Expert answer

Hello Pat,

As a trade-in it would probably be accurate enough to assume that your Volvo would be worth about €2,000, although you might get a little more if you sold it privately.

When you say the Skoda Combi I am assuming that you mean the Fabia Combi, which is Skoda's small estate model. It is indeed a nice little car, but perhaps something of an odd-ball and it might not be the best car to choose if you are focusing on resale value. 

There is really only one car that stands head and shoulders above the rest when it comes to residual value in the small car segment and that is the Volkswagen Polo. If you look back at the classifieds you will notice that these command a used price significantly higher than any other car in the class, so if you are buying with a view to the car being worth something in five years, this is where you should be putting your money.

It isn't necessarily the best car in the segment though - for us the Fiesta would claim that particular title. There is no doubt that if your budget is restricted then you won't get a Polo with tons of equipment thrown in and it might be shorter on power than some of its rivals, but I'd go for a 70hp 1.2 Comfortline Polo in a safe colour (silver, black or red) and you will get decent money for this car in five years time.

I hope this helps

Expert answer

Hi Donal,

We got a little more information from you and we now know that your budget is around €20,000 with scrappage. The Corolla has grown in size as a saloon so I guess you aren't after something of that size. My first thought had been a Skoda Octavia diesel, which starts at €19,340, but this is also quite a big car so might not appeal.

Another excellent choice would be the new revised Mazda3. This comes with a good diesel engine and is available as a saloon, but isn't overly bulky. We drove this car recently and found it really competent. The four-door saloon version starts at €22,525, though there is €3,530 off in the scrappage deal so it would cost you €18,995, which is well under budget.

Another option would be the Renault Fluence. This is a substantial car and you get so much for the money. We had the top spec TomTom edition and although the sticker price is €23,500 it drops to €19,000 under scrappage. Read our review of the car here. However, if you think the new Corolla is too big, you may find that the Fluence is as well.

It is very hard to look beyond the Ford Focus too. The saloon might be just over your budget, but there is an excellent offer on the hatchback, which is €21,015. With scrappage this would be under budget.

In answer to your question, best for comfort, economy and reliability (and not too big), the Mazda seems to suit you best out of this lot, especially when it comes to the price. They are pretty good at holding their value too.

I hope this helps. Please feel free to come back to us if you have more questions. Just drop them into the comment box below.

Expert answer

The Octavia is a car that makes so much sense for so many reasons. For a start, it is superbly built, with build quality as good as a Volkswagen. There is plenty of space both inside and also in terms of luggage space. The 1.6-litre engine offers low emissions and therefore is cheap to tax and to run. To drive, it is geared more towards comfort than outright agility (that is why it is a car so favoured by taxi drivers), so what you get is a car that is great for long trips. They have proven themselves to be ultra reliable too. 

The price of the Octavia 1.6 is also very attractive and residuals have remained strong. It is definitely a car we would recommend without too much trouble. 

Expert answer

Hi Arthur,

I assume you mean a second-hand Skoda Octavia, of the 1998 - 2005 generation. The problem reported relates only to the 20-valve 1.8-litre petrol engine. Its timing belt is prone to snapping if it isn't changed on time and this can wreck the engine. However, if a car has a full service history, including timing belt changes, there should be no reason to worry about it.

We'd rather have the diesel engine, but I don't believe it will be easy to find in Ireland on conjunction with an automatic gearbox.

If you need to know anything else please just pop a comment in the box below this answer.

Thanks

Expert answer

Hi Tanya,

Without knowing your budget just yet, it is a little difficult to guess, but a car that is a top buy for a family, with a great boot is something like a Skoda Octavia. One like this has low mileage, a frugal diesel engine and will be perfect for a lot of mileage. It is solid and has a great sized boot too.

The Nissan Qashqai has been a massive seller in Ireland of late, with good reason too, as it is very good value, has a brilliant safety record, looks great and is perfect for a family. Here is a fully loaded 1.5-litre diesel for €20,950 with low mileage. 

You could have the choice of a number of family hatchbacks too, such as a Ford Focus, Volkswagen Golf, Toyota Auris or perhaps even a small MPV.

Come back to us with more details and we will try and help you further. Just add your comment to the comment box below.

Expert answer

Hi Chris,

I think that you are getting quite a generous allowance for your car with that offer.

Expert answer

Hi Anthony,

Well we can't quite say exactly what you are likely to get offered for your Corolla, but let's presume that it is likely to be about €2,500 - €3,000 when traded in against something new. With a budget of €25,000 on top of this then there is a lot of choice available to you. You could have a wide variety of new cars and an even greater choice of used models.

In answer to your first question, with you doing 18,000 miles per year, you could do with a diesel engine to keep your fuel bills down.

Your choices in terms of a new car are massive, including a brand new Toyota Avensis, which would probably add up to the best deal in terms of your trade-in. The new Avensis is remarkably comfortable and for a car that you are likely to spend so long in, this would make a nice place to sit. The diesel engine in the Avensis is very good, and it will be cheap to run and Toyota residuals are superb.

A sum of €26,735 will get you the 125hp Avensis Strata saloon. Another great choice for comfort and residual value would be the Volkswagen Passat. You could have the 1.6 TDI Comfortline BlueMotion for €27,375 and that has the feel of an executive car and would be great for the high mileage you do.

Almost impossible to ignore is the Skoda Superb. It really is great. You could have a 2.0-litre 170hp Comfort model for €27,805. Granted you might not need all that rear space, but there are few more comfortable cars on the road.

A car we have just spent a few days in is the updated Mazda6. The new model has a much better diesel engine than before, and there are some changes to the spec of the car. This offers a good blend between comfort and sportiness. It is a good-looking car too and comes as a hatchback.

A car I really like is the Subaru Legacy diesel. This is one of the most underrated cars around and it is lovely to drive. A 2009 model would cost you about €23,000 so it would be under your budget by quite a degree:

http://tiny.cc/43787

However, the car I'd think about with your budget is the VW Passat CC, the more coupé-like version of the Passat. There is a stunning 2.0-litre TDI model on sale in Dublin for €29,950 and it is absolutely stunning:

http://tiny.cc/4j2hf

Expert answer

There is a relatively new version of the Fabia and that might not come in under budget, even with scrappage. The new model starts at €12,265 so with scrappage it would be €10,765, but if you could stretch to this it would be a very good buy.

The Ka will cost you just €7,995 under the scheme and this is great value for what is a smart little car, but it is small and only available as a three-door. 

The Hyundai i10 is a car that is superb value under scrappage, costing just €8,495 for the five-door and €9,495 for the three-door model.

As regards the Clio, you can have a three-door for €8,990 under the scheme. A five-door model will cost more, at €11,280.

Out of these, for a car to keep for 10 years, I'd suggest you try to haggle and get the Fabia as I think it would age best, but following that it would be the i10 because this car should be ultra reliable to. 

Without sitting on the fence though, I would say to try all of these and make your mind up after the test drive.

Expert answer

Hi Angela,

Let's start with looking at the prices of the cars you listed when bought new:

Kia cee'd: 1.6-litre diesel starts at €18,550. There are four versions to chose from, including an automatic and a version that sneaks into band A for tax.

Kia Venga: only available with Kia's new 1.4-litre turbodiesel engine. There are just two trim options, LX and EX and the price is either €18,320 or €19,615. Both have emissions of 117g/km, which means cheap band A road tax.

Hyundai i30: five versions of the same 1.6-litre diesel engine (CRDi) available. Ranging from €18,495 to €25,495. There's an automatic option and two different power outputs, the lower of which is in band A.

Peugeot 308: five versions of the same 1.6-litre diesel engine (HDi). Ranging from €19,795 to €24,335. Four of these are in band A, including the 'Ecomatique' automatic version.

SEAT Leon: a massive eight-model diesel (TDI) range in both 1.9- and 2.0-litre sizes. Two of them drop into band A, while the fastest 2.0-litre model is in band C. Prices range from €20,105 to €26,290.

As your question was purely about value, then it comes down to the Hyundai and Kias. We found the Venga to be quite impressive, though it's a pity there is so little choice in the range.

This appears to boil down to the Hyundai i30 and Kia cee'd. The latter was facelifted earlier this year and it's an even better car than before, but what tips the balance in the Kia's favour is its untouchable warranty. All models get a seven-year warranty, which is huge peace of mind.

Depending on your budget limits you should also take a look at the Skoda Octavia.

I assume you don't have a car to trade in on the scrappage scheme, as that would change things a little. Renault for instance has fantastic offers on its Mégane.

Obviously all of these cars can be had second-hand too, where you'll get a higher spec car for the same money, albeit with kilometres on the clock.

Let us know what you decide or if you have any other questions just pop them in the comment box below.

Thank you

Expert answer

Hi Joe,

I recently drove the Golf BlueMotion and the review will go up shortly, but what I can say is that I was really very impressed by the car for a number of reasons. Obviously this is the full BlueMotion version and that differs slightly to the 'BlueMotion Technology' model that we have seen before. 

This new car gets a full raft of eco measures. There is Stop/Start, regenerative braking, a modified radiator grille, low rolling resistance tyres and a specially tuned diesel engine. The result is emissions of 99g/km and fuel economy of 3.4 l/100km. Now, you would want to be really hyper-miling to get those figures but we got close to that on our few days with the car. The economy was really staggering. 

There is 105hp from the 1.6-litre diesel and it isn't a rocket: 0-100km/h takes 11.3 seconds. It is however, a very nice car to drive. It doesn't feel slow because it is geared well. And it is a nice place to be. For the price, it is quite well equipped. 

Obviously, price is an issue. There is no real incentive to buy this car for its emissions like there is in other markets. In some markets, such as the UK, if your car has less than 100g/km you don't pay road tax, but here everything under 120g/km is Band A and the Ford Focus 1.6 D Style will cost you about the same to run, yet is €1,545 cheaper to buy. 

To answer your original question though, if I was buying a Golf, yes this is the one I would have (aside from the GTI of course). I really liked it. 

You also have to look at the Skoda Octavia too. For €23,820 you could have an Octavia with the same engine, but with the DSG automatic transmission. Hope this helps, feel free to come back to us if you have any more questions.