Expert answer

Hi William,

The first thing I would say is, do you really need a diesel? The diesel version of small cars tend to cost more and if you aren't really doing excessive mileage then you might not reap the benefits of owning one. For example a diesel Ford Fiesta costs €1,000 more than a petrol model and the annual road tax on the petrol model is only €156 - just €52 more per year than the diesel option. Often, in a small car, a petrol engine is really the best option.

The first car that you mention, the Fiesta, has been one of the real stars of the scrappage scheme and one of the best-selling cars in 2010 and for us, it is still the best supermini in the class. It is well built, drives really well and has pretty styling. The offers on the Fiesta for scrappage are very tempting and you can shop around to get the best deal, but you will find that there are greater discounts on the petrol models.

A car we rate here at CompleteCar.ie is the Volkswagen Polo and the 1.2-litre TDI BlueMotion model in particular is excellent offering outstanding fuel economy and ultra-low emissions. The Polo is the sort of car that you would like holding on to for four to five years as they age well.

There are obviously some incredible offers in the Renault range, as the company is offering by far the most generous discounts when it comes to new cars. You could have a petrol Clio from €8,990 under scrappage. There is a diesel version available too and with all the discounting this would come out as one of the cheapest five-door diesel superminis around.

I think if you are intent on diesel then perhaps you should look in value terms at a slightly larger car. I would be very tempted by a Hyundai i30 1.6-litre diesel. You can have one of these, which has five doors, is going to be very reliable and will cost you from €14,995 under scrappage, which is really excellent value.

However a car that has really impressed us of late is the new Nissan Juke. Here you are getting lots of car for the money. The diesel Juke starts at €20,195 (full price list here) and this car would qualify for scrappage as it has Band B emissions. 

That's a few for you to consider but do come back to us if you have more questions!

Expert answer

Hi Donal,

If you were to sell the car privately it would be wise to advertise it at about €6,800 and be prepared to take about €6,500. You may get perhaps a little more than this if you trade in the car against a new car or newer used car at a dealership.

This is an approximate figure, but it will give you a ballpark I hope.

Expert answer

Hi Sarah,

First of all you need to be aware that the cash-for-car places are usually going to give you a deal that is at the lower end of the scale so it can sting a little. I think your best bet is likely to try and trade-in your Colt for something bigger. I can imagine that the three-door Colt is a bit of a nightmare with one child, and two will be even worse. 

Depending on the condition of your car - we are guessing it might look like this, then you may get offered around €4,500 as a trade-in against another car. Obviously you need something a little more spacious. I think the right car for you would be a Ford C-Max because it is spacious, safe and comfortable. We found one from a SIMI dealer in Westmeath that has 67,000 miles on the clock, is petrol-powered, but won't be too expensive to run if you aren't doing a lot of mileage. This car would be ideal for your needs and €4,900 is the the asking price. You can find the advert here.

I think this would be in ideal car because the Spacestar is getting on and isn't all that good and the early Mercedes -Benz A-Class has been notoriously troublesome.

Hope that helps.

Expert answer

Hi Pete,

You don't mention the mileage or condition of your Focus, but the value to a dealer could be anything from €1,000 - €2,000 depending on those factors and what you are trading the car in against.

I think that with your 100km a day you are probably better off with a diesel car in terms of saving money on fuel. There are a few options in your price range. The Volkswagen Golf Diesel is one option. We like this 2006 model with really small mileage on it for €13,750.

But down in Cork there is probably a better buy in this 2007 Ford Focus 1.6-litre diesel (which is a better engine than the 1.8-litre unit) and this car has just 16,000 miles on the clock and is within your budget we would hope. If you liked your Focus before then I am sure you would love this newer model and at the price and mileage it would be hard to ignore.

Expert answer

Hi Richard,

Firstly the car needs to be safe; it needs to be good value; and it needs to be reliable. We tend to encourage buying from SIMI dealers because you do have a little more comeback and the cars tend to be a little better, so having a look on the beepbeep.ie website we found a few options. 

The first model we have chosen is the Toyota Yaris, which will be ultra reliable and painless to run. There is one in Ardee that is within budget (you should get it for less if you haggle) and while this 2003 model has done 89,000 miles it will be capable of a whole lot more. 

I really like the Ford Fiesta and the model that was around in 2003 onwards is a great little car. This Fiesta is right on budget. 

