Expert answer

Hi Lee,

You've got to keep the engine size down, basically, if you want cheap insurance, but we would also suggest getting something that's good to drive, simply because exposure to good vehicle dynamics early on makes better drivers of us all. So, probably the best balance is to go for a Ford Fiesta 1.25. There are loads of them around and they're cheap to run, decently reliable and very safe. It would also be worth tracking down a Suzuki Swift 1.3, as they're fab to drive and close to indestructible.

However, if even those engine sizes are running the insurance bill up too high, then you need to think  smaller and go down to a 1.0-litre engine. In that case, I'd suggest either a Toyota Aygo (or a mechanically identical Citroen C1 or Peugeot 107) or, if the budget will stretch, a Volkswagen up!, Skoda Citigo or SEAT Mii.

What do you think?

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Hi Brian,

That's a little bit tricky at the moment as there isn't currently a 'Match' spec Golf in Volkswagen's range. The current Mark VII Highline Golf though is the ritziest Golf you can buy short of getting a GTI or GTD. Over and above a standard Golf, you get things like 16-inch alloy wheels, a leather-wrapped, multi-function steering wheel, front fog lights that include a cornering function, auto headlights and wipers, sports seats and nice trim on the seats and dash.

When the last Mark VI Golf Match was around, it included (for a relatively small extra outlay over a standard car) such items as automatic lights and wipers, cruise control, front and rear parking sensors, USB and iPod connectors, a digital radio, a trip computer and alloy wheels. The current Golf probably won't get a Match version for a year or two yet but keep an eye out for when one arrives as it will probably be quite a good bargain.

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Hi William,

Ford is swearing blind that the all-new Mondeo (which has already been on sale for two years in the US as the Ford Fusion) is finally coming to these shores in the autumn of this year. The delay is being explained by the need to move the Mondeo's production line from the Ford factory in Ghenk, Belgium (which is being closed down) to Valencia in Spain.

Many of us car critics have pondered though whether or not Ford is simply stalling to try and let the European passenger car market recover before it introduces such a significant new model. If so, job done it would seem.

The new Passat is a little further away, but should be here by mid-2015 at the latest. Prototypes of the new car are already pounding the roads and test tracks of Europe racking up mileage and it's likely that we'll get a first look at the new car (which will be based on the same MQB chassis system as the current Golf) at the Paris Motor Show this September.

In the meantime, it's worth pointing out that the current Mondeo and Passat are still cars operating at the very top of their game and with new models on the way, it's likely you could argue yourself a decent deal on one.

Expert answer

Hi Alanna,

I reckon the Qashqai +2 might be the best one to go for. The extra seats are pretty small but the boot on the +2 is simply massive when they're folded flat, so that's helpful when you're lugging around two small ones and their various chattels. Don't worry about running costs too much - the Qashqai looks like an SUV but it's really a hatchback with attitude and the 1.5 diesel engine is reliable, economical and has reasonably low emissions too.

That Toyota 1.4 diesel you mentioned would indeed be much less powerful than your Mazda's engine - it's about 20hp down and noticeably so. Volkswagen Jettas are indeed reliable, but I reckon that the Nissan would be slightly more so, so make that your first choice.

Let us know how you get on

Expert answer

Hi there,

I’d be slightly careful. Remapping can unleash more power and torque, but you need to be very careful that the chip comes from a reputable source and that it won’t unduly affect the reliability and fuel consumption of the engine. I’d have a word with the guys at the Volkswagen and Audi owners club of Ireland, VAGE, as they tend to know their onions and would be able to give you more precise advice.

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Hi Penny,

Er, how long is a piece of string? €3k doesn't get you much but it can sure buy you a whole lot of trouble, so the best thing is to play safe. That means that whatever you're thinking of buying, make sure it has a Japanese badge on the back. Or, playing equally safe, just buy the nicest Volkswagen Golf you can afford. Can't go wrong there.

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Hi Sean,

Watch for dodgy turbos, flaky electronics and issues with the brakes not being strong enough (more of a problem on the heavier V10 TDI to be honest). That 2.5 TDI engine does give pretty decent economy for a big 4x4 though, and it feels more wieldy and manoeuvrable than rivals such as the Land Rover Discovery or Toyota Land Cruiser.

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Hi Peter,

I'd take a stab at a value of between €8,000 and €10,000.

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Hi Jason,

Depends what you mean by 'best' really. I'm going to assume, though, that what you mean is the best all-round; something that's fun to drive and good to look at, but also spacious, reliable and practical with an eye on fuel economy, right?

In that case, and at that budget, you're looking at three main cars: Honda Civic, Volkswagen Golf and Ford Focus. All three are reliable and well made (the Civic the best in that sense), all three are good to drive (the Focus is the best to drive) and all three are economical (few cars are as good, real-world, on fuel as a diesel-engined Golf). Shop around, because there are loads of each one out there and your €6,000 will go a long way. Insist on a full service history and make sure you do a background check on the car if you're buying privately (we recommend Cartell.ie). Beware of silly boy-racer mods (especially on the Golf, but the other two are prone to such things too) and try to find something that hasn't been used and abused by a legion of crisp-munching kids.

Let us know how you get on

Expert answer

Hi Ken,

If the shudder stops when you stop accelerating then we'd suggest looking at the inner CV joint.

Let us know how you get on.