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Hi Stasys,

Cheaper motor tax is available for classic cars, but it starts when they are over 30 years old. Read this for more information: Motor Road Tax Prices in Ireland Explained

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Hi Anthony,

Basically, if you’re taxing a commercial vehicle for private use, you revert to the old by-engine-capacity tax system, so for a Navara with a 2.5-litre engine, that’ll cost you €1,080 a year, compared to €333 a year for commercial tax. 

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Hi Paul,

You can, but as for insurance that’s a piece-of-string question — it depends as much on your own personal record and no-claims bonus than on the car. For tax, I’m assuming that this is a 1.8 TDCi model? If so, that’ll set you back €636 for a year’s tax as a private car. 

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Hi Ed,

OK, this one takes a bit of deciphering. I’m guessing that you mean you own two Mercedes-Benz models, both using the 2.1-litre diesel four-cylinder engine. I’m also assuming that you’re talking about the cost of motor tax, although the €290 figure is a little odd — did you mis-type when you meant either €280 (for Band B2) or €390 (for Band C)?

The discrepancy could be down to a number of factors. You don’t, for example, state which models you’re talking about — E-Class? C-Class? Coupe? Convertible? Estate? Do both cars have automatic transmissions? Are they both on the same size wheels? Were they both manufactured in the same year? There’s a huge variation in vehicle emissions and, if you’re talking about the gap between Band C and Band D, it takes only a single g/km of CO₂ to tip from one to the other. 

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Hi Kieran,

Luckily, the 2016 Octavia 110hp 1.6 TDI has an exceptionally efficient engine in terms of NOx, and will only cost you an additional €480 or thereabouts. The rest of the VRT bill should be in the region of €2,000 or so, depending on what options are fitted to the car.

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Hi Ol,

No, sadly not. The only way you can reduce the tax cost of your car depending on use is to apply for a SORN declaration that the vehicle is off the road for a period of time. The minimum period is three months, and the maximum is a year, although you can have the declaration continued if needed. 

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Hi Peter,

It depends on how the interior layout of the van is arranged. If there is no bulkhead or physical separation between the seating area and the cargo area, then it’ll be registered as a Category A vehicle and it’ll be taxed on the full CO₂ emissions. If, though, there is a fixed bulkhead or separation between the seats and the cargo, then it goes into Category B, as it’s allowed to have more than three seats but have the passenger and cargo/functional compartments in completely separate units. That should VRT is charged at a flat rate of 13.3 per cent of the OMSP. 

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Hi Deirdre,

No, you should be able to do all that online (although, god knows, a visit to the local motor tax office is still sometimes needed). If you’re taxing it for private use then there’s no need to make any specific declaration that you will be using it for work — that’s taken as read. 

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Hi Michael,

The NOx emissions of that model are 70mg/km, so you’ll have to pay an additional €450 on top of the normal VRT charge if you’re importing one. 

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Hi David,

A camper van that’s more than 30 years old qualifies for vintage tax, which is just €56 a year. You will have to NCT it, but only once every two years. Once it’s older than 40 years, it’ll be NCT exempt. As for insurance, that will very much depend upon your insurer, but usually a classic car policy will have a mileage limit included. Some are as little as 5,000km per year.