Expert answer

Hi Richard,

It certainly sounds like you're the ideal candidate for a hybrid. Indeed, with less than 12,000km a year, you could easily live with a plug-in hybrid or a fully electric car if you wanted to install a home charger. 

A hybrid such as the Camry or Lexus would be nearly as efficient as your diesel Mercedes in most situations, and likely to mean much lower running costs in the long term. I'd certainly recommend a hybrid over a purely petrol alternative. 

In terms of new vs. nearly new, there are pros and cons to both. Nearly new cars have usually suffered a big chunk of their depreciation already, though you can't finance them the same way as you can a new car and of course, you're limited in choice to what's on the market at that moment in time rather than choosing your ideal specification. 

On that front, it's worth noting that the Toyota Camry is no longer on sale as a new car, though the Lexus ES is and it's an exceptionally well-made car. Almost all other hybrids in this sector are plug-in hybrids (PHEVs), however, so you'd ideally need to have a way to charge them up at home for them to be of use.

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Hi Mike,

There's nothing stopping you from using any car for business purposes, but there are no official commercial versions of the BYD cars on sale at this time. Though you've not said what you will use the vehicle for, I'd suggest that the Seal saloon is not suited for carrying bulky goods at all, as lovely as it is as a car. 

The Seal U SUV is much better suited as it has a large boot and rear seats that can be folded down. You could in theory have those rear seats removed completely and turn it into a commercial, but as it's so new we don't know of anyone that has done that. 

The Seal U runs on petrol, obviously, which you couldn't claim VAT back on, so that may rule it out for many.

Come back to us with more details if you need more assistance.

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Hi Juliana,

If you spend a lot of that driving on the motorway, or you're the kind of driver that 'pushes on' regularly, then I'd suggest diesel is still a good option for you. If you're a more relaxed driver and that mileage is taken at lower speeds then a hybrid may be just as economical, but it won't be otherwise. 

You've not mentioned the electric alternative, and it could be that you don't want to go electric, but almost any new EV will easily do a 160-kilometre round trip without needing charging up, and running costs are way lower than they are for diesel or hybrid. For that to work you'd need a home charger, but it's food for thought nonetheless.

If your Tiguan is giving you no trouble, I'd be inclined to hold onto it a while anyway, as with that mileage on the clock it won't be worth a lot as a trade-in.

Expert answer

Hi Adrian,

There is VRT relief on first registration of an electric car in Ireland, which effectively means no VRT for most imports such as that Tesla.

VRT would be payable on importing a Skoda PHEV, though as the CO₂ emissions rating is so low for those, the VRT would be relatively low as well - likely to be just seven per cent of the OMSP (the Open Market Selling Price as determined by Revenue).

Regardless of what powers the car you import from the North, VAT and customs duty liability depends only on whether the car was imported into the North properly and used there by a private individual for a “reasonable amount of time” - generally accepted to be three months.

I suggest you read our Guide to Importing a Car from Northern Ireland feature to gain more understanding.

Expert answer

Hi Des,

I quite liked the Fisker when I drove it, but even the press car was badly made, which doesn't bode well. I personally would not buy that car given the financial issues the company is having. There are loads of good alternatives on the market now from established brands.

Expert answer

Hi Willie,

If the van is deemed to have an OMSP (Open Market Selling Price) of under €40,000 by Revenue (and I assume it will) then there should be no VRT as there's relief of up to €5,000. Obviously there's no NOx levy either.

Now, if the vehicle was never registered and used in Northern Ireland then it's no different to just importing it from England, Scotland or Wales in terms of VAT and import duty. You will be liable for both, at 23 per cent and 10 per cent, respectively. 

Expert answer

Hi Damien,

First up, the BMW i3 is a great option for your needs based on what you told us. It's a cracking compact car that will cost you nothing to run and is an idea runabout. And yes, I'd agree that the fully electric version is the best one, especially when you have access to other cars in the household for longer journeys. 

I really like the 4 Series Gran Coupe as well, but understand the reticence to trust the diesel engines. Would you consider a petrol one instead perhaps? The NOx levy on the diesel on importation can be expensive as well. Because of potential engine issues I'd be inclined to stick with a local BMW dealer and get as good a warranty as you can.

Obviously electric cars don't emit any NOx or CO₂, so it's a bit bizarre if Revenue's site can't deal with that... There is a VRT exemption up to €5,000 and anyway, it's only 7 per cent of the Open Market Selling Price (OMSP).

If you're looking to buy in the North, just make sure the car has been registered and used by a private individual in the North for at least three months before you import it, and that must be verified by documentation. Then no VAT or import duty should be due, just VRT - and the NOx levy if applicable. 

Hopefully all that helps, but come back to us with other specific questions if you need more assistance of course.

Expert answer

Hi Colin,

There's no definitive answer to this one as there are so many moving parts. First up, you'll get maximum value for your own car if you sell it privately. That is far less convenient than trading it in of course, but worth taking into consideration.

If you're going the trade-in route, there's no way to know for sure how much the cost to change will be until you start talking numbers with a dealer. I'd suggest you do that sooner rather than later with a number of different dealers to get a feel for the numbers involved. You don't need to commit to anything to do this. It'll take you time of course, but try to choose a few dealers that are not part of the same group or brand, and do the sums with them on both a new PCP and going for a used model as you mentioned.

Perhaps wait until the Budget announcements next month to see if there is anything new on EV incentives before committing to anything, but don't leave it much longer as some new cars can take a few months to arrive following an order.

The Enyaq is a fine electric car. Good alternatives include the Volkswagen ID.4 and forthcoming new Cupra Tavascan, plus the Renault Scenic. There's loads of choice at that price point.

Expert answer

Hi Ciara,

We're in the same situation (without the pooch, sadly) so I understand your needs for sure. There are no electric Skoda estates as yet (at least one is on the way in the next few years, but that'll be too late for you), but there have been plug-in hybrid options. Not sure if you're buying new or used, but the current Superb Combi can be had new as a plug-in hybrid and it's an exceptional car. You'll find some of the previous-gen on the used market as well.

Other fully electric estate options include the MG5, but come back to us with your budget and new/used preference if you want us to help you narrow your search.

Expert answer

Hi Matthew,

The rules on VAT and import duty don't vary between different types of cars or powertrains.