Will an Irish bank loan me money to buy an NI car?
Can I get a car loan from an Irish bank to buy a car from a dealer in Northern Ireland?
Emmet MooreMay 2014 Filed under: importing
Expert answer
Hi Emmet,
The general consensus seems to be yes, but make sure you ask beforehand. All banks seems to have slightly and subtly different policies when it comes to issuing loans (and not just for this specific circumstance). More than 25,000 cars have been imported to Ireland since the start of the year, so clearly, people are getting loans to buy them and bring them in, and it's an entirely normal procedure. Your bank may ask for some additional guarantees or similar, but as long as you check with them first on their precise policies, you should be absolutely fine.
By the way, you may want to check out our guide to importing cars from the UK while you're here.
Is €22,000 too high for this Volkswagen Passat?
Is €22,000 a high price for a 2012 Volkswagen Passat 1.6 TDI? Back in 2009 we bought a 2007 Passat similar spec for €17,000. It was a 2.0-litre TDI two-year old; dealers seem to be looking for crazy money now!
Matt Lawlor (Dublin)May 2014 Filed under: used car values
Expert answer
Hi Matt,
I'm afraid €22,000 doesn't seem to be a high price for that car any more. In fact, it's right in the general ballpark for the Passat for a 2012 diesel. The problem you're looking at is one currently facing a great many used car buyers - used values have risen significantly since 2009, because of the scarcity of good cars in the market, a legacy of the collapse in new car sales following the financial meltdown. In some cases, values have risen by as much as a third, and with both Volkswagens in general and diesel models especially being highly sought after, you're shopping in one of the most expensive categories in the second hand market.
Sorry to not have better news!
Is the Volvo S40 suitable for three children?
I'm thinking of buying a Volvo S40 as a family car; is it suitable? I have three children.
Linda
Linda Larkin (Dublin)May 2014 Filed under: family car
Expert answer
Hi Linda,
That very much depends on the ages of the kids, as the Volvo S40 is really only about the same size as a Ford Focus (it's actually made on that car's platform). You won't easily get three booster seats across the back seat and the boot is ok an acceptable size rather than an impressive one.
For reference, I have two kids (three and a half and five and a half) and we have the Volvo V50, which is the estate version of the S40. It's just about big enough. If we had another kid I'd be looking at changing cars.
Hope that helps
I'm thinking of buying a Mazda RX-8; what do you think?
I'm thinking of buying a 2004 Mazda RX-8; what do you think?
Anthony Mullally (Waterford)May 2014 Filed under: choosing used car
Expert answer
Hi Anthony,
Oh heck yes! The RX-8 has always been one of our favourite cars and it mixes high-revving rotary rear-drive fun with almost-practical four-seat space. There are actually very few, indeed hardly any, reported mechanical issues, and that's in spite of the poor reputation that rotary engines have in that regard. It will burn through a lot of oil though - they genuinely all do that, sir - so keep an eye on the dipstick and don't skimp on the good quality lubricants. There were also a few recalls, for leaking fuel pipes, cracked steering joints and cracked damper heat covers. Avoid anything that's been tweaked, tuned or messed around with and watch the handling in the wet - they can be staggeringly tail-happy.
Porsche Cayman GTS or Jaguar F-Type Coupé
How does the Porsche Cayman GTS compare to the Jaguar F-Type Coupé?
Thanks
Philip Donegan (Ballina)May 2014 Filed under: choosing new car
Expert answer
Hi Philip,
We put this to Kyle Fortune, one of our UK-based writers, as he's the only one of the team that has driven both cars:
"The Jaguar will undoubtedly feel like more of an event initially, the V6's engine and exhaust note are superb, though in some ways it's extrovert sound does promise more than the engine ultimately delivers. It's agile, fast and easy to drive, with an edge that makes it fun, too. The Cayman GTS is a different proposition; it's mid- rather than front-engined, which immediately makes it feel more exotic, even if familiarity - there are lots of Boxsters and Caymans out there, and less F-Types - does lessen its impact. Neither will disappoint, but the Porsche is the more engaging, more polished drive. It's arguably the best sports car you can buy, though the Jag runs it close. Clincher for me would be that the Cayman GTS is available as a manual, the Jag only an automatic."
