Expert answer

Hi Anthony,

With a budget of €30,000 you can afford the most expensive five-door Mazda3 officially on sale in Ireland. It's called the Z-Sport and is powered by a 2.0-litre petrol engine with 151hp. It's priced at €29,495 plus the usual 'dealer related charges'.

You wouldn't have much left for accessories though...

Mazda's site shows what's available on that front (click here to go straight to the Mazda3 section). There are loads of roof attachments, including a Thule-made bicycle rack. Unfortunately there don't appear to be prices on the site for the accessories so you'll need to contact your local dealer.

Boot space for golf clubs won't be an issue.

If you'd like recommendations for alternatives to this Mazda please let us know in the comment box below and we'll see what we can find.

Expert answer

There has been a huge move towards diesel cars here in Ireland because of the change to the road tax and VRT laws in July 2008.

Since then, as you may or may not know, road tax and VRT are calculated according to a car's CO₂ emissions and because diesel cars use less fuel than petrol ones, their emissions tend to be lower.

When your father bought the Mazda6 in 2008 it may well have been better value than the diesel model. Now, there is much less difference between the price.

Before we move away from Mazda, there is now a very good range of diesel engines in the new Mazda6 and that might make the most cost-effective swap if he was happy with the car he has because you will most likely get the best trade-in price from a Mazda dealer. However, by the sounds of things he wants a change.

Covering only 10,000km a year we previously might have said that there was no real need to buy a diesel because you would not save the extra price of the car in fuel.

This point remains true, but the difference now is that the market has changed so much to diesel that petrol cars are likely to lose their value faster and become increasingly unwanted by used car buyers, so at this size of car, we would say yes, move to diesel. Also, if you do buy new, your father will most likely benefit from lower road tax.

Without knowing a budget it is difficult to point you in the right direction but from the cars you mention I'm guessing the budget is between €25,000 - €35,000. This does offer a lot of choice.

The 2004/2005 BMW 320d is certainly an option. Since the current shape model came out in 2005, we would encourage you to look at these, or even a 2006. The prices of these are quite competitive at the moment. A 2005 320d SE at a SIMI dealer would probably cost you between €15,000 - €17,000.

BMWs are always tempting to buy used, but you must choose one that has been properly serviced and cared for, because they can become more expensive to put right as they get older. The choice of used 320d models at the moment is vast so if you do go down that route, shop around. It is a great car and with the small mileage your Dad does it is unlikely to end up costing you too much.

If you want to go down the new route, there are a few that would spring to mind. The first is the Skoda Superb. This car is really brilliant and huge too. It is well made and loaded with equipment. If your Dad likes comfort then this will be right up his street.

Our choice would be the 2.0-litre TDI Comfort for €27,805. It is excellent value for money and comes with lots of creature comforts (cruise control, climate control, etc.), a 170hp diesel that is powerful, yet still frugal at 5.8 l/100km. Road tax on this car is €302 per year. For me, if I were heading out to buy a family saloon today, I wouldn't pass the Superb.

You mentioned some other cars there. The Jetta isn't a bad car, but it's been out a few years now and is probably due an update, so I wouldn't buy that new. The Audi A4 is nice. A new one is going to cost you from €34,060 before you start looking at optional extras, so a 2009 model would make sense with all the options already added. €35,000 should get you a nice 2009 TDI version with lots of the toys thrown in.

Please feel free to come back to us with more details if you like (just add a comment below), but for me I would probably have the Superb.

Expert answer

Hi Pat, 

We contacted Lexus on your behalf. They told us that they now have a policy of "not commenting to media on individual customer / prospect related queries" but they did tell us that but they did tell us that "any prospective customer should note that cars sourced abroad, ie not through the Lexus Ireland channel, do not come with roadside assistance for Ireland whereas cars sourced through our channel come with "Lexus Euro Assistance 24", our 3 year Pan-European roadside assistance programme."

I realise that this doesn't really answer your question, but since you are buying from a Toyota dealer and they would be getting the car through Lexus Ireland I imagine that you would get the standard cover.

You may want to contact Lexus Ireland and seek clarification on this. They can be reached on (01) 4567905. 

As for the car itself, the offer on this model is very good and this is a fine car. I would recommend it. 

Expert answer

Hi Madeline,

It would be great to get a little more information from you on this if possible (you can post it in the comment section below). Are you considering buying a car that was imported and registered a while back and is now being sold on without an NCT or is this a car that has just been imported?

In either case, it's always a good idea to have an independent expert check over the car for you before you commit to buying. The AA provides this service - as do other companies - but even a mechanic you trust would be a good start.

With regards to cars imported from Japan: in my experience, when they arrive in Ireland first, they are generally in very good condition.

As with any used car purchase though, if something doesn't feel right, just walk away from the deal.

Expert answer

Hi Marie/Constantine,

Neither of the two vehicles you mention is currently on sale in Ireland. Saying that, I have driven the Patrol and it's a huge, rugged 4x4 that may well be suited to life in your part of the world. I'm not sure how often you plan to go sand dune driving, but either of those would cope well with that, along with having plenty of space for your growing family.

Here in Ireland large petrol 4x4s are not very popular, whereas I guess it's quite different in Dubai.

Other vehicles to consider are the excellent Volvo XC90, or, if you want to stick with BMW, the new X5. Both come with a good range of petrol and diesel engine too.

Let us know how you get on.

Expert answer

It is very true that obtaining finance is a major problem at the moment. A survey by the Peugeot dealer network in late 2009 showed that 71 percent of car finance proposals were being rejected compared to 30 percent in September 2008. In the last 12 months GE Money, Friends First and Lombard Ireland all left the market, which is now dominated by the likes of Permanent TSB, Bank of Scotland Ireland and the two main banks, AIB and Bank of Ireland. Evidence also suggests that the credit union has become a prominent lender for private individuals in the car market. It isn't a free for-all from the credit unions, but if you do have a decent savings record with a credit union they are a very good option.

In most dealerships, if you go through the likes of Permanent TSB, then you will usually need a pretty hefty deposit. Volkswagen Group now have their own bank and are said to be getting very high pass rates. As with most cases, it does depend on the state of your own finances and your ability to pay back the loan.

What seems to be clear is that motor finance is available, but like so many of the radio advertisements will say, ‘terms and conditions apply’. Large deposits and tough credit checks have replaced the sort of one-click, one-signature availability of the recent past

Expert answer

There has been a lot of debate about the benefits of hybrid cars, but few would disagree that they are a step in the right direction. The principle of the current crop of hybrids, for those that don't know, is that a standard petrol engine is combined with an electric motor, with the result being better fuel consumption and lower emissions. The original Toyota Prius was the first mass-produced hybrid on sale and Toyota has just released the third generation of the model and it promises to be more refined and cleaner than ever.

There are other alternatives such as the Honda Civic Hybrid, which isn't bad either, or the Honda Insight, while at the top end of the scale Lexus does three hybrids, the GS 450h, the LS 600h and the RX 450h. In the case of the Lexus hybrid technology it's as much about giving the cars higher performance as it is increasing efficiency.

A hybrid is cleaner in so far as official emissions figures are very low. The Prius emits less then 90g/km, which will make it the cleanest petrol car on sale in Ireland. In some cases you could get better fuel economy from a diesel engine though.

With a budget of €40,000 you could easily get into the new Prius when it arrives in October, as the car is expected to cost about €28,000 and this will be a very cheap car to run, so it seems the natural choice. Bear in mind that even cleaner technologies will arrive soon, including those in the Opel Ampera and even a new plug-in version of the Prius.

Expert answer

Hi Paul,

That is a very interesting question. You only have to look at the difference in pricing through various different genre of cars to see that we have not had cars as cheap here in Ireland in years and even when you compare them to prices in Europe things are favourable. This is of course little solace to those who find obtaining credit virtually impossible.

Manufacturers are constantly streamlining methods of production and there is much greater co-operation between manufacturers in terms of powertrain sharing and platform sharing, but the simple explanation of the reduction in prices here in Ireland is of course the easing of taxation slightly. New cars, as I am sure you are aware, are now taxed according to their CO₂ emissions and this means that cars that might once have been subjected to 30 percent VRT under the old system are now only subject to 16 percent, because of advances in engine technology. When you look at cars like the Mercedes-Benz E-Class and BMW 5 Series now with emissions of less than 140g/km, as long as the present taxation system is in place, prices will remain quite low. Manufacturers are also likely to keep prices low to their retailers as every incentive needs to remain in place to keep sales moving throughout a sluggish global economy.

In answering your question, I would say that the lowering of prices certainly hasn't finished, especially here in Ireland. This year there has been a lot of discounting from manufacturers such as Renault who is aggressively targeting market share. Even when scrappage ends in December I can't see an end to this straight away, as next year, without the scrappage incentives, manufacturers and retailers will need to come up with a whole new set of incentives to draw nervous buyers back into the showrooms.

Expert answer

Prices have not yet been announced, though we're told that it'll start from €23,000.

Expert answer

Hi Paul.

It's true, Lada's owners, which include the Renault-Nissan alliance, have said that it makes sense to bring the brand back to this side of Europe. If that happens it's also likely that the cars will be made in right-hand drive for the UK and Ireland.

I agree it'll take some marketing genius to turn around the image side of things, but bear in mind that Skoda was once seen as no better than a Lada - and look at it now.

The reasoning behind all this is apparently to beat the Chinese car makers to it. Renault-Nissan will be represented at the super-cheap end of the market by Dacia and Lada before the likely arrival of a handful of Chinese manufacturers.

Whether they'll be successful in Ireland or not remains to be seen. You reckon that the budget end is already pretty busy? Maybe there's room for new cars at an even lower price.