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Hi Justin,

It's not surprising to hear that the car won't go off-road - few do!

In terms of safety, the 2005 Volvo trumps the Discovery with a better Euro NCAP crash test rating.

The Volvo has a marginally better reliability record too, though most Discovery problems (affecting electrics and software) seem to apply to individual cars. Saying that it's worth ensuring its air suspension is in perfect working order. On the XC90 the injectors can play up, and they're expensive to repair, so get suspicious if the car doesn't start quickly.

Evidence points to the Volvo having the lower running costs too, with slightly better fuel economy and of course lower annual road tax due to the smaller engine. Maintenance will be costly enough in both cases, as could be insurance.

In cold hard facts it looks like the Volvo wins this battle Justin, but we'd not be put off the Discovery so easily - it's a great all-rounder as well.

Let us know how you get on.

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Hi David,

Your car is worth closer to €8,000. That might make a difference to the insurance, but don't be tempted to say it's worth less than it is.

Good luck and let us know how you get on

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Hi Ciaran

I couldn't look past a Mazda MX-5 for that money, but since I'm no expert on the Jap import stuff, I though I would ask Paul Healy @bespoke32 who does know a bit. He said "The main problem associated with the Toyota Levin and its twin brother the Trueno is related to the Superstrut suspension. This is a complicated set-up that mimics a dual wishbone system  giving the car better handling. Unfortunately it is also expensive to repair if it goes wrong. Some owners replace the whole system with a conventional suspension when the Superstrut fails while others have splashed out on the right parts to keep it in place. Look for the second kind of owner and ask questions about the Superstrut.

The Levin was launched to take on the Honda Civic Type R and SiR but even the range topping BZR model is noticeably slower. The quoted figures of 160bhp+ only apply to cars run on higher octane Japanese fuel and the Levin seems to come of worse than its competitors when run on Irish juice.

The aforementioned Honda’s post closer to their factory figures as too does the Nissan Pulsar VZR and the Mitsubishi Mirage Mivec. If insurance allows the Honda Integra Type R or SiR would be our pick.

Unless you are specifically looking for a modified/tuned car aim for one that is as untinkered as possible. There are just too many problems that could arise from somebody else’s bad work."

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Hi Pauline,

We've not used them ourselves, but the credentials on the website seem to suggest it's a legit operation.

As with all insurance quotes make sure you read the small print before committing.

Hope that helps

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Hi Dermot,

For insurance purposes it is probably worth about €13,500. I hope this helps.

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Hi Eileen,

I am presuming that you don't have windscreen cover through your insurance. This is something that you should certainly look at in the future. We contacted Fiat Ireland on your behalf and the cost of the windscreen, including fitting for a 2003 Fiat Doblo is €310. You might want to check with some independent outlets to compare prices though.

I hope this helps.

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Hi Caroline,

Paddy here. Given your budget, I would say that you need something that is going to be easy to live with, cheap to run and reliable. 

The Suzuki Swift is a really easy car to own. It is reliable, spacious, cheap to run (tax, fuel, insurance) and good value too. This one I have picked out because it has really low miles (10,000km) and is about half way up your budget: Suzuki Swift

Another decent buy would be a Ford Focus 1.4 - which is a really good larger family hatchback with a big boot. This one we found has just 34,000km on the clock, comes from a good dealership and the price is good: Ford Focus

At the upper end of your budget would be a Volkswagen Golf. They are really good investments because they hold their value well. This one again has really low mileage: Volkswagen Golf

I hope some of these are of interest. I think the Swift would be a super choice for you guys though. 

Come back to us if you need more advice though.

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Hi Chloe,

The fact that you really seem to like your car would signify that perhaps you should simply change to the 1.7-litre diesel SXi version of your car and save yourself a few quid in the process. You will probably get around €11,000 - €11,500 for your car at current market prices, but that should leave you well placed to replace it with a diesel model without too much trouble.

There weren't too many SXI models in Ireland with diesel engines but there do appear to be a few Vauxhalls imported with this spec that might work for you unless you had any particular objections to driving a Vauxhall over an Opel. 

You could have a diesel version for in and around the same money so perhaps you could even get into a slightly newer model if you were prepared to invest a few more quid, but since money saving seems to be the aim here then maybe just swap into a diesel. 

Aside from that you could perhaps look at getting a Volkswagen Golf BlueMotion, which is incredibly fuel efficient. This would make a great buy for you really and something like this would be very cheap to run. 

I hope this helps,

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Hi David,

According to the NCT website:

"All cars should be tested on or before the anniversary date of first registration of the car in the country of origin. There is no link with motor tax or insurance expiry date.

PLEASE NOTE: NCTS can issue your certificate up to six months early for a first time NCT and three months early for subsequent NCT tests. For example, a car was first registered on the 5th June 2006. The car was due for its NCT on the 5th June 2010, the car is brought for its NCT on the 26th January 2010 and it passes. An NCT Certificate is received with an expiry date of 4th June 2012"

If your car is eligible for the NCT (please refer to the testing chart) then please phone us on 1890 412 413 or you can check our on-line service by simply typing in your car registration number and date of first registration of the vehicle (which can be found on your vehicle registration book, registration certificate or licensing certificate."

So, it would appear that you need to contact the NCT to check if your car is eligible for a test. 

I hope this helps. 

For more visit the National Car Test Website.