Hope that's of interest!
Should I go for the Renault Scenic with €3,000 to spend?
Hi, I am looking to buy a Renault Scenic with around €3k of budget. Getting vehicles of mostly 2005 and 2006 with around 100k to 130k on the odometer for this price range. Please advise if I can go with it.
Aparesh Chatterjee (Dublin)May 2014 Filed under: choosing used car
Expert answer
Hi Aparesh,
You know what? I wouldn't. Renaults from that era are not the most reliable things and your budget could be as easily eaten up fixing a catalogue of minor problems. Your budget though should be able to get you into a Toyota Corolla Verso - one of the most reliable cars around and a firm favourite in CompleteCar Towers when it comes to affordable, reliable family transport.
What should an early current shape Passat be like?
I'm thinking of buying a 2005 1.9 TDI Volkswagen Passat (new shape). Is there anything I should particularly look out for and is it reliable?
Roy Malone (Dublin)May 2014 Filed under: reliability
Expert answer
Hi Roy,
The Passat is a good, solid car that with just a few points to check. Some of the early 2.0-litre TDI engines had some fragility in the turbo and injector departments, so have any of those cars checked carefully. The 1.6 FSI petrol engine is pretty solid but bear in mind that in a car of the Passat's size, it will have been thrashed pretty hard to keep up with traffic. Have a close look and listen to the suspension for any noises or clonks, and make sure the power steering feels consistent and precise as that system can give trouble too.
Ford Focus 1.4 or Volkswagen Passat 1.6?
Hi there, we are looking to buy either a 2003 Ford Focus, with 144,000 miles or 2002 Volkswagen Passat at 119,000 miles. Both cars are petrol except the Passat is a 1.6-litre and the Ford a 1.4-litre. We are looking for the most economical and long lasting car.
Thanks
Siobhan Gavin (Athlone)May 2014 Filed under: choosing used car
Expert answer
Hi Siobhan,
Although the Passat is a really well built car, I'd go for the Focus in this instance. The Passat's 1.6-litre petrol engine struggled with the weight of the car, and that made it both uneconomical and rather prone to developing problems. The Focus, although a smaller vehicle overall, struggles less with its 1.4-litre engine and the general build quality on that first generation Focus was excellent. Just check carefully underneath for signs of rust - some first gen Focus models didn't get proper underseal at the factory.
Does the later Santa Fe have a flywheel problem?
Does the 2010 model Hyundai Santa Fe suffer from the same disastrous dual-mass flywheel problems as the 2006 onward model? Had to replace it every two years and in no mood to go through that again.
Padraic Brennan (Kildare)May 2014 Filed under: fault
Expert answer
Hi Padraic,
The general consensus seems to be that no, it doesn't. A lot of cars of the early 2000s had issues with dual-mass flywheels, but the technology seems to have matured to the point where it has become reliable. Of course, tread carefully and make sure that any Santa Fe you're looking at has a full service history and is in good condition, but it's worth pointing out two things - one, a 2010 Santa Fe still has a year's worth of its full manufacturer's warranty left to run and, two: you can get dual-to-single-mass flywheel conversion kits if you think it's going to be a problem.
What should I replace my Mercedes E-Class with?
I have a 2006 Mercedes-Benz E 200 Elegance Kompressor auto petrol and want to change for something more economical and with much lower tax. Was thinking of a BMW 320d auto or Audi A4 auto diesel. Would I get 2012 in either for €20,000 with my own? I really like the Citroen C4 Picasso diesel auto too but am worried about resale value. Any advice?
Thanks a lot.
Ann Joyce (Galway)May 2014 Filed under: choosing used car
Expert answer
Hi Ann,
Yeah, you might just scrape into a 2012 model in either car but to be fair, though rolling back to a 2011 or even a 2010 (assuming that condition and history are OK) isn't really going to be any hardship. As for the C4 Picasso, well it's a very, very different type of car altogether - a big, spacious family MPV rather than a low-slung sports saloon. They're nice and comfy, but won't be as well built as either of the German cars.
If it were our choice to make, we'd go with the Audi - comfy, decent to drive and reliable.