Mileage limitations on campers and classics?
Are drivers of camper vehicles or classic vehicles limited to a certain annual mileage?
Mairtin O Mhuirgeasa (Manorhamilton)Jan 2018 Filed under: classic cars
Expert answer
Hi Martin,
Camping vehicles, no — you can drive them as much as you like (depending on any mileage agreed with your insurer of course). Classic vehicles, usually yes — again, each policy is different and you can always negotiate, but Irish insurers tend to view classic and ‘vintage’ cars as very much show ponies, and you’re usually stuck both with a 5,000km annual limit and the need to show proof of having a ‘normal’ car insured and taxed for day-to-day use.
Is the Volvo XC90 a good family buy?
Hi lads,
I've 16, 15 and 5 year olds and another one on the way. I have a Volvo S80, but will need to change. I don't like MPVs as the rear seats are too close to the back of the vehicle so if you have a tip I'd be worried about the back two. I saw a 2010 Volvo XC90 the last day in a car park and it had two child seats in the back, two in the middle and a 15-year-old by the window and the two parents. I asked them what did they think of it. They said they had a Discovery before but found the Volvo more family oriented, safe and reliable. Would you agree? What else would you consider?
Oh, I've a daft labrador as well that would have to go in the boot!
Thanks
Justin McElwee (Galway)Jan 2018 Filed under: family car
Expert answer
Hi Justin,
The old-shape XC90 is definitely a good choice and yes they’re reliable (as long as you get one with a full service history and keep it looked after properly). They can be a little expensive to run, though, with big thirsty engines and high motor tax rates. It would definitely be worth considering the likes of a SEAT Alhambra or Ford S-Max as well, if you’re looking for lots of seats and space, or even a Volkswagen Caravelle or Shuttle if you want the absolute maximum in terms of seats and cargo room. Definitely room for the labrador in one of those, even if you don't like the look of the MPVs...
How much to tax a Fiat Punto 1.2?
How much to tax a Fiat Punto 1.2?
John Crofton (Gorey)Jan 2018 Filed under: taxation
Expert answer
Hi John,
It does depend on the year, but as an example, a 2010 1.2 Grande Punto has CO2 emissions of 139g/km so will cost €280 a year to tax.
Road tax on the Opel Insignia diesel?
What is the annual tax on an Opel Insignia diesel car?
Noel Mccabe (Lucan)Jan 2018 Filed under: taxation
Expert answer
Hi Noel,
Well, it depends on which version of the Insignia you mean, and which year it was made in. As a guide, the current Insignia Grand Sport will set you back €280 a year for the 170hp CDTi 2.0 diesel version, or €200 a year for the 1.6 CDTi 136hp diesel.
Should we chop in our costly Volvo?
I own a 2009 Volvo V70 flexifuel. We love the car. We have two children and it is perfect for us. It is roomy, reliable and safe. We plan to buy a caravan so it will be suitable for towing. The only downsides are it costs €1,200 per year to tax, it is relatively heavy on fuel, it has a low service interval (10,000km) and the timing belt is due.
Should we cut our losses and trade it in for a diesel? We previously owned a diesel Mazda5 that gave us a lot of problems with the DPF, thus our aversion to diesel. We will be doing small mileage with long runs during the summer holidays (maybe towing a caravan). Am I being irrational in avoiding diesels because of the DPF issue? Currently I am spending €100 a month on road tax so I would be prepared to spend €200 a month on a vehicle if I was to change.
Your advice would be appreciated
Ray
Ray Mehigan (Limerick)Nov 2017 Filed under: running costs
Expert answer
Hi Ray,
To be honest, it sounds to me as if you should just stick with it. I appreciate that it’s not much fun spending €1,200 a year on motor tax, and that the service interval is a bit short, but if you’re only doing short mileages with the occasional long trip, then you’re just going to be throwing money at trading up to a car you don’t really need.
DPF issues are never far away from a diesel car if you’re only doing low mileage, but the biggest issue is going to be the cost of change. A budget of €200 a month isn’t going to get you very much, to be honest, so I would just do the work your Volvo needs and stick with it.
How will an imported L200 pick-up be taxed?
Hi,
I'm looking to bring in a 2010 Mitsubishi L200 Barbarian, but want to bring it in for private use so not commercial. I have called the tax office and Revenue and no one can tell me whether it will be taxed on the CO2 emissions or on the engine size. Can you help?
Karen Odonovan (Carlanstown )Oct 2017 Filed under: taxation
Expert answer
Hi Karen,
The tax system for using a commercial as a private car is a bit of an odd one, as it means reverting to the old by-engine-capacity rating. No-one seems to know quite why, and I suspect that the lack of knowledge in official quarters is because you’re possibly the only person honest enough to actually ask up front. Most people just tax them as commercials and hope they don’t get caught…
Which seven-seat SUV would you buy?
Which seven-seat SUV that has low road tax would you buy? I’m thinking of buying new.
Brian O Rourke (Dungarvan)Oct 2017 Filed under: choosing new car
Expert answer
Hi Brian,
I’d be very tempted by the new Peugeot 5008, especially the one with the 1.2-litre turbocharged petrol 130hp engine. It’s really roomy, comes with seven seats as standard, is good to drive and even with the petrol engine isn’t too harsh on tax. The Skoda Kodiaq is another very, very good seven-seat SUV, but you do have to pay extra for the extra seats. Kia’s Sorento is a big favourite of ours too, but it’s bigger and pricier and has higher tax than the Peugeot or Skoda. Here are our reviews to help you decide:
How much to tax 2008 Freelander 4x4?
How much to tax a 2008 Land Rover Freelander 2.2 4x4?
Caroline McPhillips (Ireland )Oct 2017 Filed under: taxation
Expert answer
Hi Caroline,
That model has CO2 emissions of 194g/km so it’ll cost you €1,250 to tax for a year.
How much to tax 2013 Freelander 2.2?
How much is it to tax a 2013 2.2-litre engined Land Rover Freelander?
Anthony Downes (Buncrana Co Donegal)Sep 2017 Filed under: taxation
Expert answer
Hi Anthony,
Assuming it’s the five-speed manual model with four-wheel drive then it has CO2 emissions of 165g/km, and that means Band D tax at €570 a year.
What new car deals are coming for 181?
Any ideas of what kind of car deals will be coming for the 181 buying season? Expecting good deals due to poor sales or are we in for high PCP rates all around?
John O'Connor (Buncrana Co Donegal)Aug 2017 Filed under: finance
Expert answer
Hi John,
Short answer? We don’t know. A huge amount will depend on what the Government does in the Budget this year and if any changes are made to the tax system. Or if a general diesel scrappage scheme is introduced. It’s unlikely that PCP rates will go up much, unless the European Central Bank starts to raise its base rates, but on the basis of what we’ve seen this year, I’d imagine there will be plenty of sharp deals around. That said, if it’s a deal you want, buy just before Christmas, when sales have dropped to dead slow. You’ll get more for your money then.