Expert answer

Hi Aime,

As ever, welcome to the wonderful world of Irish car insurance… You’re totally within your rights to be able to use a van as a private car, and actually you’re doing the right thing by registering it for private use, and informing your insurer. Many people just break the law by driving a commercial for private use without ever paying the extra tax or informing their insurer. If you’re struggling to find cover, I would track down a good local broker — they’re usually much more clued into the market than the call-centre staff of insurance firms, and can often find deals that we mere mortals can’t.

Expert answer

Hi Bernie,

As long as it’s registered as a commercial vehicle and used only (and strictly only) for work purposes, it’ll cost €333 a year to tax. If you want to use it for family or social driving, then it goes onto the old by-engine-capacity tax system, which is €951 a year on that vehicle. 

Expert answer

Hi Lee,

It depends on what sort of driving you’re doing. If you’re a low-mileage driver, and doing mostly short hops in and around town, then it’s about perfect. If you’re into doing longer journeys, then it’s not quite so good as it can get a little thirsty on motorway runs. 

Expert answer

Hi David,

If you are using the Navara strictly for business work, and not for social, domestic or pleasure use, then you can tax it as a commercial vehicle for €333 a year. If you are using it for any personal driving, then you have to transfer it back to the old by-engine-capacity tax system and, with a 2.3-litre engine, that’s going to work out at a hefty €994 a year, I’m afraid.

Expert answer

Hi Myles,

It is not standard, unfortunately - it is only sold as part of the Comfort Pack. If you plan on driving your Z4 at higher speeds with the roof down, then it is definitely necessary. And of course the car will be easier to sell on later with a deflector than without, so bear that in mind, too.

Expert answer

Hi Antoinette,

The thing is that they’re two very different cars — the Polo is a significantly smaller vehicle than the Auris. So, if you need the space, and you like the hybrid aspect, then definitely go for another Auris. If you’re happy with the space in the Polo, and you can live without the hybrid bit, then the Polo is a very fine car.

Expert answer

Hi there,

The A4 would be a little better in terms of comfort, but not in terms of space or practicality, and to be honest the benefits are pretty marginal. Either the Passat or the Superb make fantastic estate cars. The Superb has an edge on luggage capacity (around 60 litres extra), but the Passat is a little sharper to drive, and has arguably a nicer interior. A marginal decision then, but we’d probably go for the Superb on balance. Or, just to throw a spanner in the works, have a look at the excellent Mazda6 Tourer before deciding…

A few reviews to help you decide:

Audi A4 Avant review

Skoda Superb Combi review

Volkswagen Passat reviews

Mazda6 Tourer review

Expert answer

Hi Trevor,

No, not really. If you’re insuring your car (or van) one way and driving it another, then technically you’re not being honest with your insurers and if you do need to make a claim, and they investigate the circumstances, you could be caught rotten and find yourself unable to get a payout. Just be honest, it’s always the best policy.

Expert answer

Hi Philip,

Yes, we have tried them and in both cases they work fine, but please don’t go thinking of them as truly autonomous driving systems — they’ve very far from that, far even from semi-autonomous. In both cases (in fact in all current cases, no matter what some car makers would have you believe) these systems are just glorified cruise control, with a radar to keep you a safe distance from the car in front, and cameras and sensors to detect the lines on the road and keep you steering more or less straight. They’re not fully active, though, and you still need to drive the car, keep your eyes up and on the road and be in control at all times. They do reduce fatigue on long journeys right enough, but only be a small amount to be honest, and they’re not to be relied upon.

Expert answer

Hi Joe,

I think a good bet here, if you want to buy new, is the new Mazda3 2.0 M-Hybrid. It’s only a mild-hybrid, but it’ll be good on fuel, yet it has decently punchy performance and is really enjoyable and engaging to drive. Looks great too, but not as tempting to the criminal fraternity as a Golf R. If you fancy something with a bit more grunt, but still understated styling, how about a Skoda Octavia RS? Quick and agile, and not too shabby when it comes to economy.