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Hi David,

OK, if you're determined to go diesel and you need a reliable 60mpg plus then the only safe option is to get yourself a Golf BlueMotion. Your Polo plus your budget should get you easily into one, but you have to remember that getting good fuel economy is actually all about your driving style. We recently managed to get better than 60mpg out of a 1.2 TSI petrol Skoda Rapid, and that was with four big blokes on board...

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Hi Danielle,

An updated Polo is indeed imminent, but from what we've seen it won't be a massive change from the current car, certainly in terms of styling, and the only major mechanical change will be the addition of a new 1.0-litre TSI turbocharged petrol engine. While that will probably make for an enticing drive, it's a sad fact that the current 1.2-litre Polo is a touch sluggish to drive, and the mechanically similar SEAT Ibiza has some refinement issues. On that basis, we'd go for the Rio - it's neatly styled, comfy, well made and lively to drive. And it comes with that seven-year warranty. It's a tough package to beat.

Let us know how you decide in the comments below.

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Hi Gerry,

As ever, predicting a second hand value is a tricky thing, but I'd say start between €5-6k for a trade in, and see how you get on.

Let us know in the comments below

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Hi Peter,

Yes, it's reliable and no, there are no major issues to watch out for. Just bear in mind a couple of things. Automatic cars can be a little harder on brakes than their manual cousins, and they can of course be more thirsty. More significant still, the smaller-engined versions of the Polo 55- and 65hp 1.2 petrols are pretty sluggish at the best of times and with an auto 'box both drawing power and adding weight, you could be looking at really slow-motion driving.

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Hi Christopher,

I think what you need here is a car of medium height, not low slung like a hatch or tall like an SUV, but in the middle, so that it's easy (apologies for being indelicate) to get your bum on the seat and swing your legs in more easily. A tall hatch, essentially. So perhaps have a look at a five-door Ford C-Max, or possibly a Honda Civic or Volkswagen Golf Plus. They usually present an easier entry-exit setup than something more low and rakish. Try a few out and see what works best for you.

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Hi Pat,

The Polo's a fine car, no question. Practical and reliable, but your other two choices are, how shall I put this, a bit more interesting. The up! is one of the very best small cars to come along in a long time. It's nippy, agile and zippy, but still comfy on the motorway if you need to go long haul. The Swift is also a belter, a little short on rear legroom perhaps, but cracking good fun to drive and its reliability is off the scale good. The Polo's a safe choice, but I'd have a good long hard look at the other two before deciding. For what it's worth, if it were my money, I'd get the Swift.

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Hi Pat,

Probably not. It would mean that the first owner has really been racking up the miles, but if it has a complete service history and you don't get the feeling that it's been abused or uncared for, then it should be fine.

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Hi Vincent,

Not that tough, these days actually. Would you consider an Opel Mokka? Not the greatest car ever made or anything but it has a higher seating position, which may help and, better still, its front seats are approved of by the Aktion Gesunder Rucken, which is the German Bad Back Association. If you don’t fancy the Mokka, I too am a bad back sufferer and I always found that the seats in the Citroen C3 Picasso were always very comfy. Worth a try at any rate.

Here are the reviews:

Opel Mokka X review

Citroen C3 Picasso review

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Hi Dermot,

That’s kind of an open-ended question because it depends hugely on whether you want to get into a PCP deal (which effectively makes you come back in three years’ time to trade in for a new car), an old fashioned hire-purchase agreement (which doesn’t, but is more expensive per month than the PCP), or whether you want to go with a bank or credit union loan. It also depends on your own circumstances and, substantially, on the car you’re looking at buying.

As an example, Volkswagen is currently offering 3.9 per cent APR interest on a  PCP deal on a new Polo hatchback, but just 0.9 per cent on the larger Tiguan, Golf and Passat. Or even 0 per cent on the Jetta. Alternatively, you can get a very sharp 0 per cent Hire Purchase deal on a new Kia cee’d, which is an excellent car for not a lot of money.

To be honest, almost every car maker is currently offering some pretty decent deals, so it comes down to what you want and what you can afford. Come back to us with more detail and we'd be happy to help.

Read our guide to Different Car Finance Options in Ireland

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Hi Patsy,

BMW offers three different diesel engines with xDrive four-wheel drive in the X3, the xDrive20d, xDrive30d and xDrive35d. The xDrive20d can be had with a manual or automatic gearbox and the official figure is 50.4mpg (5.6 litres/100km) no matter which transmission is fitted. The xDrive30d and xDrive35d are only available with automatic gearboxes and the official fuel economy figures are 47.1mpg and 46.3mpg respectively (6.0- and 6.1 litres/100km).

Those figures won't be obtainable in the real-world, obviously! We spent time with the xDrive20d during snowy conditions a few years back (read the full review here) and averaged 34mpg (8.3 litres/100km), though in normal conditions it should do a lot better than that. We also tested the xDrive30d (read that full review here), though apologies, but I didn't record the average fuel consumption figure at the time...