Expert answer

Hi Ruth,

There are lots of good choices for commercial SUVs. If you wanted something really swish, you could go for a Land Rover Discovery Commercial, but it’s a bit pricey. Smaller and more affordable is the Nissan Qashqai van, which is also pretty decent to drive. There’s also the Hyundai Kona Commercial, or if you’re feeling really futuristic, the Kona Commercial Electric. But actually, to be honest, your best bet might be to just buy a compact crossover, most of which are already pretty affordable, spacious (if you fold the back seats down) and which mostly have lower annual motor tax than the flat-rate €333 commercial van tax anyway. We’d suggest starting your shopping list with either the new Ford Puma or, if you’re really looking for bargains, the Dacia Duster. Some of our reviews to help you choose:

Land Rover Discovery reviews

Nissan Qashqai reviews

Hyundai Kona reviews

Ford Puma reviews

Dacia Duster reviews

Expert answer

Hi Niamh,

OK, there are a few options here. You could go down the DIY route — there are second hand instrument clusters available on eBay, and plenty of tutorials on YouTube, but — and we can’t emphasise this enough — that’s the risky option. Lots of opportunity for an expensive mistake.

The simplest thing to do is go to your local Nissan dealer. Now, they might offer to swap out the entire panel — which is expensive — but really you’d be better off asking them to simply replace the face of the speedometer dial with a new one, which sometimes can be done with a sticker. A much more affordable alternative.

Expert answer

Hi Patrick,

Assuming it’s the model of Navara with a 2.3-litre engine, then it’ll cost you €994 a year to tax — that’s because when taxing a commercial as a private car, you revert to the old by-engine-capacity tax system.

Expert answer

Hi Jason,

Sadly, it matters not what you paid for it, but what the car would be worth here in Ireland. A 2009 Micra is going to be worth around €3,500 on the Irish market (assuming it's in excellent condition with a full service history) and that model has CO₂ emissions of 139g/km. That puts it in VRT Band B3, which means you have to pay 19 per cent of the Irish market value, which would work out at roughly €665.

Expert answer

Hi Aidan,

Insurance is a perennial bugbear and, unfortunately, we don’t have much of an answer for you. It could be that, when damaged, the C4 is more expensive to repair than the Almera, or simply that Irish insurers view anything that’s not a dull four-door saloon as ’sporty’ in some vague way. I’m afraid that the only thing to do is the old ’shop-around’ routine when it comes to renewal. I think it would also be worth having a word with your current insurer, find out exactly why your insurance went up (this might take a bit of drilling down through layers of ‘computer says no’) and make it very clear how dissatisfied you are, and that you’re planning to move your insurance at renewal time. 

Expert answer

Hi Ray,

Generally speaking, if you re-tax a commercial vehicle as a passenger car, you revert to the old by-engine-capacity tax, which, with a 2.0-litre engine, would cost you €710 per year. If that X-Trail is a converted passenger car, you could of course return it to full passenger car status, which would cost you the same in tax per year, as it’s a pre-2008 car. 

Expert answer

Hi Anne Marie.

Well, normally for a learner driver and for mostly in-town driving, we’d recommend a hatchback, rather than an SUV or crossover, but if your heart is set on one… Of the list you’ve given us below, the Toyota is the best, although arguably as a 1.2-litre petrol, you’re not getting the best C-HR (which is the hybrid, but then that’s an automatic). The Volkswagen T-Cross would be an excellent choice, has a brilliant little 1.0-litre engine and is a bit more upright and square than the others, so is a bit easier to see out of, which might be helpful for your daughter while she’s learning. The Kona would also be an excellent choice, but we’d also add the Suzuki Vitara to your list as its a solid and rugged choice - and hugely reliable. 

Read our Renault Captur reviews

Read our Nissan Juke reviews

Read our Volkswagen T-Cross reviews

Read our Hyundai Kona reviews

Read our Opel Crossland X reviews

Read our Hyundai ix20 reviews

Read our Toyota C-HR reviews

Read our Suzuki Vitara reviews

Expert answer

Hi Anthony,

Basically, if you’re taxing a commercial vehicle for private use, you revert to the old by-engine-capacity tax system, so for a Navara with a 2.5-litre engine, that’ll cost you €1,080 a year, compared to €333 a year for commercial tax. 

Expert answer

Hi Catherine,

You’ll probably get a very broad mix of quotes. Some companies will like the fact that you’re an older driver, with a relatively low-powered car, and assess you accordingly. Many others will simply look at your lack of an Irish driving history (and won’t take your Canadian history into account) and will simply try to charge you an absolute fortune.

Our advice would be to track down a good local insurance broker, who may well be able to help you find a better deal than you’d find yourself. Criteria? That would be expecting the Irish insurance industry to be open and transparent, and that’s simply not going to happen...

Expert answer

Hi Mark,

This is unfortunately a common issue with Revenue, VRT and ‘out of the ordinary’ cars. Sadly, and infuriatingly, there’s no way to appeal before payment. You have to pay and then appeal. My advice would be to get some expert advice (possibly from an importer who specialises in GT-Rs, or possibly from an owners’ club) as to the true value of the car, which you can then present as part of your appeal.