line with the barrel cost?

Why is the price of petrol and diesel still the same at the pumps when crude oil has dropped from $115 a barrel in June to its current price of $97?

Kevin Caulfield (Kildysart)

Sep 2014 Filed under: fuel prices

Expert answer

Hi Kevin,

We've done a bit of digging into this and... there is no good answer. As a general rule of thumb, a USD$2 fall in the price of a barrel of oil should translate into a fall in the price at the pump of between 1.5c and 2c. Since June, the price of a barrel has fallen by, as you point out, USD$18 so where's our 18c cheaper litre of petrol? Answer: no-one's saying.

All the oil industry analysts are pointing to a weaker global price for crude oil, in spite of the recent and current turmoil in the Middle East. US reserve stocks are up, usage in China is down a little, all of which puts the price of oil under pressure. 

In fact, the price of a litre of petrol in the UK, which takes its feed from the same Brent Crude contract as us, has fallen by a few pence per litre recently, but in Ireland the price has actually gone up by 2c on average. Inflation? Nope, that's not the cause - the Central Statistics Office has inflation pegged at a lowly 0.4 per cent right now.

So, are the oil companies and distributors just gouging us? Possibly, yes. None of those contacted for an explanation deigned to respond, and there has been no increase in fuel duty nor carbon tax from the government side so the only logical explanation left is... yup, gouging.

All we can suggest is to do the usual - shop around and try and find the best price you can. There's no point in popping across the border, sadly - the UK's price of around STG£1.29 for a litre of petrol equates to around €1.64 and that's before bank transaction charges.

Come on Apple Green, Texaco, Maxol, Topaz et al; your input cost has fallen significantly. Why aren't we consumers getting the benefit?