Expert answer

Hi Donagh,

All of the cars you've listed there will be both a lot more reliable and much more economical than your 407, but potentially your best bet is to stay within the Peugeot dealer network where you'll most likely get the best deal on your trade-in. The new 308 is looking pretty impressive, comes with a five-year warranty and Peugeot's build quality has come on a long way since the 407...

Let us know which way you go

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Hi Ciaran,

Keeping your insurance affordable is mostly a matter of shopping around, although at 24 you may well be shopping for a size of car that most insurers will baulk at. You may get a better deal in that respect if you dropped down to a Golf/Focus/Astra-sized car. But if you must have the bigger machine then I'd go for the Mazda. It's sweeter to drive than the other two, vastly more reliable and spacious and practical too.

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Hi Eamonn,

Not that we’re aware of. Like any modern engine, the SkyActiv 2.2 diesel is built to very fine tolerances, and needs regular care and attention. That doesn’t mean it’s fragile, just that it’s a good idea to keep an eye on the oil level, and make sure that the car is serviced, properly, according to schedule. The old days of using and abusing engines is gone.

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Hi Susan,

Well, strictly speaking the Santa Fe isn't an MPV, it's an SUV (I know; Captain Pedant strikes again...) and that does have a pretty unpleasant effect on its CO₂ rating. A 2008 2.2 CRDi diesel Santa Fe emits 190g/km of CO₂ - enough to land you with a €750 annual bill. That aside it's a very fine car, with reliability, looks and practicality all on its side.

If it's lower CO₂ you're looking for though, you may well have to consider an MPV. The Ford C-Max is only capable of taking three child seats once you get into the current model, and that may still be too pricey for you. Likewise, the Mazda5 needs to be a recent model if it's to have the current 1.6 diesel that brings with it lower tax bills. So, try and track down a 2009 Citroen C4 Picasso with the 1.6 HDi diesel and the EGS automatic gearbox. That has a 140g/km CO₂ emissions figure, so you'll just scrape into the top end of Band B with a €280 tax bill.

How does that sound?

Expert answer

Hi Denis,

Yes! Yes! Oh god yes!

Sorry, got a bit carried away there, but the MX-5 is just such a sweet car, and reliable too.

There are really only a couple of areas to keep an eye on. Obviously, they're a sports car and tend to get driven accordingly so watch for accident damage. 

The hoods are good but can build up mildew if the car isn't driven regularly. If the hood has been replaced make sure the heated rear window has been properly connected up.

Finally, the alloy wheels can corrode so check them carefully.

But that's about it. Enjoy!

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Hi Deirdre,

Well, if you're not actually pulling anything, you shouldn't really need actual four-wheel drive, so I suggest either a Skoda Yeti Greenline or, if you fancy something a little larger, a Mazda CX-5 150hp Sport. Both have CO₂ emissions of 119g/km so cost just the €200 a year to tax. By comparison, a MINI Cooper diesel costs €190. 

If you really need the four-wheel drive, there are all-wheel drive versions of both cars but you're into higher purchase prices and tax bands in both cases.

Come back to us if you'd like more help

Expert answer

Hi Darlene,

Realistically, you're going to have to go down the MPV route to get three seats across the back. There are few, if any, conventional saloons and hatchbacks around now that can accommodate three full-size child safety seats next to each other. 

The obvious choices are the three French MPVs: the Citroen C4 Picasso, Peugeot 5008 and Renault Scenic, all of which have three individually adjustable rear seats and all of which will easily swallow three car seats in the back. The seven-seat versions of each (the 5008 comes only as a seven seater) will also give you some extra seating flexibility for when you need it. Ditto for the Volkswagen Touran, but not for the Ford C-Max or Mazda5, both of which use a narrow central-rear 'jump seat' layout, which isn't wide enough for what you need.

You could also, if you're looking for something a little more affordable, go the van-derived car route and the Renault Kangoo, Citroen Berlingo, Fiat Doblo and Volkswagen Caddy will all swallow three side-by-side car seats.

But actually, the best two tips of all are the Toyota Corolla Verso (or latterly, just plain old Verso) and the Honda FR-V. The Toyota is a car we keep coming back to for recommendations here, as it's massively spacious, massively reliable and actually pretty nice to drive. There are also plenty of them around. That's sadly not the case with the Honda, but it's worth seeking one out if you fancy something a little more left-field and the six seats (in two rows of three) give you lots of options for loading people and/or luggage. Like the Toyota, the FR-V is hugely reliable and it's a bit more engaging to drive than its Japanese rival.

Expert answer

Hi Peter,

Yup, the Mazda2 is an excellent vehicle, very reliable and good to drive, and decently spacious too. I wouldn't, however, have thought that there was very much difference in the seat quality between a SEAT Ibiza and a Mazda2. I would also suggest that the dealer might be lo-balling you a bit on the trade-in value of your SEAT. €3,750 doesn't seem much for a six-year old car, if it's in good condition and has a full service history.

Two things I'd suggest. Ask if you can have the Mazda2 for an extended, preferably overnight test drive so that your wife can make absolutely certain that the seat is a genuine improvement. If not, then have you considered fitting an aftermarket seat to the SEAT? The likes of Recaro and Cobra make excellent bucket seats that are often approved by back and spine care associations.

Expert answer

Hi Roisin,

When you say large boot, exactly how large do you mean? Ford C-Max is an excellent choice, and if you're looking in the MPV market then there's always the solidly reliable Toyota Verso too, or the Mazda5. For slightly less money, and indeed for slightly lower running costs, you could be into a compact estate though, a class of car that gets unfairly ignored these days. The Focus Estate is excellent and has a massive boot, but the absolute best choice is a Skoda Octavia Combi. It has a simply massive boot, lots of space in the back seats for the kids and, if you get one with the 1.6 or 1.9 TDI engine, you've got an excellent long-haul, economical family car. Reliable too.

Expert answer

Hi Martin,

The Mazda3 changed generations in 2009, but I'm assuming it's the 2003-2009 version you have. Two diesel engines were offered, a 1.6 and a 2.0. Obviously the 1.6 is the more common. The recommended change interval on that car's timing belt is every 240,000km or ever 10 years, whichever comes first. For reference, the 2.0-litre diesel version has to have its timing belt changed every 120,000km regardless of time.