I am a 21-year-old female with a provisional licence and looking to get insured on a car. I have been asking insurance companies and they have given me quotes of roughly €3,000 on a 2004 Volkswagen Golf. Am I better off buying a newer car? Will this bring down the price of insurance?
Filed under insurance - Asked by Alannah C - Wed, 11 Dec 2019 14:42
Probably not much, no, though insurers seem to be wary of cars over 10 years old. Saying that, when you’re under 30 and on a provisional, you’re the risk factor, not the car. Keeping the engine size as small as possible will help (closer to 1.0-litre is better), but it won’t make a huge difference.