The Renault Clio from 2004 was a lovely wee car and this one here has just 46,000 miles on the clock. I think they really suit young women, as they are rather chic. 

I guess the sensible choice here would be the Yaris, but I would probably have the Clio. 

Hope that helps

Expert answer

Hi Fergal,

An all-new Focus should be here early in 2011. More information was released this week (click here for the news story). The updated Mondeo will be on sale in Ireland before the end of 2010 (click here for our news story). I'm afraid we don't as yet know anything about a new Fiesta.

Prices are never released very far ahead of a car's launch unfortunately, but you can expect them to be in the same ballpark as the outgoing models'.

Hope that helps

Expert answer

Hi Patricia,

It's true that diesel engines are not as well suited to life spent in town and short journeys. Many of the components can become gummed up, reducing performance and increasing fuel consumption. Diesel versions of many cars are more expensive to buy in the first place too, and it's no point paying that premium unless you're going to make it back over longer annual mileages. Finally, petrol cars are generally quieter, making them more relaxed in town.

Hope that helps

Expert answer

Hi Patricia,

A total of 80,000 miles on a three-year old vehicles is indeed on the high side, but if the car was serviced properly then it shouldn't be a problem. If the garage or seller in question can show a full service history and if the price is right then I wouldn't be overly concerned - especially given that you don't plan to drive it a lot.

The issue is that once the car gets over 100,000 miles then the value of the car will decrease quite quickly and there will also be more repairs due because of natural wear and tear. If you only do about 10,000 miles per year then you should see three to four years of good service out of the Galaxy, but I must stress that this car must be perfect to begin with, with a full service record. 

I hope this helps

Expert answer

Hello Raymond,

One word: tax. The United States and our near neighbours the UK aren't subject to anything like the taxation that we are when it comes to cars. The base price of our cars before you add VAT and Vehicle Registration Tax (VRT) have always been among the lowest in Europe. But when you add the taxes obviously the cars start becoming expensive. 

But also, because these taxes are also on optional extras (including safety features) then car distributors often have to bring in very basic versions so that the ordinary buyer can afford them. Hence, items that you would normally see as standard in other markets have often been taken out, even if this is something like ESP, which is a life-saving safety device. 

Those selling the cars have to do this because of how much of the car's value is going to the Government coffers. It has long been an issue in Ireland and one that the EU have taken a strong interest in too, because it sees it as double taxation on an item, which is against EU law. 

There are also other issues in relation to strengths of currencies at any given time and also that the USA has a manufacturing supply, so specific US-built cars are sold there and aren't treated as imported vehicles. Of course the US is a massive market and hence economies of scale come into play, where as Ireland is a tiny market in comparison.

Prices have come down here because at least now cars are taxed on their CO₂ emissions and not their engine size, which was the case until July 2008 and made little sense. It meant that nobody bought diesel cars but instead bought small, underpowered petrol ones instead. 

With petrol (or should I say 'gas') much cheaper in the US, it has always been easier to buy V6, V8 or even V12 petrol cars there too.

Obviously it isn't ideal for us here in Ireland, but in Europe there are many countries just like us, including Denmark, Norway and Portugal so we are not alone. Just count yourself lucky that you are buying in the US!

I hope this answers your question.

Expert answer

Hello Pat,

As a trade-in it would probably be accurate enough to assume that your Volvo would be worth about €2,000, although you might get a little more if you sold it privately.

When you say the Skoda Combi I am assuming that you mean the Fabia Combi, which is Skoda's small estate model. It is indeed a nice little car, but perhaps something of an odd-ball and it might not be the best car to choose if you are focusing on resale value. 

There is really only one car that stands head and shoulders above the rest when it comes to residual value in the small car segment and that is the Volkswagen Polo. If you look back at the classifieds you will notice that these command a used price significantly higher than any other car in the class, so if you are buying with a view to the car being worth something in five years, this is where you should be putting your money.

It isn't necessarily the best car in the segment though - for us the Fiesta would claim that particular title. There is no doubt that if your budget is restricted then you won't get a Polo with tons of equipment thrown in and it might be shorter on power than some of its rivals, but I'd go for a 70hp 1.2 Comfortline Polo in a safe colour (silver, black or red) and you will get decent money for this car in five years time.

I hope this helps