Can I use a VW Amarok for private use?
Hi,
I am trying to buy a Volkswagen Amarok because I am constantly driving around quarries as I am a truck driver, and my car just doesn’t suit the terrain. I have tried enquiring about insurance for this and they are asking for proof of my business but since I am working for someone and not owning my own business then I cannot get insurance
Is there any way I could change the Amarok over from commercial use to private despite the price of tax but just so that I can insure it as a car?
Thank you very much
Jake Hunter (Doneraile)Jan 2025 Filed under: insurance
Expert answer
Hi Jake,
You can easily notify your local motor tax office that you will be using a pickup like the Amarok for private use, and then pay the required motor tax. Unfortunately, that may not satisfy the insurers. Best to ask them before you buy the vehicle if this will be sufficient, and also make sure you get a quote.
If you have no joy, consider employing the services of an independent insurance broker to do the legwork for you.
Best of luck
Motor tax on a 2009 Volvo XC70?
How much is motor tax on a 2009 Volvo XC70 diesel?
Ed Tanner (Toronto)Jan 2025 Filed under: taxation
Expert answer
Hi Ed,
The only diesel engine offered in the 2009 XC70 was the old five-cylinder 2.4-litre unit. It was available in many states of tune though, so that will affect the CO2 rating, which is how the tax is determined.
It would appear that most will fall into Band F, with emissions of 191-225g/km. That currently means annual motor tax of €1,200.
Private motor tax on a 2009 Ford Transit 2.4?
I have a 2009 Ford Transit 2.4 van; how much is the yearly motor tax on a private basis?
Denis Clarke (Cavan )Jan 2025 Filed under: taxation
Expert answer
Hi Denis,
It goes by the engine size in that case, which would mean €1,080 per year - based on engine size of 2,402cc.
Can I convert my commercial Land Cruiser?
Hi,
Currently driving a 2010 LWB Toyota Land Cruiser (commercial). Now with the arrival of two small boys, I cannot bring them with me when driving. Can I change it from commercial to business/passenger and if so what is the process for same?
Patrick Fitzgerald (Tipperary)Sep 2024 Filed under: commercial vehicle
Expert answer
Hi Patrick,
If the vehicle already has rear seats then all you need to do is inform your motor tax office of the change of use and pay the relevant motor tax increase. Check your insurance policy as well to ensure this is covered.
If the Land Cruiser has no rear seats then it's a much bigger job to convert it, and I'd suggest you enlist the services of one of the many companies specialising in this process. Do a search online and then try to find reviews of ones in your locale. In many cases, however, it may be more cost effective to just change your vehicle.
Can I get my money back on a used car?
I bought a car in April from a dealer that gave me three months of warranty. During this period I paid motor tax (400 euro) and insurance. I also had to do my NCT during which it was discovered that the car was outside the permit pollution numbers, as it was burning too much oil. Also needed to replace two ball joints and the windshield had to be replaced since I bought the car with a small crack.
I then took it back to the dealer that seemed very helpful and said it would fix the car for me since it was still in warranty.
Four weeks later my car is still there. I tried to either get my money back (he offered me €3k less than what I paid) or get another car (he does not have a car with similar price and valued my car €1k less than what I paid).
I decided to wait to get it fixed since it was not worth for me to lose money to get some money back or another car. Now he told me the entire engine needs to be replaced!
Is the engine replacement process good/bad for the longevity of the car? Do I have any legal basis to get my money back?
Thanks
Robert Alves (Drumcondra)Jul 2024 Filed under: warranty
Expert answer
Hi Robert,
That sounds like a traumatic experience - and a frustrating one. I don't feel we have enough information to understand the full story, but you should investigate the legality with the experts at the Competition and Consumer Protection Commission as they'll know the best course of action.
With regards to replacing the engine, that in itself isn't a good or bad thing so long as it is done properly and the replacement engine is in good condition. Unless it's a new or reconditioned engine there's no way to know how good the replacement is, unfortunately.
Looking to buy a van for private use...
I'm looking at buying a Ford Transit Connect LWB 1.5L (2018-2020 ish). I'm going to be using it privately, travelling Ireland with boards and camping stuff in the back. I'm unsure of how to go about taxing and insuring it privately. I'm getting quotes at the moment but it's looking more complicated than I had anticipated.
