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Hi Kal,

Right, you need to be aiming for an engine under 1.0 litres to keep the insurance costs as low as possible. If you're buying new, how about a Volkswagen up! or a Hyundai i10? Both excellent, both very safe. If you're buying used, stretch the insurance budget to a 1.2-litre engine and track down a nice, well cared for Nissan Micra - safe, easy to drive and ultra-reliable.

What do you think?

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Hi Evelyn,

Actually, the Hyundai ix20 might be just the thing you're looking for. It's smaller and cheaper to run than a Golf, and that 1.4 diesel engine is very economical, and will actually prove more powerful to drive than the Golf. Others worth considering are the Citroen C3 Picasso or Ford B-Max, both of which can be had with either petrol or diesel power. Try a 1.0-litre turbo petrol B-Max actually - great fun to drive and you won't believe the power and performance Ford can get from its new downsized 1.0-litre engine.

Let us know how you get on

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Hi Sinead,

A 'pre-reg' is a car registered to a dealer, as a way of artificially boosting their sales figures. Hence why most pre-regging happens at the end of a month. Deadlines and sales figures have to be met and the odd pre-reg here and there can keep everyone happy. With a first name in the logbook, the car is now, as far as the trade is concerned, second hand and its value drops accordingly - that's why you'll see them on dealer forecourts as 'nearly new' or 'ex demo.' They'll have the same delivery mileage as a brand new car, just your name won't be at the top of the logbook.

They make excellent buys, mostly because they will be heavily discounted to shift the stock on. It may be less than €1,000 in some cases but with some premium brands the difference between showroom and nearly-new can be as much as €4,000.

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Hi Gary,

Are you perhaps being a tad unfair to your wife here? If it were a teenager you were talking about I'd say yes, keep the old car but as it's your missus, and you've got a decent bit of budget, why not get something spanky new to give her the motivation to become a truly great driver?

For that cash, you could get a really nice year old Ford Fiesta or Peugeot 208, both of which are terrific to drive and very economical. Go for the 1.2 82hp 208 or the 1.0 EcoBoost Fiesta. Or you could save yourself a bundle and buy brand new by downsizing. A Volkswagen up! or the new Hyundai i10 would make a perfect learner car and still be stylish and practical family transport when she's got her pink licence.

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Hi Sue,

Safety record? Not really. The XC90 was first crash tested back in 2003 when Euro NCAP only gave stars for overall performance and pedestrian impact. At the time, the XC got a full five-star rating (rare at the time). Since then its score has only been matched in the class by the Mercedes-Benz M-Class in 2008, the Volkswagen Touareg in 2004, the BMW X5 in 2003 and, in the past couple of years, the new Mercedes M-Class, the new Range Rover and the Hyundai Santa Fe. Out of those, only the X5 and the Santa Fe come with seven seats (optionally in the case of the X5) and neither can match the space or comfort of the Volvo.

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Hi Eddie,

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Hi Gerard,

The quick and free check on Cartell.ie tells us that it's a 2007 Volkswagen Caddy, but not much else I'm afraid. You'll need to pay for a more detailed report. At the time of writing a €35 three-star report gives you all of the following:

- Full HPI UK check

- Verify DVLA/DVLNI vehicle details

- UK finance check

- UK stolen/security check

- UK write-off check

- UK National Mileage Register

If you're very interested in this car then it's a worthy investment.

Let us know how you get on

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Hi Jason,

A really good car, that 2002-2007 Corolla. 'Quiet' looking inside and out it may be but the strength of the engineering underneath is palpable. The sheer quality of the cabin was vastly ahead of any other contemporary rival (even the supposedly tank-like Volkswagen Golf Mk IV) and the primary engine, a 1.4 petrol VVT-i unit, out punched most rivals by about 15- to 20hp while also being more economical.

It's also surprisingly good to drive. It'll never set your shoes on fire, so to speak, but in a former life I thrashed one around Mondello Park and it showed a depth of competence in the chassis that would surprise most Corolla drivers. 

On the reliability front, there's little or nothing to worry about. The only recurring complaints seem to be rear lights that allow condensation to build up inside and annoyingly squeaky brakes.

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Hi Keith,

It really just depends on two things; her driving style and habits and what kind of condition the car is in. If it's in good nick, her average mileage is quite low and she's able to maximise the economy from that engine, you may just be better off spending a little bit of money getting the car thoroughly serviced and spruced up and sticking with it. If though her mileage is creeping up or you feel that the car is starting to age then it could well be worth trading in for a newer Passat. The current model is essentially the same car, but updated and re-skinned and the 1.6 TDI diesel gives it terrific economy.

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Hi Fiona,

Though Mitsubishi has in the past used a Volkswagen Group TDI engine, this 1.8-litre unit is its own in-house creation.