Expert answer

Hi Maurice,

If I were spending my own money on something like this I would probably narrow my search down to a few key models. I would also look at something that was pre-July 2008 as the road tax is a little easier to stomach.  You didn't specify whether you need it to be a 4x4, because this does tend to make them a little harder on fuel.

The Toyota RAV4 isn't massive but it is seriously well put together and you could have a 2.2-litre 2007 model with low mileage for €17,950.

Here's an example on beepbeep.ie.

Road tax at €860 is still a lot though, so that might rule this out.

If you don't need 4x4, then a Nissan Qashqai is quite an obvious choice. You could have a 2009 model, with low mileage and road tax of a just €156 per year, for €20,495. These are popular for a reason, but forget about it if you need to go off-road.

Here's an example on beepbeep.ie.

Again, no four-wheel drive options for your budget, but you could have a Skoda Yeti, which is a great SUV with a decent 2.0-litre TDI engine for €22,750 - although I'd be pushing for closer to €20,000 in a cash deal.

You could have a Nissan X-Trail too, although they can be a little hard to find. They are really good value. Most are two-wheel drive but there are four-wheel drive ones about. This one is a two-wheel drive version, but at €18,500 for a 2008 model it is great value.

Finally, the latest Land Rover Freelander is much better than the model that went before it. You can have it with a 2.2-litre diesel engine and four-wheel drive and that would be in and around the right money.

Here's an example.

Out of this lot, I'd be inclined to go for the Nissan X-Trail.

Hope that helps. Let us know what you end up going for.

Expert answer

Hi Fergal,

The Ford Kuga is a great choice and is really good value now as a two-wheel drive version. With the problems we have been having with the weather you can see why people would want to choose the four-wheel drive one. You pay about a €2,000 premium for four-wheel drive and if we are going to continue to have the weather we have been having then it might be worth it. 

We also really like the new Skoda Yeti 4x4. We drove it last week and it is super. You can have one with all the bells and whistles for about €31,000. The new Kia Sportage is really nice looking too and you can get the 2.0-litre "First Edition" model loaded with kit for €31,495. 

There are lots of options around now for the right money. I think out of this lot, I probably would choose the Kuga because it has the best interior and best road manners. 

Come back to us if you have more questions and let us know what you decide upon.

Expert answer

Hi Noel,

That's a good shortlist. We've only tried Hyundai's new 1.7-litre engine in a Kia Sportage, but it's an improvement in terms of economy, emissions and refinement over the 2.0-litre engine we tested recently in the ix35. Saying that, the Skoda Yeti is one of our absolute favourite crossovers. In comparison to the ix35, it feels of better quality and is much nicer to drive. The 1.6-litre TDI engine is a good one, though the Hyundai may feel a little quicker.

The Skoda's looks will split opinion, but that one's up to you!

Hope that helps.

Expert answer

Hi Gerard,

Sorry for taking so long to come back to you, but we wanted to investigate this a little. I've asked several independent and franchised garages about this and nobody has come across this problem with the VW Group TDI engines.

How did you determine what actually happened? Just add a comment below this question.

Expert answer

Expert answer

Hi Mary,

A 2007 TDi Golf with your mileage would retail at a main dealer for about €13,000 - €14,000. You will most likely get offered a bit less than this, so perhaps you could expect around €12,000. You don't mention a budget but we can give you a few ideas. Most of the equivalent cars, post 2008 will be cheap to tax. 

For example, a 2009 1.6 TDi Golf, which has emissions of 118g/km (Band A) would cost you around €22,000. Here is an example of one from a main dealer in Naas. This would also be the newer shape model too, although I am not sure you want to go for another Golf? You could get something of a similar theme with the Skoda Octavia. A 2008 model like this costs around €17,000 and would give you a little more space and would still be in Band B with road tax of €156. 

Something slightly more SUV-like would be nice too. The Nissan Qashqai has a great reputation and owners love them. You could have a 2008 Qashqai, like this would cost around €19,000 and this example here has very low mileage. This still has emissions of 139g/km, so would only cost €156 to tax each year. This would be a great buy and isn't a major jump, financially. 

I think you might like the Qashqai, so perhaps you should give it a go?

I hope this helps. 

Expert answer

Hello Pat,

As a trade-in it would probably be accurate enough to assume that your Volvo would be worth about €2,000, although you might get a little more if you sold it privately.

When you say the Skoda Combi I am assuming that you mean the Fabia Combi, which is Skoda's small estate model. It is indeed a nice little car, but perhaps something of an odd-ball and it might not be the best car to choose if you are focusing on resale value. 

There is really only one car that stands head and shoulders above the rest when it comes to residual value in the small car segment and that is the Volkswagen Polo. If you look back at the classifieds you will notice that these command a used price significantly higher than any other car in the class, so if you are buying with a view to the car being worth something in five years, this is where you should be putting your money.

It isn't necessarily the best car in the segment though - for us the Fiesta would claim that particular title. There is no doubt that if your budget is restricted then you won't get a Polo with tons of equipment thrown in and it might be shorter on power than some of its rivals, but I'd go for a 70hp 1.2 Comfortline Polo in a safe colour (silver, black or red) and you will get decent money for this car in five years time.

I hope this helps

Expert answer

Hi Donal,

We got a little more information from you and we now know that your budget is around €20,000 with scrappage. The Corolla has grown in size as a saloon so I guess you aren't after something of that size. My first thought had been a Skoda Octavia diesel, which starts at €19,340, but this is also quite a big car so might not appeal.

Another excellent choice would be the new revised Mazda3. This comes with a good diesel engine and is available as a saloon, but isn't overly bulky. We drove this car recently and found it really competent. The four-door saloon version starts at €22,525, though there is €3,530 off in the scrappage deal so it would cost you €18,995, which is well under budget.

Another option would be the Renault Fluence. This is a substantial car and you get so much for the money. We had the top spec TomTom edition and although the sticker price is €23,500 it drops to €19,000 under scrappage. Read our review of the car here. However, if you think the new Corolla is too big, you may find that the Fluence is as well.

It is very hard to look beyond the Ford Focus too. The saloon might be just over your budget, but there is an excellent offer on the hatchback, which is €21,015. With scrappage this would be under budget.

In answer to your question, best for comfort, economy and reliability (and not too big), the Mazda seems to suit you best out of this lot, especially when it comes to the price. They are pretty good at holding their value too.

I hope this helps. Please feel free to come back to us if you have more questions. Just drop them into the comment box below.

Expert answer

The Octavia is a car that makes so much sense for so many reasons. For a start, it is superbly built, with build quality as good as a Volkswagen. There is plenty of space both inside and also in terms of luggage space. The 1.6-litre engine offers low emissions and therefore is cheap to tax and to run. To drive, it is geared more towards comfort than outright agility (that is why it is a car so favoured by taxi drivers), so what you get is a car that is great for long trips. They have proven themselves to be ultra reliable too. 

The price of the Octavia 1.6 is also very attractive and residuals have remained strong. It is definitely a car we would recommend without too much trouble. 

Expert answer

Hi Arthur,

I assume you mean a second-hand Skoda Octavia, of the 1998 - 2005 generation. The problem reported relates only to the 20-valve 1.8-litre petrol engine. Its timing belt is prone to snapping if it isn't changed on time and this can wreck the engine. However, if a car has a full service history, including timing belt changes, there should be no reason to worry about it.

We'd rather have the diesel engine, but I don't believe it will be easy to find in Ireland on conjunction with an automatic gearbox.

If you need to know anything else please just pop a comment in the box below this answer.

Thanks