Just moved to Ireland - need car insurance...
Hello,
I've just moved to Ireland and I will be staying here for about two years, which means I will have to apply for an Irish driving licence. I have a clean Malaysian driving licence, which is five years old. I am 36 years old and female, and I have a car insured in Malaysia that has never gone through any accident claim (knock on wood). I had driven in Malaysia for one year before moving to UK between 2015-2018, and in all those years I only drove when I went home for long holidays.
I have my eyes on a second hand 2012 Ford Focus 1.6 petrol (automatic). I live in a house with two large parking spaces. How much should I expect for first insurance? Or should I just settle on a 2010 1.0 Yaris instead? If I have a budget of €1,200 for first insurance, what's the best car I can get?
Thanks in advance!
Zura Adnan (Cork)Apr 2019 Filed under: insurance
Expert answer
Hi Zura,
OK, the good news is that you’ve got a clean record and a decent budget. The bad news, I’m afraid, is that an Irish insurer just won’t care about any of that. As far as they’re concerned, you’re starting with a blank slate. Sorry to have to tell you that, but the sad fact is that Irish insurers are incredibly hard to deal with and incredibly expensive on top.
I would think that €1,200 should be enough to cover a Focus 1.6 (especially given that you’re in your mid-thirties, which is considered a safe age), but it could be a safer bet to go for the Yaris, as insurers prefer a 1.0-litre engine (it’s an outdated view, but there you go). It would definitely be worth getting in touch with a good local insurance broker, though. They can often find better deals than are available through the usual websites etc. so definitely worth having a chat with.
What's up with my stop-start feature?
Hi
Regarding the stop-start feature, I was told that I needed to recharge my battery by going on a 20-minute journey driving over 50mph. I have done two 125-mile journeys in the last month and it still is not working; this was done with no radio, heaters or devices charging. I was also told that engine will only stop start for so many times, and is there I a way of resetting this?
Clare Constable (NOTTINGHAM)Mar 2019 Filed under: fault
Expert answer
Hi Clare,
Stop-start systems are a source of annoyance for a lot of people. We get so many queries about them that we wrote this feature you may want to read: Why won't my car's stop-start system work?
Saying all that, the point of a stop-start system is to reduce fuel consumption and emissions, so it's seriously pointless to go on a drive specifically to charge up the battery to make it work. It could be that your battery needs to be replaced completely.
Big stop-start issues with Toyota Verso-S...
My automatic 2013 Toyota Verso-S (28,000km on the clock) has suddenly started to cut out the engine altogether (engine chokes and I need to turn the key in the ignition in order to re-start the engine). This happens often after I make a turn, stop at a traffic light and also when I park and remove my foot from the brake pedal. It also sometimes occurs after I have stopped and then start driving again. Toyota reprogrammed my two ignition keys and replaced software to no avail. I could press "A" button, but want this fixed, for when I eventually sell my car.
Please advise!
Razanne Heggem (MOLDE)Mar 2019 Filed under: fault
Expert answer
Hi Razanne,
If this is the diesel version, it's possible that the issue has nothing to do with the stop-start system at all, as its engine is known to develop problems with the fuel injectors that could lead to poor running and stalling.
Otherwise, all we can suggest is that you read our Why won't my car's stop-start system work? feature to see if anything helps - and persevere with your mechanic to get to the bottom of the issue. An auto-electrician might be worth visiting, too.
Thoughts on the Subaru XV with CVT?
Hi,
Every so often I take it into my mind to change what is by now a seven-year-old car. And when I do a lot of questions come to mind and hence my recent questions on long term costs of hybrids (which seem to be taking over the market) and on the Hyundai Santa Fe. The latter I wouldn't really have considered, except I was in a dealership and was very taken by it.
But on mature reflection, the cost of changing simply can't be justified. Recently I came across material on the Subaru XV 1.6, which hadn't been on my radar, but which seems on paper to have a lot going for it. But I'm rather concerned about the CVT gearbox. There's an American mechanic on YouTube who seems very experienced who argues that this technology has yet to prove its long-term reliability and that after 60k miles (sic) they can give rise to problems. Even Toyota, with its claim to excellence, has recently done a recall in the States to replace the transmission.
Secondly, also there are conflicting views on whether the engine might be described as gutless. Anyway, that's where my researches have got me and I would very much welcome your views.
Thanks in advance
Philip
Philip Donegan (Ballina)Mar 2019 Filed under: reliability
Expert answer
Hi Philip,
Well, there’s a lot of ground to cover there… Yes, the 1.6 engine in the XV is a touch gutless. In fact, it’s very gutless and its fuel consumption suffers dreadfully as a result. A 2.0-litre XV is actually more frugal in day-to-day driving, to be honest, simply because you’re not having to rev it so hard and so much.
As for the CVT, we doubt that there would be any serious issues in the longer term. I’m sure the guy on YouTube means well, but just check out how many older Toyota Prius models are still happily running around with their CVTs — that should give you some idea of how solid they are. Yes, there has been a recent recall, but one recall on some specific cars doesn’t mean that there’s a major issue with all such equipment.
Where to get 24-hour car insurance?
Where can I get insurance for 24 hours on importing a car from UK to Ireland?
Pat Kenirons (Ballinasloe)Mar 2019 Filed under: insurance
Expert answer
Hi Pat,
Actually, it’s a UK insurer you’ll have to go to, as until the car has its new Irish registration and tax, you won’t be able to get it covered by an Irish company. All the big UK insurers offer temporary cover, but obviously just check that they’ll cover you for driving in Ireland before you decide. If you already have car insurance with an Irish provider on your existing car (I’m presuming you do) it is worth checking with them first, though, as they may be able to offer you something for the switchover period.
