Is a PCP right for me in retirement?
I'm approaching 66 and recently had to retire. My state pension will be around €230 when it comes in March plus a small work pension of €57 a week. My car, an Audi A2, is a 2001 reg. It's showing signs of age and as it's an obsolete model services are expensive. I would have 3,000 maybe 3,500 Euros to put towards an upgrade. Can you advise me as to whether I should opt for a new car and a repayment plan or get a second-hand one?
Angela O'Sullivan
Angela O'Sullivan (Waterville)Jan 2016 Filed under: finance
Expert answer
Hi Angela,
I think a PCP plan would be entirely wrong for you, because they really only work if you're intending to come back in three years' time to trade in again. I'm guessing you don't want to do that.
Your Audi is worth about €2,000 so put that together with your €3,000 and we're looking at a budget of around €5,000. That's great because that will get you into a 2007 Honda Jazz - one of the best small cars around. It's spacious, comfortable, frugal and above all reliable. You simply can't go wrong with one.
Hybrid and electric cars are not the future...
This is not really a question, just a comment. I just don't understand all this hype about electric and hybrid cars. I live in an apartment, probably way more than half the world lives in apartments or cities where recharging is not feasible. It doesn't look like the future to me.
Cheers
Philip Donegan (Ballina)Jan 2016 Filed under: hybrid
Expert answer
Hi Philip,
A very, very good point. However, I disagree with you on your broader 'hype about electric cars' comment - the only way we're going to be able to keep motoring, to keep some sort of private, personal transport going, is with electric cars. Now, whether that's with just batteries, or whether that's with hydrogen power or something else that hasn't yet been thought of, I don't know. But the days of digging up Jurassic forests in liquid form and burning them in engines is coming to a rapid close - it's not just about CO2 and global climate change anymore either; the Volkswagen scandal has shown that we've been slowly and insidiously poisoning ourselves with other gases from car engines too. Some 1,200 people in Ireland this year will die from respiratory illness brought on by pollution, a major multiple of those who will be killed in road accidents.
Your apartment point is well made though, and shows just what a period of transition we are currently in. A huge investment is needed to create an environment where electric vehicles can work simply and sensibly, and for all the efforts put in recently to install charging points and fast chargers, it's not nearly enough. Governments and energy companies, and the car makers too, will all have a major role to play in this, but it's just that no-one's playing enough of a role just yet.
Does this 141 Audi A3 Saloon sound ok?
I am seeing a 141 (2014 Apr) Audi A3 Saloon 2.0 TDI 150hp, SE with Milano leather, a good spec car overall and has done only 10,000km so far. The price being quoted is €25,000. I am actually worried because the price quoted is low for its value. What could the seller be hiding? Any suggestions to help not to get cheated? Seller is a dealer (not SIMI) and has no problems me getting a Audi showroom health check.
Gokul Gurijala (Cork)Jan 2016 Filed under: choosing used car
Expert answer
Hi Gokul,
It's not massively cheap, maybe a couple of grand below the average asking price, but with just 10,000km on it, it does look a touch suspicious. Independent dealers can be, shall we say, very variable in their quality of sales and service, but maybe ask around and see if others in the area have had any experience.
When do we see the new DS 4 in Ireland?
When is the new DS 4 expected to hit showrooms here and will CompleteCar.ie be doing a review?
Patrick
Patrick Megan (Dun Laoghaire)Nov 2015 Filed under: future cars
Expert answer
Hi Patrick,
The new DS 4 will be in Irish showrooms in time for the price announcement on December 10. We will be driving it on January 14, 2016, so keep an eye on our Car Reviews page for the first Irish drive.
When will we see the new Volvo S90 saloon?
When will the new saloon Volvo with the XC90 interior be available?
James Murphy (Cork)Oct 2015 Filed under: future cars
Expert answer
Hi James,
The new Volvo S90 saloon, which will share its engines, chassis and, yes, that gorgeous interior, with the XC90, will go on sale in mid 2016 and will make a full public debut at the Geneva Motor Show next March. There'll be a massive V90 estate too we're told.
What's wrong with my Opel Vectra?
My Opel Vectra is very sluggish when in first and second gear; could it be timing belt? No engine fault light shows up.
Brian Colman (Dublin )Sep 2015 Filed under: fault
Expert answer
Hi Brian,
That doesn't sound related to a timing belt problem. A timing belt can either break altogether (potentially causing very expensive engine damage), in which case the engine would not run at all, or it could slip causing the engine to, at best, run poorly all of the time.
Best bet is to bring your car to a good mechanic for a look but it could be as simple as a dirty air filter or bad fuel, neither of which would automatically cause a warning light to come on.
Let us know how you get on
Is this Ford Focus too high mileage?
Is 170,000 miles on a 2004 Ford Focus 1.4 TDCi a bad buy or would it be ok for a couple of years? I only do about 4k a year?
Sarah Kinge (Gosport)Sep 2015 Filed under: choosing used car
Expert answer
Hi Sarah,
It's a little bit high, but it's all down to the service history and the overall condition of the car. If it comes with a thick wad of receipts and a service book full of stamps that show it's been looked after properly, and if its overall condition shows that it's been cared for, then it should be good for plenty of miles yet. If it looks and feels shabby though, and if any of the services have been skimped or skipped, walk away.
Should I be worried about this Toyota Corolla's mileage?
Shall I be worried if a 2005 Toyota Corolla has a mileage if 123,000km? It is 2.0-litre diesel, which I'm looking to buy.
Zubair Manzoor (BirmIn Gham)Aug 2015 Filed under: mileage
Expert answer
Hi Zubair,
Nope, not at all. In fact for a car of that age that's pretty much average mileage. The trick is to make sure it's been looked after. A fully-stamped service book and a thick sheaf of receipts showing that it's been properly cared for should mean it's fine.
Is high mileage a problem for the Citroen C4 Grand Picasso?
Is 122k miles a bit high to justify spending €2,995 on a Citroen C4 Grand Picasso, which has to last us three years?
Stu Paterson (Elgin)Aug 2015 Filed under: choosing used car
Expert answer
Hi Stu,
Not necessarily. Mileage is, to be honest, more or less irrelevant. It's all down to the condition of the car and its history. If it comes with a full service book, showing every stamp and receipt, and it's clearly been looked after and cared for then it should be fine.
Just check to make sure that all the electrics are OK and that the cabin doesn't show obvious signs of abuse. Might be worth getting someone to look at the engine too - that 1.6 diesel has a fragile water pump and is prone to 'sludging up' with deposits of old oil. Worth getting it flushed and have the oil changed.
Have you any information on the Audi Q2?
Have you any information on the Audi Q2?
Frank Dodd (Dublin)Jul 2015 Filed under: future cars
Expert answer
Hi F D,
The Audi Q2 won't actually be called the Q2, it'll be called the Q1. Why? Because Fiat owns the rights to the Q2 badge and won't let Audi play with its ball. So the Q1 will sit beneath the existing Q3, and will be based on the same MQB chassis system that currently underpins almost everything Volkswagen, from Golf to A3 to Passat to Superb. The next Q3 will get a little bigger too, to make some space for the Q1. Expect the Q1 to skew a little more towards an estate, crossover-y body style, leaving the Q3 to be taller and blockier and more SUV-ish.
We have no official word on engines yet but as it's MQB-based expect 1.4 turbo petrol and 1.6- and 2.0-litre TDI diesel, with an SQ1 sports variant using either a tweaked diesel or 230hp petrol turbo. It'll go on sale in 2016 and we'd expect to see a full production model at the Frankfurt Motor Show in September.