Few questions here:
1. Do I need to do anything to switch the van from commercial to private use? I've heard about possible VRT, but I can't seem to find any info online about that apart from imported vehicles.
2. Is taxing and insuring as straightforward as doing so with a regular car? I'm aware that AXA who I’m currently with for a car won't privately insure me in a van so I'm checking with insuremyvan.ie
3. CVRT - I know it's more expensive than NCT and is yearly, but is this as simple to get done?
4. Are there any other problems that I might run into if I do buy a van to use privately? I'm pretty clueless on how any of this works.
Rebekah Steele (Bray)Jun 2024 Filed under: commercial vehicle
Expert answer
Hi Rebekah,
1: You'll need to inform your local motor tax office of the change of use of the vehicle. VRT is only paid the first time a vehicle is registered in Ireland so don't worry about that. Your annual motor tax rate will be different to the fixed commercial vehicle tax, however. It will be calculated based on the engine size. The table of prices is the top one in our Motor Tax Prices in Ireland Explained guide.
2: Taxing is straightforward, as above. Insuring a van for private use can be trickier so take your time and shop around on that before you commit to buying the vehicle.
3: Correct, it's no more complicated, really, and a modern van like you're looking at should sail through for many years.
For further reading check out Buying a van for private use on our van website, CompleteVan.ie.
Will this Northern Ireland import be VAT and duty-free?
Hi.
I'm looking at importing a car from Northern Ireland - first reg June 2020 in Northern Ireland. Am I correct in reading the very complicated rules as needing to pay VRT, plates and motor tax, but not having to pay customs and VAT?
Is the V5C sufficient, or will I need the dealer to provide import/shipping info too?
Many thanks
David
David Forde (Kilkenny)Apr 2024 Filed under: importing
Expert answer
Hi David,
Yes, our understanding is that VAT and import duty will not be required on that car.
I'd suggest you obtain as much information as possible in terms of documentation that might prove the car has been in the North since 2020. If that information is on the V5C then it should indeed be sufficient.
Can I tax a crew cab vehicle for private use?
Hi,
Could you please tell me if I can buy a crew cab vehicle and tax it legally if I don't own a registered business? Will the tax office tax it for me without a big rigmarole?
Thank you.
Shane Lloyd (BALLYHAUNIS)Aug 2023 Filed under: commercial vehicle
Expert answer
Hi Shane,
You can indeed, though you'll need to tax it for private use, not commercial use. That means the annual motor tax rate goes by the engine size, not the CO2 emissions (and not the fixed commercial vehicle rate).
Just get in touch with your local motor tax office to tell them and it shouldn't be difficult.
Read the Buying a van for private use over on our sibling site CompleteVan.ie for more.
How much tax do I pay to use this van privately?
I'm planning to buy a van that has been used and taxed as a commercial vehicle, but I will use it as private vehicle. Since it has paid tax for almost a full year do I just pay the difference in price or I'll have to pay the full amount?
Marko Tot (Killarney)Mar 2023 Filed under: commercial vehicle
Expert answer
Hi Marko,
To be 100 per cent sure, look up your local motor tax office on this page and give them a call. Talk them through the situation and see what they say.
What do I do with a commercial Discovery?
I'm getting a Land Rover Discovery 4 very soon and it's registered as a commercial vehicle. I don't have the usual things to prove I'm using it as a work vehicle. What can I do or if not how do I go about declaring it private?
Charlie O Donnell (Athy)Feb 2022 Filed under: commercial vehicle
Expert answer
Hi Charlie,
What you need to register and tax a vehicle as a commercial are:
1. Current commercial insurance certificate for the vehicle
2. Evidence of registration for VAT
3. Tax Clearance Certificate
4.. Notice of Tax Registration Form.
If you don’t have all or any of those then you’ll have to register it as a private vehicle. That’s actually easy enough — you just ring up your local motor tax office and tell them what you want to do, and all of the listings are on the motor tax website — but it does mean that you’ll be paying tax on the engine capacity, which, with a 3.0-litre Discovery, is going to be pretty chunky. Equally, insurance can be tricky for commericals-as-private cars, so get hold of a good, reliable broker to get you some quotes.
For more on this, we recommend our sibling site, www.CompleteVan.ie.