We need a bigger car for our kids...
Hi there!
Having just added to our family a few weeks ago for the second time, my faithful little Opel Astra is stretched to breaking point. My partner is 6ft 6'' and is squeezed into the driving seat and squashed against the car seat behind him and getting fairly fed up. We have been looking for something with a bit more room but we are really struggling. Any advice on what cars are best for tall drivers and rearward facing car seats?
Chris
Chris McGrath (Mayo)Mar 2019 Filed under: child or baby seats
Expert answer
Hi Chris,
The answer here is Skoda Superb. Nothing else, at least nothing else affordable, has the sort of rear legroom to truly allow a very tall driver to get comfy in front of a rear-facing infant seat, and the Superb has the kind of massive boot that every parent of two growing kids will truly need. They’re not expensive, either — go for the second-generation or later model (which first launched in 2009, although the current version, launched in 2015 is nicer still) and you’ll be onto a winner, just make sure to get one with a full and comprehensive history and make sure that it’s not been previously used as a taxi (many have). Even better — get the Combi estate for maximum practicality.
Easy to charge a BMW 740e PHEV?
Is it difficult and expensive to charge a BMW 740e xDrive in Ireland?
Colm Wilkinson (Dublin)Jan 2019 Filed under: hybrid
Expert answer
Hi Colm,
Expensive? No. From a domestic feed, it should cost no more than €1-to-€2 for a full charge, depending on what electrical supply rate you’re paying. As for public charging, for the moment that’s still free of charge, as long as you have an RFID card from ESB e-Cars, for which you can apply online. Difficult? Yes, definitely. The public charging network as it exists right now is pretty small, spread out and not very reliable. Because of that, there’s a bit of aggro in the air between drivers of PHEVs like the 740e, and those driving pure electric cars, with frequent arguments and frustration over the use of public chargers. If you’re doing most, preferably all, of your charging at home, you’ll be fine.
What full-size MPVs are left on sale?
We’ve been driving SEAT Alhambras for quite some time. Don’t want an SUV, want to move up a few years, but alas, SEAT is discontinuing the Alhambra.. The Sharan seems on the way out too. We don’t want to compromise on thrid-row seating, so the Kodiaq etc don’t get a look in either. The Touran would be too small. And we don’t want to get near eight-seaters or “van” territory. What options for us dinosaurs?
Kevin O, Callaghan (Cork)Jan 2019 Filed under: family car
Expert answer
Hi Kevin,
Well, Ford still has the Galaxy and S-Max on sale, and both of those are very strong bets, with the Galaxy obviously being a better bet if you really need maximum possible space in the rear seats. Other than that… Erm… Yeah, it’s suddenly looking very thin on the ground for full-size MPVs. You could consider importing a new-shape Renault Espace from France, but then you’d be stuck with left-hand drive. Or you could have a ring-round SEAT and Volkswagen dealers to see if they still have any Sharans or Alhambras in stock. There is bound to be a a few still lurking around the back of someone’s forecourt.
Petrol, hybrid or diesel for my next car?
Hello
I'm unsure whether I should opt for hybrid, diesel or petrol for my next car. I drive approx 80km per day, mainly national roads. I am interested in hybrid, but considering I drive very little in town/city environments, I'm not sure it's the best option. I'd love your opinion as everyone I speak to seems to have conflicting advice.
Many thanks
Eimear Morrison (Roscommon)Jan 2019 Filed under: hybrid
Expert answer
Hi Eimear,
It’s a tricky one and it kind of depends on what age of car you’re looking at. I think with your driving profile and the fact that, as you say, you don’t drive much in town, hybrid may not be right for you. Emphasis on the ‘may.’
If you’re buying a new hybrid, that equation changes a little. The current Toyota Prius, for example, gets an easy 65mpg on the motorway, which is better than I’ve ever got out of any diesel. Ditto the Kia Niro plugin-hybrid. It’s not just new cars either. A few years back I squeezed better economy out of a Lexus GS 300h on a run from Dublin to West Cork and back than I did on the same route, in the same week, with a Ford Mondeo Vignale diesel.
What's the best hybrid SUV?
Hi,
I’m currently driving a 2017 Nissan Qashqai SVE and looking to trade to a 17 or 18-reg plug-in hybrid of a similar size and spec level. Budget of about €30k including my car's trade value. What would you recommend? I do mainly city driving so hoping the hybrid would offer some savings.
Thanks
Dara Weston (Dublin)Jan 2019 Filed under: hybrid
Expert answer
Hi Dara,
The best plug-in hybrids around at the moment are the Kia Niro PHEV, the Toyota Prius PHEV and the Volkswagen Golf GTE (assuming you can find a GTE in stock...). Now, these are smaller than your Qashqai inside, so you may need to make that compromise in order to get the plug-in hybrid efficiency. The revised Mitsubishi Outlander PHEV is massive inside, and rather nice, but thirsty if you’re not plugging it in all the time and making maximum use of the electric part of the powertrain.
A conventional hybrid might also be worth a look, especially given that you’re driving mostly in town. Honda is just about to launch a hybrid version of the hugely impressive new CR-V, and the new Toyota RAV4 is arriving in dealerships around now. Both are well worth considering if you can stretch the budget out to something brand-new.
Here are some relevant reviews: